Alternatives to VIVA Finance

Student loan benefits simplified: Innovative for you, valuable for your team. Student loan contributions are now exempt from tax. We want to offer your company customizable student loan benefits to help your employees pay for college. They receive the support they require, which helps you attract and retain top talent. There are many ways to make student debt relief a company benefit. You can customize your options to find the best solution for your team. Employees can contribute directly to student loan payments each month or offer tax-advantaged contributions to their 401(k). This will help them reach financial freedom quicker. Our education finance support tool helps employees make informed decisions about how to handle student loans and how they can save for future expenses. Affordable loans to cover the cost for education for employees and their families.

Financial inclusion and well-being should be a top priority in your workplace. Employees come with varying levels of financial education. HoneyBee offers support for your employees and their families as they navigate their financial journeys. All employees have the opportunity to pay down debt, manage unplanned expenses, and boost savings goals with the country's first free rainy day fund. Our financial professionals offer non-judgmental advice to employees and their families on money matters and create customized plans to help them achieve their financial goals. Personal finance is not taught at school. Our educational webinar series will help your employees and children learn in an inspiring manner so they can get a headstart.

It's much harder for employees to focus on work when they are financially stressed. SmartPath's affordable platform for financial wellness will give your employees the education, coaching, tools, and support they need to turn stress into financial success. Research shows that employees engage in different ways. Our program is comprehensive and meets your employees where they live. Each employer receives a branded launchpad that allows their employees to interact with SmartPath's services. You can chat with our coaching team via Live Chat to get quick financial answers and superior support. Money can be stressful. Add to that the effects of the pandemic and it becomes even more stressful. Take our quiz to find out your financial options. Get clear guidance and personalized results. Our human coaches have the talent, training, and dedication to help. We cover everything from budgeting to homeownership, budgeting and even college for kids.

SoFi was the first to offer student loan refinancing in 2011. In 2011, SoFi pioneered student loan refinancing. SoFi's employee benefits program provides employers with an easy and comprehensive way for employees to build financial well-being through student loan and 529 plan contributions, financial tools, and other resources. The SoFi at work Dashboard provides employees with a complete financial overview, tools to help them make smart financial decisions, and a portal to all their benefits. It is designed to help them reach their financial goals. SoFi at Work benefits offer a wealth of value to employees, from college planning to managing student debt to building an emergency vault.

There is no one-size fits all approach to managing money. Salary Finance helps you manage your money and improve your financial situation by providing education and responsible financial products. We help you take control of your money and reduce the stress. We work with your employer to offer financial products and services that will help you live a happier and more fulfilling financial life. Salary Finance is a set of voluntary benefits that are linked to your salary. It can be tailored to your specific circumstances and allows you to take charge of your finances. Through a range of products and services, we help you improve your financial well-being. A robust library of educational guides, resources and other information will help you navigate the most important pieces in the financial puzzle.

Ceannate, our parent company, has over 15 years of experience helping student loan borrowers achieve financial stability. IonTuition was established in 2011 to assist college students and alumni with student loan repayment. Since then, we have expanded to offer employee perks programs to all types of companies, including employers. IonTuition, today, is the most trusted, employee-centric partner in student loans repayment benefit solutions. We offer a holistic approach to financial wellness. Our personal platform and close relationships with servicers help borrowers resolve their repayment issues at all stages. This puts them on a fast track towards financial wellness. To schedule a demo of our platform and learn more about how student loan repayment programs can work in your company, please contact us. Online student loan repayment management tools that help employees repay student loan debt.

Most people cannot afford higher education out of pocket. Candidly changes the way individuals and families borrow, pay back, and save so college can help them move on, not hinder them. Smart, practical, and informed actions are essential from the beginning of the loan process and throughout the entire borrower journey. To find the best-priced option for student debt, tap into a network trusted lending partners. To reduce your monthly payments, refinance at lower rates, or accelerate repayment, optimize your debt repayment strategies. Save on student loans and take next best actions with those dollars to maximize financial resilience.

