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Comment Re:Wait, what? (Score 1) 376

And, because most people are morons and get a lump sum, it's taxed even more.

People who are good at math know that it's much better, for tax purposes, to get one million a year over ten years, instead of ten million in one year. And it's even worse, because the lump sum for that would be more like eight million.

But something like 80% of the winner go for the lump sum, and get like 20% less, and pay like 10% more in taxes. All so they can have a giant bank balance immediately.

I'll join the chorus of people saying: it's not that simple. People have mentioned inflation, which can be generalized to expected real returns on investment (i.e., investment returns minus inflation): what rate of real return is required on the lump sum in order to make up for the extra taxes, and what investment risk the winner is willing to bear on their lump payout. Or, in other terms, what happens when you take the lump payment and pay the tax, but put the remainder into something like an internationally diversified, periodically rebalanced 60% stock/40% bond portfolio?

Then again there's the question of whether you could borrow against the future income from the the periodic payments, but this strikes me as unlikely to be workable; quick googling suggests that an income stream from lottery winnings are typically not transferable or even inheritable, which suggests to me that you won't be able to take a secured loan against it.

Comment Marginal vs. effective tax rate (Score 1) 1042

Enough of this drivel. What's fair? The 35% they pay now? The 39.6% they paid under Clinton? The 70% they paid under Kennedy? Or the 94% they paid under FDR?

The rich don't pay 35% of their income as taxes. That's the highest Federal marginal tax rate on ordinary income (e.g., salaries). For 2009, that rate applied to each dollar of ordinary income earned in excess of $372,951 for the year. The thing is that the truly rich avoid this 35% on most of their income by receiving most of their income as long term capital gains, which are taxed at 15%.

What you want to compare is effective tax rates, which is the true percentage of income paid as tax after all the math is done. Over the past few years, the 400 highest-income Americans have had an effective federal income tax rate of about 17-18%. For comparison, I make low six figures, and my effective tax rate is about 21%.

Comment Slashdot mod farms (Score 1) 1042

So, what's you're saying is that it's a Vast Right Wing conspiracy, where people have been instructed by a cable news channel to head to slashdot, obtain mod points "with a ton of fake accounts" all in an effort to? What? Silence the opposition by modding them offtopic?

Well, let's tackle the first piece of this: trolls have in the past created "mod farms" by creating a few hundred accounts to collect mod points and software to manage all of these accounts and easily use them for posting and modding. I know this because some guys I knew on IRC built one back in 2003 or so. Their modus operandi was primarily trolling; they'd post outrageous stuff looking to provoke posters into unhinged responses, use the mod farm to mod themselves up so that their comments were among the most prominent, and downmod folks who figured out that they were trolling.

So no, it wouldn't be a Vast Right Wing conspiracy; it would be a handful of guys with programming skills who built it for the lulz, but at least one of which also happens to be teabagger who just wants one side of the argument to "win."

So the real question is: if there is such a thing out there, active, how could we detect it? GP claims to have detected it by observing a pattern where an inordinate number of mod points were used to moderate comments ideologically. Well, then the question becomes whether there were really 300 mod points used that way (can we replicate GP's claimed observation?), and whether this is really inordinate, or just usual mod behavior on Slashdot.

The one I'm describing back in the day was detected because one of the dumber users decided to get into a modding match with the site admins. The admins have unlimited mod points, so apparently if you keep upmodding to 5 comments that they modded to -1 they will get suspicious, look at who's modding and what IP address they come from, and figure out what the game is.

Comment Re:If Final Cut Pro is any indication... (Score 1) 341

In the FAQ, which details specifics about importing, editing, media management, export and purchase, Apple's tried to make one thing clear: some of the missing features will return with future software updates.

Indeed, Apple may be as inclined due to this backlash to reverse itself with OSX Lion as it was with Final Cut Pro. It's entirely reasonable to project that missing server features may make their return to the Sever Admin panel or as stand-alone add-ons.

The problem is that for the professional market, the "temporary downgrade" strategy, if it can be pulled off at all, can only be done so when the vendor offers visibility into the roadmap and continues to support the older, fuller-featured version while the new one catches up.

