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Comment Re:I think the same thing... (Score 1) 981

It was House. http://cochlearimplantonline.com/site/?p=1204 "On the other hand, another doctor says, “Anything I can simulate with $3 earplugs isn’t a culture!” when discussing deafness as a disability vs. a culture with his colleagues. Though I understand his point, and his reaction is one that is very common among hearing people who have little/no experience with d/Deafness, I still felt that was insulting. Deaf Culture is not just about the inability to hear. I do think this was telling, though, because most people who are unfamiliar with the d/Deaf debates (aka the majority of the world!) have a similar reaction — “What!?! Of course it’s a disability not being able to hear! Of course you’d want to hear if you could!” That’s just the general public’s perception"

Comment Re:Medical... (Score 5, Informative) 727

the big insurance companies negotiate them down by 90% or so. This is mostly in make sure that you don't go and get healthcare on your own. It also serves as a good way to keep some new insurance company from springing up - if you are not big enough, you can't negotiate such a discount, so you can't be profitable.

The insurance companies are all in a cartel. It would be illegal for any other business, but health insurance companies have a special exception.

There is no free market in health insurance in the USA and there has never been one, so there is no competition. Thus all the prices and profit margins are simply decided at the cartel meeting without any regard to real cost or social benefit.

Over the last couple of years I've been slowly getting paranoid. Too much reading slashdot I suppose. After flubbing a couple of job interviews because I scared my inquisitors, I had a psychology test which confirmed what I already knew: I'm prone to fits of fancy, bits of balderdash, and countless conspiracies. So I tried on a tin foil hat. Wow, my neighbors harvest organs and my wife mumbles ancient sandskrit curses to herself. Then I asked how much: $3,700. Hey, I'm unemployed. The cheapest tinfoil hat they had were $1,200 each.

I'm actually not unemployed. I work for an insurance company. Not only that, I work for a non-profit insurance company. They operate in four states as Blue Cross and Blue Shield (BCBS) plans. I've been on the host and home side which means that I have priced claims per contract with the rendering physicians (Host) and I have paid claims based on the contract that an employer has drawn up with the insurance company for their employees (Home).

Often enough lab tests (80000 cpt codes) are reduced fairly significantly in what we call in network pricing. A provider who is in network signs a contract accepting our pricing structure and in return is promoted as a BCBS provider which provides them with more patients. I've processed many a hearing aid and they do not get a significant reduction. Because of this there are exclusions that limit you to one hearing aid every three years.

I'm not sure what you're requirements are but http://www.hearaidstore.com/ appears to have cheaper models.

Comment Re:Don't ask questions! (Score 1) 569

Why can't we enter into a carefully constructed conversation and get those answers that we want while leaving the interviewer unsuspecting? I would advise against going into anything "unprepared". Also, since when did being "demanding" about my job go from a feather in my cap to a black eye? Employers wanting flexible, adaptable people who are easy to get along with is how we got into the situation of employing managers that are nothing more that adult babysitters.

Comment Re:I wouldn't ask that (Score 1) 569

Yes, lets not ask meaningful questions that could impact my decision to work here before I begin working because I might not get that job that I might not want to begin with. Are you the same guy who doesn't inquire of his lover about her (or his, whatever floats your boat and raises your mast) past in regards to STDs? Or do you just ask her (or him) if it's ok to eat in bed?

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