Even makes it easy to access your paychecks quickly when you need them most. Instapay also gives you the tools to make your financial future more secure. Instapay allows employees to access their earned wages even if they are short of cash. Even members can access Instapay at no additional cost. It is significantly cheaper than payday loans, credit cards, overdrafts, and credit cards. Even members have saved more than $300M in fees, interest, and other financial pitfalls associated with credit, overdrafts, loans, and credit cards. Even eliminates the stress of managing timesheets, schedules, and paychecks. Employees can quickly check their next shifts, and see their earnings through our app. Employees can view how much they have earned so far and what their next paycheck will be through the Earn tab (66% of Even members).

Financial wellness is a key part of your employees' well being and your business' success. Give your employees a free benefit that helps them achieve their financial goals, reduce stress, and improves their productivity. Your employees will be financially stable and know that they won't have to worry about any minor expenses or financial difficulties. They will be able to develop better financial habits and continue making progress if they have a better understanding of their budgeting options. Employees who are stressed about finances are less productive and have a worse financial situation than others. We will provide education sessions right at your workplace. We'll help you choose from a variety of financial topics and set up a time that works for your business. We will provide advice to help them get on the right path to financial wellness. You will also receive alerts and insights to help you stay on track. We understand that it is a continuous journey and will be there for them every step of their way.

ITN Productions and Personal Finance Society approached us to discuss the importance of financial wellness in the workplace. We also shared the employer (and employee!) experience with MyEva, a digital financial advisor for every employee. Financial wellbeing is more important than ever in these difficult times. MyEva will help employees think about how they can take control of the present and develop a mindset that empowers them to achieve their future dreams, whatever those may be. Setting goals for your future and setting personal goals for your financial well-being is key to improving financial wellbeing. This is a simple, straightforward path to follow. Many people are not familiar with the terminology of finance. Financial security is more important to us than the ability to live stress-free, spend more time with our loved ones, create memories, and have peace of mind.

Gift of College allows your employees to address one of the most important concerns they have: paying for higher education. Gift of College is a simple tool that can help employees reduce stress and improve their financial wellbeing. The best part is that you don't have to choose which 529 plan to offer. Gift of College allows employees to contribute to any state’s 529 college savings plans and any student loan accounts. They make the decision, not you. Employees can use this system to pay down student loan debt, either their own or that of a loved one, through automatic payroll deductions into any 529 college savings account, 529 ABLE or towards any student loan account. This option also includes employer match or contribution functionality. Our gift card is easy to use for employees and is an economical sound way to give or match any student loan or 529 plan. It can be used for recognition, rewards, and special occasions.

Attract and retain top talent through addressing student debt, the #1 financial concern of our next generation workforce. Contribute to reducing the student debt of your employees. With spare change, you can wipe out years of debt for your employees. Federal programs can be explored by employees to save time and money. Employees can view all of their loans in one place. A 401k match can help build employee wealth. Allow employees to get cash for everyday purchases. Employee interest rates will be lowered by an average 1.7% Employers can use rewards to pay off student debt. Allow employees to make additional payments easily. Employees can help pay off student debt for a loved one. FutureFuel.io allows employers to create a customized, modular and personalized Student Debt Financial Wellness and Health platform for eligible employees. It is secure and reliable and can be done in just minutes. It is simple to implement and dashboards keep your employees informed of engagement.

OrbisPay is a platform that lets employees withdraw their earned wages every day, instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services can improve retention rates, increase productivity, reduce turnover costs, and create a financial well-being culture within your organization.

Learn. Plan. Plan. Follow. Financially successful. Learn how to build your financial health. Koppr helps you live a financially healthy lifestyle. We believe everyone should have the tools and freedom to manage their finances. Financial freedom is not just for the wealthy, it's for everyone. Our mission is to help you find the right tools and financial products to take care of your financial well being. Online courses that are byte-sized and fun to learn from, such as the Learn Workshops. To improve financial decision-making, you need investment insights. Plan. Plan. Take action. Invest in the right tools to reach your long-term financial goals. Make small steps towards a secure financial future. Keep track. Tracking.

Your employees are the foundation of your company's health and vitality. We offer a customized employer program that will reduce financial distraction and improve your employees' financial health for no cost. Americans are becoming more anxious about their financial lives. They worry about how to save for retirement, pay off student loans, and manage medical expenses. All this worry and financial distraction can lead to productivity losses, increased absences as well as healthcare claims, higher turnover, and other problems. When you consider the correlation between the two, investing in employees' financial health can be just as important as investing in their physical. High levels of financial stress can lead to poor health and headaches.

