BankCard USA is a leading provider in merchant services. We offer credit card services and products for both new and existing businesses. Accept payments online via a payment gateway, on-site with a credit cards terminal, over the telephone using a virtual terminal or even on the move by using a mobile app for credit card processing. We work with you to find a payment processing solution that suits your business goals and needs, whether you need a high-risk or low-risk merchant account or omnichannel payment service for a large business. We guarantee that our bank-direct program offers the lowest credit card fees among the thousands of companies that offer credit card processing. Accept credit cards and debit cards as well as gift cards, electronic funds transfers, electronic checks, electronic checks and electronic funds transfers. Over 100,000 merchants have used our payment services.