I don't have clearance either (just an educated layman), and I seriously doubt that people with clearance would venture into this debate.
Except decoys and other countermeasures don't work. We (the US) have had the sensors and computers to differentiate between real RVs and decoys, because, unless the decoy has the exact size, mass, and thermal signature as the real thing, we can ignore it. How we can is by tracking it on radar (a less massive RV wouldn't react the same to the Earth's mass, that is it wouldn't fall so fast, due to less inertia to punch through the atmosphere). And Thermal properties are important because the electronics in nuclear devices are sensitive and like to be kept in a nice stable temperature range. (Major source for the above paragraph is B. Bruce-Briggs' work "The Shield of Faith").
As for MIRVs, any public time-lapse photographs, you will see that the individual RVs are released sequentially, not all at once like you see on TV (source - MX missile test photographs at the National Museum of the United States Air Force).
And yes, the minor course correction features of modern RVs to allow for some accuracy adjustments. This allows us to use smaller devices, which fits with the policy of not directly harming civilians (as codified the various Geneva Conventions), but not letting civilian casualties stop us.