PTO Exchange is a benefits platform that converts vacation hours into liquid assets that employees can use to fund their personal needs and support causes that they care about. This provides companies with a unique benefit that benefits every employee. It all works within the current system. Allow employees to contribute to their financial wellbeing and manage it. You can use any unutilized PTO for retirement accounts, student loans, health care expenses / HSAs. What if you could trade some of your unused PTO to pay off your vacation? It's now possible. Employees can donate to over 1,000,000 non-profit causes and organizations, as well as their colleagues in need. It is smart to reduce PTO liabilities and increase talent recruitment and retention. It pays both for Finance and HR. Both HR and Finance will be able to reap the benefits of enhancing PTO benefits, as well as reducing corporate liability.

Your PTO benefits are not being used to its full potential. You can increase employee happiness, retention, and engagement by allowing employees to do more with their time. 78% of employees live paycheck to paycheck and 41% can't afford a $2,000 emergency. Unplanned financial emergencies can be covered by accrued PTO. Employers can use their accrued PTO to fund retirement, save for their child's 529 college savings, or pay down student loans. 68% of employees feel more productive and refreshed after taking time off. PTO Genius helps employees find company-friendly vacation opportunities and converts extra PTO into cash to pay for vacations. The Genius Team is there to help you every step of your way! We assist you in understanding the powerful features and benefits of the platform for your company, customizing the platform to meet your needs, and guiding the launch experience. All this in just a matter days!

Every aspect of employee productivity and wellbeing is dependent on financial health. Unfortunately, financial wellness solutions are often lacking. Brightside's comprehensive financial management model changes all that. Brightside is the only comprehensive financial solution. This means that employers don't need to look for complex integrations or point solutions. For employees? Access to real financial experts and solutions on-demand. To a chatbot, debt looks like debt. It can look like someone who has been robbed or who has missed work due to their car breaking down. Brightside's financial experts are real people who can help employees navigate real life. While technology can't replace human beings, it can help them achieve more. Our Brightside app, integrated solutions, and Brightside App allow us to provide personalized, more effective support to more families working around the clock.

Mintago helps businesses save money on NI and improves the financial well-being of their employees. You can save thousands by reducing your NICs. This money can be used to grow your business. Every employee has access to a complete financial wellness platform that includes educational journeys and pension hunting. We take care of all administrative, onboarding, and communication to ensure that we are always aligned and that you get the most out of Mintago. We can help your business save money and educate your staff to make them happier and more productive. We do all the heavy lifting. Our value doesn't stop there. Continue to save each year, while also supporting your staff's financial well-being. These simple tools will help you and your employees plan for retirement.

India's largest and most trusted earned wage access platform. It provides full-time and contract employees with real-time pay access. The majority of human resource suffers from acute financial anxiety, which can lead to poor or inefficient performance, distractions at work, and negligence. Employees find it increasingly difficult to manage their personal and work lives, increasing their financial stress. This can have a negative impact on their overall output. Employers' working capital could be affected by rising debt obligations and a liquidity shortfall. Rising financial anxiety among Indian workers could lead to increased absenteism and higher attrition costs for Indian enterprises. Even your top performers who are eligible for performance-linked incentives can be affected by financial stress. This issue must be addressed by organizations and encouraged to help employees build financial resilience.

Your business is at risk from employees living paycheck to paycheck. SmartDollar is Dave Ramsey's financial wellness program for employees. SmartDollar, Dave Ramsey's employee financial wellness program, is called SmartDollar. Your employees will learn the 7 Baby Steps to help them stick to a budget and get out of debt. They'll also learn how to save for the future and prepare for retirement. SmartDollar offers engaging content and a complete set of tools that will help your employees make real progress with money. SmartDollar is not about living paycheck to paycheck. Employees can focus on one goal at the time and gain momentum to move through the plan and make long-lasting changes. SmartDollar will be introduced to your employees by a dedicated client representative. SmartCenter, a customized client portal, will track your employees' progress and provide you with tailored promotional materials and contests that will increase participation.

Savology, a digital financial wellness platform, helps households improve their financial outcomes by providing easy financial planning and effective financial wellness tools. Employers can partner with Savology to provide their employees with a comprehensive and affordable financial plan, financial wellness scores, report card, personalized recommendations, next steps and access to financial professionals via 1-on-1 calls and live chat. They also have access to financial education resources and tools.