And Apple are pretty bad at this, not just with FCP, but also with Aperture, which I've experience first-hand. Want to know when Apple is planning to add support to Aperture for a new camera that was just released? Good luck; it could be next month, or it could be more than a year, and no indication from Apple on which is more likely. In the meantime, Adobe will have at least limited support within a month, with an explanation of the roadmap to full support.

After all, I doubt that Apple is trying to get rid of the userbase of corporate departments that use OSX Server and technologies like the group print spooler and the Quicktime streaming server are already developed, coded, and released -- so why not roll them back in?

Um, because they perceive that spending those resources on something else will have a higher return?

Comment Re:Unlikely (Score 0) 272

Fairly certain that the 9/11 conspiracies came along first.

No. The conspiracy to make Barack Obama the first non-citizen President of the USA started around the time of his birth, in the early 60s. The Bushes only started the 9/11 conspiracy in 1990. Get your facts straight, you dumbass...

Comment Re:Have to share this - holy crap! mod parent up (Score 1) 626

You deserve to be flamed, if only for your blatant ignorance of biology. There is no difference between micro and macro evolution.

This response begs the question. The claim that "there is no difference between micro and macro evolution" is equivalent to the claim that all biological diversity is the result of natural selection from a common ancestor. And guess what, that's precisely what GP is questioning: the claim that, for all putative ancestors A and descendants B, natural selection could realistically turn A's into B's in the time scale claimed. Pointing out examples of "observed speciation events" helps, but not as much as you make it out, because (a) you're defining "species" in a funny way the creationist doesn't have to accept, (b) you're trying to defend a universally quantified statement ("for all x, P(x)") by pointing out individual instances where it's true, while it just takes one counterexample to refute it, and the creationist will find an example you can't respond to.

Evolutionary theory has weaknesses; there is the difficulty of demonstrating that there is some sequence of small, viable, inheritable mutations that can, over hundreds of millions of years, slowly turn fish into elephants. And then there's the impossibility of doing that over and over for all of life on Earth. This means it's easy to cast doubt on the whole edifice; there will always be cases where somebody can raise the question whether natural selection really could've done what it's been claimed to do, and some of those cases will turn out to have been wrong.

We teach this stuff in schools not because it's bulletproof and perfect; we do it because it's scientific, which creationism isn't.

What's not OK, however, is logically invalid responses to creationist claims, like you have done by assuming the conclusion. If you try to pull that off with a smart creationist (and yes, they exist), you're gonna get ripped apart. The correct answer to objections like GP is to point at the large body work that's constantly being done exploring intermediate stages for big evolutionary changes, both works that attempt to explain how they can be useful (the serious answers to the question of what good is "half a wing") as well as the slow but gradual growth of fossil specimens and how the fossil gap is actually decreasing over time. Then there's the responses that simply amount to recognizing that some of the auxiliary sciences are still very weak (e.g., fossils tell us phenotypes, fossil DNA tells us genotypes, but we still don't have a detailed enough science of gene expression to fill a lot of the gaps).

Comment Re:Looks like (Score 3, Insightful) 401

1. Are you saying that the Koran does not command the killing of "infidels"? That it is merely passages taken out of context?

Well, duh. I'm not a Muslim, and I know that much. The Koran has a lot of passages about fighting wars with enemies of Islam, who were a combination of pagans, Christians and Jews. However, it also has passages about treating Christians and Jews fairly and allowing them practice their religions, and passages stating that they can achieve salvation (or whatever the Islamic equivalent, not sure here). And more generally, it has passages about not picking fights with people who don't pick fights with you.

So, well, the straightforward conclusion here is that the Koran says a lot of different things about the relationship between Muslims and non-Muslims, and that the context in which each of those things is said needs to be weighed to see which of them best match any given situation. As, well, every single damn book ever written to guide human behavior.

PS: Muslims do not generally consider Christians and Jews to be "infidels." Rather, they consider them to be people who believe in the same god as Muslims, received the same teachings that Mohammed did, but then lost or distorted them. You will of course find plenty of counterexamples to this rule—"Christian = infidel" is an Islamist terrorist theme—but it's by no means a majority opinion. So I'm not interested in responses that document Muslims who have labeled Christians as "infidels"—I know they exist, and I know it's a minority opinion.

