Yes, you can very easily die getting to work in the weather we've got out here without the protection of a vehicle.
And what kind of weather is that?
Yet Americans are wrong when they say free education doesn't exist in some countries. They're free since you don't have to pay for education. Identically, there's free meals in schools, since you don't have to pay for them. Identically, there's free healthcare, since you don't have to pay for it. Identically, you can loan books for free from libraries.
No sensible person would claim that they're not free, and to loan a book from a library requires a fee. Sure, these services have to be funded somehow, but that doesn't make them free. Identically, Gmail is free to use. Nobody would claim that you need to pay a fee to use Gmail. *Identically*, Gmail is being funded somehow. No sensible person person would claim you need to pay money to use Gmail.
Therefore, education is free, and so are libraries, and school meals, and Gmail, and roads. Voting is also free. But voting creates costs and somehow the costs have to be covered. But that doesn't mean you need to pay money to vote.
It doesn't get any simpler than this.
Lend money to a bad debtor and he will hate you.