A budget with a low level of income or high expense volatility can be disrupted by small amounts of earnings or unexpected expenses. This can often lead to bank overdrafts and short-term loans that have high fees. Financial stress can have a negative effect on employee productivity, job satisfaction, and retention. FlexWage gives employees instant access to earned wages, increasing employee loyalty and retention. FlexWage helps you eliminate financial stress and create a happier, more productive workforce. FlexWage helps companies save money by encouraging the adoption of electronic payments to eliminate the need for paper checks. Our fully-compliant, accurate and reliable on-demand payment solutions and financial wellness tools will revolutionize your company's financial benefits program. FlexWage is the only patent-pending solution from the industry's most trusted, automated and trusted company. Access your wages immediately and on-demand, even if you have already earned them.

nudge combines financial education and prompts that are timely and impartial to help people chart a path to success. nudge helps people make the most of their financial potential, overcome financial difficulties, and manage money without stress. nudge is the leading platform for financial wellness in the world. Our global technology integrates data, news, and behavioral psychology. We are 100% objective and have no hidden agenda. nudge is available to all - customers, employees, and members. Over 100 of the most respected and respected organizations in the world use nudge to help employees achieve their goals and avoid financial difficulties. Nudge has been proven to be a powerful platform for promoting and elevating existing reward strategies. Financial wellness is not a one-off solution. It must be nurtured through education and evolution.

Employees deserve the financial education and tools that they need to feel great at work and in their personal lives. Based on each employee's unique circumstances and priorities, our dynamic recommendation platform prioritizes financial education content. One size doesn't fit all. Our content-experts have made sure that all of our financial education content remains objective. Budgeting made simple because life is complicated. Our budgeting tool offers suggestions to help employees balance competing financial needs such as student loans, saving for a house, and retirement. The budget tool helps employees to balance their unique life circumstances and get the most from their paycheck. Employees can track their financial goals and set them up to achieve them. This helps them stay on the right track and motivates them to achieve their dreams and goals.

Your employees will be more engaged if they reach their financial goals. BenefitEd can create a program that meets your needs. Increase retention and fill open positions quicker. Differentiate your benefits, increase employee engagement and morale, be an employer of choice, measure the impact of your program, and show a true return on your investment. Employees can use company match funds to repay student loans. Easy to manage, make regular contributions to student loans for employees. Supplement your 529 college savings plan to help employees prepare for the future. BenefitEd acts as a third party administrator to support your company’s tuition reimbursement program, allowing employees more time to spend on other things. BenefitEd can help you recoup program costs, and even generate positive ROI by keeping your employees satisfied.

Our all-in-one platform helps employees to fully engage in work and personal life. It takes a holistic approach to improving financial wellness and employee satisfaction. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. They can also use their earned wages to call Uber or get Amazon products for daily living. We provide the money to ensure your employees are protected without disrupting your systems. It's not a loan, there's no interest and it's their money when they need it. Employees can find deals on the app's discount market to save money on prescription medication and other everyday items. Employees can see how much they can save based on their spending habits and upcoming bills. Access to financial education articles and appointments with financial coaches at no cost.

At LearnLux we are creating a world where having a financial plan is never out of reach. We bring this mission to life by offering employees expert financial guidance for everyday money moments and big life milestones. Our digital program and team of Certified Financial Planner™ professionals provide holistic, fiduciary financial guidance to people in all stages of life, focusing on inclusivity across all ages, geographies, economic backgrounds, and genders. We share our mission at scale by partnering with the world’s best companies to offer valuable benefits that help employees do their best work every day because they feel confident in their finances.

It's simple to set up and doesn't cost anything extra for your business. Rain is the future, don't live in the past! Payday loans, credit cards and overdrafts can all be expensive. Early wage access could be beneficial for 72% of Americans who live paycheck to paycheck. Employers who offer Rain as a voluntary financial wellbeing benefit to their employees are eligible to receive our service at no cost. Rain integrates easily with most payroll systems, so your payroll team won't have to spend additional time or resources managing Rain. Zero fees & zero hassle for your payroll team. Your employees can access up half of their earned-wage through the Rain smartphone app. We charge a small fee for each employee who withdraws their earned-wage via the Rain app. This fee is similar to an ATM fee. Ask us about our zero-fee option.