PPS: The fact the the Koran periodically has nice things to say about non-Muslims doesn't mean that all Muslims in general will have a good opinion of Christians and Jews; I'm not interested in responses that document cases of Muslims saying bad things about non-Muslims, mistreating them or showing prejudices toward them. In fact, the Koran's nicer statements about non-Muslims often seem like attempts to correct early Muslims' pre-existing prejudices and ill will against them. Take, for example, the Koran's statement that the food of the Peoples of the Book (Christians and Jews) is OK for Muslims to eat. Why would such a rule need to be stated? Well, some early Muslims must have seen some forms of physical contact with Christians as taboo. Similar comments apply where it says that you should not fight or kill non-Muslims who haven't tried to do the same to you: "Don't kill Christians and Jews" must have been a teaching that needed to be taught in Mohammed's time as much as in ours. Religion exists in a harsh, often brutal world of people who adopt it more as a tribal identity than as a moral guide.

Comment Re:Wireless = National, Wired = Local (Score 1) 124

The real problem is that that there is little to nothing that the Federal government can do about the lack of competition in wired markets.

No, there are well-documented things that governments can do about this. For example, the government can enforce separation of the companies that provide the last-mile connection, the ones that connect that to the internet, and content providers. Because while the first one is a natural monopoly, the other two are not, yet right now the companies that own the last mile use it to stifle competition for ISP and content.

Comment Re:Apple went from one button to none (Score 1) 453

Apple have since day one insisted that everything in their computers be usable with single-button mice. Why? Because of user friendliness towards people who aren't comfortable with computers.

As a result Apple brought the world the double-click.. which is far more confusing to users than a second button.

Quick googling finds what the Apple guidelines say about double-clicking: "Because not everyone is physically able to perform a double click, it should never be the only way to perform an action."

Comment Apple went from one button to none (Score 1) 453

I, for one hate Apple's mouse, I don't know why they feel they needed to be different and not have separate right and left click buttons.

Apple have since day one insisted that everything in their computers be usable with single-button mice. Why? Because of user friendliness towards people who aren't comfortable with computers. This may seem quaint to you and me, but "Which of the two buttons do I click?" is a significant stumbling point for a lot of people. (And it wouldn't seem so quaint if you spent some time with disabled people with limited finger dexterity; some of them can operate a one button mouse, but not a two button mouse!)

So Apple's UI guidelines insist that every application must expose all of its functionality to users with one-button mice, and Apple's shipped one-button mice on their computers for nearly forever. In fact, you could say they've never switched to multi-button mice; they came up with what's effectively a "no button" mouse with software-configured behavior on a per-user basis, so that you and grandma can share the same mouse, but she doesn't have to be confused by multiple buttons just because you want it that way.

Comment You have your numbers wrong (Score 1) 518

Where else did you think all the crap loans that the CRA forced the banks to make would wind up,

So I keep hearing, but where did you think all the crap loans that the CRA didn't force the unregulated non-banks to make would wind up? You know, the 50% of the subprime loans made by mortgage brokers and non-bank companies like GM (ditech.com)? What about all the CDOs that were bought up by investment firms like Lehman Brothers?

You're missing an additional 30% of subprime loans that were made by uncovered affiliates of CRA-covered institutions. So yes, about 80% of subprime loans had nothing to do with CRA. And it's also been documented that the subprime loans made by CRA-covered institutions were more affordable, had more conservative credit standards, and have performed better than the average subprime loans from this period.

Comment Re:Wish we could move (Score 1) 518

No, a lie is knowingly telling something that is not true. People thought that homes were a good investment. They were wrong, not deceitful.

Oh, there was plenty of deception going on. For example, clients being hooked up with subprime loans even when they were qualified for prime loans. And there are lies still going on—the Robo-signing scandal, with banks foreclosing on homes without proper documentation (which, BTW, they're still doing).

Comment Re:no leet speak? (Score 1) 340

I'm surprised a large chunk of the obfuscation attempts didn't involve replacing letters with numbers. termin8, passw0rd, etc.

Well, the article isn't completely clear in this regard, but I think the author just didn't actually look for examples like those. So their absence in the article doesn't tell you anything about their frequency.

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