Comment Euro Experience (Score 2) 396
Euro-peon here (Ireland). I use a debit card linked to my current (checking) account for small purchases, and a credit card for online and larger purchases, which I can usually pay off every month unless it's very large. The debit card is touch-enabled, which has some security features built in. Touch purchases are limited to €30 and after three of those you'll be asked to insert the card and enter the PIN - so if the touch system is compromised there's a "stop" on that. As far as I can tell those touch purchases are authorised without checking your current balance, and might not hit your account until days later.
I have heard of "walk-by" attacks on touch cards here - e.g. one lady I know had €11 taken off her card that was apparently billed to a pay email service on an ISP in New Zealand. Small, one-off charges that the payee might not even notice if they are a heavy user of that card. There are things you can do to avoid that, such as not keeping the card on you in an obvious place such as handbag or back pocket. Or tin foil.