BrightDime provides everything your company needs today to achieve financial wellness. Financial wellness is making informed and smart financial decisions, and feeling confident about them. To feel more confident about the future, it's important to take small steps now. Set budgets and improve spending habits. Keep track of everything: 401k/HSA/FSA, bank account and mortgage, brokerage account, and many other financial accounts. To ensure financial security, set goals and track your progress. A clear and personalized picture will help you make better financial decisions and build confidence. Tailored education is tailored to each person, providing relevant content when it's most important. Learn in context. Understanding financial concepts and how they affect your financial situation will help you to understand them. Reduce stress by simplifying financial jargon. Learn what's important and what's not. Unbiased coaching and consulting to ease financial stress and provide guidance.

Jify is India's largest financial wellness platform for the employed workforce. On-demand salary is a new concept that allows employees to access their salary immediately and before the month's end pay-check. Jify allows you to avoid high-cost interest fees, borrowing from family/friends/employers, and paying bank/credit overdraft fee. Why Jify? • Hand-picked and selected by your HR leaders to provide long term financial wellness • You get 0% interest/fee, instant access to your pay whenever you need • No paperwork or document uploads required • Multiple benefits and rewards • All employees of an organization are eligible • Available 24x7, withdraw your salary whenever you need it Want to learn more about salary advance/on-demand salary?

We combine design thinking with personal finance to show clients their complete financial picture with clarity. Asset-Map, a financial tech startup based in Philadelphia PA, is an award-winning financial tech startup. Asset-Map has over $1.4 trillion in financial instruments. Advisors can use their professional insight to visualize all the household's finances in an Asset-Map report. Interactive Target-Maps allow you to identify the most important financial priorities of a household and track their progress. Intuitively search for and filter entire advisory practices by keeping an eye on households that require attention in a way that is unique. Book a demo today to join the thousands of financial advisors who help their clients make better financial decisions.

Skylight PayOptions Program helps employees prioritize their financial well being. Direct deposit of wages can be done electronically to a paycard. This eliminates the need for employees to cash checks or deposit paper checks. You can save money by opening an optional savings account. This account can be used to save for school, vacations, or even a new vehicle. Direct deposit is preferred by employees over other payroll options. This will increase their financial well-being and make them more likely to recommend your company to others. Employees benefit from strong financial tools that can improve workplace performance. Our paycard product can help you streamline your processes.

Help employees solve their most pressing financial problems. Improve benefits communication and record participation. Lower tax liability, workers' compensation claims, and disability payments. Increase employee productivity. Companies lose a lot of productivity and healthcare costs when employees are under financial stress. It is possible to reduce stress and anxiety in your employees and increase productivity. A workplace financial wellness program is a great way to help your employees and your company. The right program will help you reduce financial stress, cut healthcare costs, and guide your employees through all stages of financial life. This program engages and teaches your employees about the benefits that you pay so much.

Instant Financial provides businesses with an earned wage access solution. This allows employees to access their earned wages right away after they have worked, and not having to wait until payday. Employers can benefit from this benefit, which not only helps them avoid the daily struggle of living paycheck-to-paycheck, but also increases retention and lowers attrition rates. This will help you improve your bottom line. You can increase job applicants and reduce turnover by giving your employees financial control. Instant Pay can bring you immediate results. Learn from leaders in the service sector how Instant Pay has helped them increase their retention. Learn how our platform integrates into your existing payroll and human resources systems. Employers can increase job applicants, retain employees, and reduce absenteism with our platform.

The Total Wellbeing Solution at Welltok allows employees and their dependents to access a complete suite of benefits, resources, and incentives that support all aspects of wellbeing, including mental, financial, and physical health. We offer more than traditional employee wellness programs. We create a benefits hub that employees, and their dependents, find fun and easy to use. Our Connect Partner Ecosystem makes it easy to combine existing programs with our Connect Partner Ecosystem, which addresses the diverse needs of your population. This creates a robust and inclusive offering. We predict with high accuracy who will be most likely to take part in a program, creating a personalized employee experience that drives action.

