But it was the insurance company that was defining pre existing conditions, not the doctor. My wife's insurer reversed their decision to cover my wife's brain surgery while she was in recovery from the surgery. They stuck us with a $60,000 dollar bill (1980's pricing), and dropped her from their rolls. I guess when they saw how much the surgery would cost they decided her illness was "pre existing."
She had been paying into the insurance for 8 years, but the fast growing tumor in her brain was a preexisting condition. Yeah right
I had to get a government job to get insurance for both of us (FEHB). Now that I am disabled from my job, I still carry that insurance because we can't change to a cheaper plan. As it is now, health insurance takes up 60% of my pension. At the current rate of premium increases, two years from now they (CIGNA) will take 100% of my pension.