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It's leverage to get people onto the never ending upgrade and support wagon. If they were serious there would be real industry collaboration and corporate home builders would be using it in their designs.
If you want other people to do the testing you can defer Windows Updates in the Group Policy Editor. There are individual settings for Quality Updates (up to 30 days) as well as Feature Updates (up to 365 days). There are also corresponding registry entries as well.
I've been having weird problems with a number of websites refusing to load pages, it also seems Cloudflare CAPTCHAs are sometimes affected, they never load.
You can delete it at any time to prevent access to your account, you can also set limits so thieves (corporate or otherwise) can't empty the account. The idea is to generate a dedicated card for each of your regular bills. Frankly this should be a free service that all banks provide, but it's not.
It won't happen or won't last long, servers are too much of a long term commitment for Apple. Apple's pricing models don't make sense for businesses either. If Apple wanted a commitment they'd make MacOS compete with Windows and install on modern PCs and servers, even if only ARM platforms.
I'd bet it's because of motherboard vendor's "optimized defaults" which do not meet Intel stock specifications. Constantly running at 100C can't be great either.