Covid has been particularly hard on the workforce. 50 million workers lost their jobs, had to take a pay cut, or were forced to go on furlough. Companies are now struggling with the Great Resignation. The largest number of employees are leaving to find better-paying jobs with better benefits. These benefits should include financial wellness tools and solutions. More than 60% of Americans are poor, despite their personal income increasing. They don't even own $1,000 for emergency situations. This should not be a problem for you as an employer. It is. It's because 80% of your employees are experiencing moderate or severe financial stress. This means that they are more likely to miss work, be less productive, engage, and focused than their non-financially stressed colleagues, as well as having higher turnover rates. It doesn't have be this way. Best Money Moves is led by Ilyce Glink (awarded-winning financial writer, blogger, and radio talk show host), who uses artificial intelligence to power a mobile first platform.

Our holistic financial wellness program is half the price of traditional benefits. Our financial wellness platform has changed thousands of lives and helped our customers stand out from the rest. FinFit's financial wellbeing program helps employers increase workplace productivity and attract and retain talent in this highly competitive job market. FinFit is a national financial wellness benefit provider that serves over 185,000 clients. FinFit offers a self-directed online experience that allows employees to measure their financial well being and provides educational resources and tools to help them increase their financial knowledge and drive success. FinFit provides real-time help and real-world solutions to workplace stress. Employers can use FinFit to attract and retain talent. It helps employees become more productive, stay focused, and get healthier.

Over 20 years, we have helped financial providers, government agencies, and employers to improve their financial behavior, confidence, and aptitude. Research over 20 years has shown that 80% of Americans live paycheck to paycheck and don't have enough savings to cover emergencies. These programs leverage digital technology to reach large numbers of people at low marginal costs. In today's digital world, the correlation between financial literacy (and behavior) is becoming more apparent. Its effects extend far beyond consumers to financial institutions as well as the consumers they serve. Online delivery allows more people to take part because of its flexibility and ease. It offers privacy and allows for a personalized, customized experience. Financial Fitness Group offers unbiased, interactive online tools that help participants increase their financial knowledge.

Employee Wellness Designed for Today's World. We offer thousands of classes that cover financial, mental, and physical wellness. Our programs are tailored to help your employees and their families deal with today's unprecedented social and health crises. BurnAlong offers 5x the engagement of traditional wellness programs. Employees have the option to choose from hundreds of instructors that cover 45+ types of fitness and care. BurnAlong is a truly inclusive wellness program that offers everything, from traditional fitness to programs for chronic conditions and even specialized content about mental health, stress, and financial wellbeing. HR Teams & Employers BurnAlong provides employees with the motivation and tools they need to achieve and maintain their health and wellness goals. Municipalities. BurnAlong works directly alongside companies and partners with top brokers, insurers and wellness portals. Data can flow to and from other platforms.

Your employees can manage all aspects of their financial lives with one platform. Employees can access one place to see the value of their equity, cash, and benefits. Provide guidance to all employees, current and future, regarding their total compensation and benefits. Let them know how to get the most out of your company's offerings. Origin does not share employee or company information with outside parties. Employers are not allowed to see personal information about employees. Origin and its planners will always prioritize your employees, unlike other products and services. Each Origin professional must only recommend services that are most beneficial to your employees' goals. Origin does not share employee or company information with outside parties. Employers are not allowed to share employee information.

Edukate, a financial benefits platform, empowers employees with financial guidance and personalized financial benefits. Edukate provides you with the tools to help your employees achieve their goals. It is easy to add employees to your plan, communicate with existing employees, or modify the resources available. This all scales with your company. Edukate can connect to existing employee retirement plans. This makes it easy for employees to enroll, change their contributions, and view plan documentation from the dashboard. You can also use our API to create tools that work for your business. Engaged employees make you more productive and have a positive impact on your bottom line. To help you get back on track faster, add new employees to your plan.

We'll guide you through the process of collecting all your loan data, and then creating your own dashboard to help you manage your LoanGifting®. It's easy! Our templates and tools make it easy to tell your story and create your LoanGifting®. Your chosen network of family members and friends has been securely uploaded and is ready to be reached out to in a friendly, respectful way. Your gift will be deposited directly to your student loan account through LoanGifting®. Each eligible LoanGift®, is guaranteed to be processed successfully. Our payment processes are safe and conform to industry standards.

