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Average Ratings 0 Ratings

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ease
features
design
support

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Write a Review

Description

@Pay is a pioneering DEFI (Decentralized Finance) platform that introduces the first BNPL (Buy Now Pay Later) service leveraging blockchain technology and its own dedicated cryptocurrency. By employing smart contracts and blockchain solutions, @Pay is set to deliver substantial cost reductions for all participants within its ecosystem. The platform aspires to become a vital player in facilitating DEFI solutions for both eCommerce and physical retail, catering to the needs of shoppers and merchants alike. Users will have the flexibility to settle their purchases using any supported cryptocurrency stored in their @Pay wallet. Additionally, shoppers will benefit from a rewards program designed to ensure that all contributors to the ecosystem gain from their participation. The @Pay token serves as the core governance mechanism for the protocol, promoting decentralized decision-making. Furthermore, ensuring a wide distribution of tokens across users, merchants, and marketplaces will incentivize active involvement and enhance community engagement. This inclusive approach aims to create a thriving ecosystem that empowers all stakeholders.

Description

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Adaptive Security Yes 
Adyen No 
Algorand Yes 
BNB Smart Chain (BSC) Yes 
Magento No 
PayPal No 
Shopware No 
Solana Yes 

Integrations

Adaptive Security No 
Adyen Yes 
Algorand No 
BNB Smart Chain (BSC) No 
Magento Yes 
PayPal Yes 
Shopware Yes 
Solana No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

@Pay

Country

Australia

Website

atpay.io

Vendor Details

Company Name

Ratepay

Founded

2009

Country

Germany

Website

ratepay.com

Product Features

Product Features

Alternatives

Alternatives

Creditea Reviews

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