
MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead.
Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations.
Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability.
Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.
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Experience Semarchy’s flexible unified data platform to empower better business decisions enterprise-wide.
With xDM, you can discover, govern, enrich, enlighten and manage data. Rapidly deliver data-rich applications with automated master data management and transform data into insights with xDM.
The business-centric interfaces provide for the rapid creation and adoption of data-rich applications. Automation rapidly generates applications to your specific requirements, and the agile platform quickly expands or evolves data applications.
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Bonita
Bonitasoft fully supports digital operations with Bonita, an extensible open-source platform for automation of business processes and IT modernization.
The Bonita platform speeds development and production. It clearly separates capabilities for visual programming from those for coding. Bonita integrates into existing information systems, orchestrates heterogeneous system, and provides deep visibility to all processes within the organization.
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Appsmith
Appsmith enables organizations to create custom internal applications quickly with minimal coding. The platform allows users to build applications by connecting data sources, APIs, and workflows through a user-friendly drag-and-drop interface. Appsmith's flexibility with JavaScript lets developers fully customize components, while the open-source architecture and enterprise security features ensure scalability and compliance. With self-hosting and cloud deployment options, businesses can choose the best setup for their needs, whether for simple dashboards or complex business applications.
Appsmith offers a comprehensive solution for creating and deploying custom AI agents that can automate key business processes. Designed for sales, support, and people management teams, the platform allows companies to embed conversational agents into their systems. Appsmith's AI agents enhance operational efficiency by managing routine tasks, providing real-time insights, and boosting team productivity, all while leveraging secure data.
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