Access your earned wages instantly, at no cost, by simply opening an app. Branch is the best app to help you manage your hard-earned cash. Branch is the industry's most trusted operations platform for hourly workers. Branch is a web-based dashboard and mobile app that allows business users to manage, distribute, and create schedules. It was designed to increase productivity and efficiency in the workforce. Branch allows employees to view their schedules, change shifts, request time off, and set their availability. Branch is used by many top companies today, such as Pizza Hut, McDonalds and Starbucks, Taco Bell and Taco Bell. Are you tired of financial services exploiting hard-working people like yourself? We are too. We help fellow Americans get ahead financially. Stop waiting for your wages to arrive by paying. Request a portion immediately from your paycheck and use it for unexpected expenses.

PayCaptain is the first software that combines Payroll, Banking, and Financial Wellness. PayCaptain is a financial wellness solution that combines the best of tech and thinking to offer innovative companies a complete Payroll and Financial Wellness solution. PayCaptain can replace or enhance a company's legacy payroll processing and payment processing systems. It can dramatically improve the payroll function as well as the employee payroll experience. Our mission is to empower people to manage their money and reduce financial stress at work.

Tapcheck offers earned wage access to employees at no cost to employers. It provides tangible benefits that improve enterprise-level performance. Employees should have financial freedom to improve their quality and retention. Give your business an edge in recruiting by making it more competitive than your competitors. Reduce absent days and distractions, and keep your employees happy by reducing stress and worry associated with financial problems. Your workforce should be able to focus and give their full attention to the task at hand. Improved employee financial wellbeing reduces the need to hire expensive recruiters and lowers the costs associated with training new employees. On-demand pay allows you to reduce personnel expenses without having to burden your payroll department or pay for an expensive benefit. Tapcheck makes it easy than ever to invest in your most valuable asset, your employees.

82% of staff feel more positive regarding their employer. Engaging staff is all about making them feel good. Employees often feel the most happy when they have a good working relationship with their employers. Financial wellness is the key to a sustainable workforce. Our employer-enabled financial tools have 82% of our users feeling more positive about their employer. Wagestream can use employer data to guarantee that your business will have fewer leavers by 16% in less than 12 month. Wagestream users feel a stronger connection between what they do and what they earn. They have worked on average 22% more hours per year. Flexible pay means less stress and more focus on the job. Our most popular feature is the tracking of wages. Wagestream encourages savings.

Employees can receive financial education and wages on-demand. This is a voluntary benefit that you can offer. It takes only minutes to set up and is easy for you and your team. ZayZoon allows employees instant access to their earned wages. It is a voluntary benefit that helps reduce financial stress due to cash flow shortfalls between pay checks. Increase retention, productivity, and engagement in the workforce. Data is exchanged to payroll/HRIS to enable employees to securely create an Account and access their earned pay. How do we activate ZayZoon so fast? Integration with dozens of platforms has been completed, making ZayZoon an easy and fast EWA solution for employers. All early wage requests are funded by ZayZoon. Employers are not exposed to any risk or liability. Funds are automatically repaid on the next pay cycle. All employee support is provided by ZayZoon. Employers do not have to pay additional overhead to manage the program.

Employer-focused payment options make it easy to attract, retain and engage top talent. Wisely's innovative workflows and technologies can help you achieve 100% electronic pay, lower costs, and easy administration. Partnering with a leader in payroll innovation will make it easy for you to do it all. Wisely®, by ADP, offers workers a new way of getting pay and other income. This could save time, help better management, and allow for efficient control over their money. Employees are increasingly being paid on an as-needed basis, in between regular paydays. Wisely®, now offers an efficient way to do this.

It's as simple for you as it will be for your employees. Zero-integration is our secure, unique approach. This means that you can launch a program in days instead of months. Earnin has helped increase motivation at work by ensuring that employees get paid before payday. Earnin has helped reduce financial stress and paid bills on time. Earnin is trusted by top companies to help them build stronger financial futures. We offer everything you need to launch, promote and measure the impact. You will receive metrics on performance, a dedicated partner success manager, as well as customized marketing materials. We are on a mission: to make money more accessible for everyone. We are able to create new solutions that work for everyone by breaking down the barriers of an old financial system. We are revolutionizing technology to put people first. See how we are creating change. Our products are free to members. Members can also tip as much as they like. Tipping is voluntary and only an option for members who wish to show their support.