Paytm Reviews

Summary: Overall, Paytm is an online wallet to make online transaction for various purposes. It also supports UPI transactions, which makes it a versatile payment application.

Positive: 1. It has wallet features, and it also supports UPI transactions.
2. The payments are seamless and fast.
3. It is available on all the platforms.
4. It is accepted by various online platforms, vendors and local shopkeepers.
5. The customer support is helpful and quick to resolve issues.

Negative: 1. The amount of failed transaction take long hours to get refunded sometimes.

Summary: Paytm started as an integral solution in our operations, being a payment and collection platform that is perfectly suited for both business and personal transactions, taking care of our capital and allowing us financial reports that show how we are using our money. All companies that are determined to add new payment and collection methods to their operations should give Paytm a chance, an extremely useful tool that uses security as its main virtue. Paytm is perfectly associated with the processes and provides solutions to users, in addition to providing customers with a new alternative where they can make their payments without the need to process their bank details.

Positive: Paytm offers different payment methods on its platform, always betting on the speed and security of the service which makes it one of the most stable and popular options on the market. The success rate of transactions is one of the highest compared to its competitors, allowing to generate more confidence among users, as they want to avoid problems with their money at all costs. Making bill payments is much easier with Paytm, from there we can make payments for basic company services, including even means of transportation for some of our employees who are constantly traveling.

Negative: Possessing a wide variety of features new users tend to make mistakes, therefore, they should inform themselves well about the tool before making any kind of transaction that may result in error. The Paytm interface could be more intuitive, users who are not familiar with this type of tool may be disadvantaged by not being able to understand at first each of the functions. Sometimes we can have slowness in the mobile application, which we think is essential to improve in order to continue projecting a better productivity in our processes and transactions.

Summary: All in all, Paytm is the fastest growing payment tool in India because of its easy-to-use UI and its integration with other companies. The transactions are fast and secure, also, it is the most accepted payment method in all the regions.

Positive: - Paytm is the fastest payment application in India, available on both the Android and iOS platforms.
- It is a very easy-to-use application with very less response time.
- All the payments done on Paytm is 128 bit encrypted for SSL security.
- Paytm also provide support for UPI payments.
- With every transaction done through Paytm, the user gets a reward or cashback.

Negative: - You don't have the option to revert the transaction if you transfer your money to the wrong person.
- There is no dedicated call support provided by Paytm.

Summary: Overall, it has a simple interface and powerful. You can use your wallet as well as its bank service. You can get a debit card too.

Positive: You can do all sorts of payments with the assurance of confidentiality and confirm payment. Your money rarely gets stuck in between gateways.

Negative: You cannot do international payments.
It does not support internet banking.

Summary: I am using Paytm since it was launched. I've seen many fascinating features that the company is adding still. Transaction speeds are very fast and can be done in milliseconds as well. I will recommend everyone to use Paytm as it is accepted by most of the people over here It has reached rural areas as well.

Positive: It has all the necessary features which cater for all needs of a person.
It has used the best emojis to show a pictorial presentation.
I can book tickets for trains, planes, buses, movies and so on.
I consider it a safe and fast app for transactions.
Also, I can do recharge of all sorts and can pay the bills.

Negative: They are not providing proper rewards as they have provided before.
The cash back system needs more work I think.

Summary: Overall, Paytm is an easy-to-use payment tool which is accepted by almost all the major e-commerce sites and local stores. The customer support is responsive, and the payments are safe and secure.

Positive: - Paytm is an easy-to-use payment tool with multiple tools that helps in processing any type of online payment.
- The payment are quick and secure and in case of any transaction failure the customer support are quick and helpful enough to resolve the user's issue in the least time possible.
- The user interface of the application is easy to navigate and displays all the important tool on the home screen itself.

Negative: The scratch cards and perks are more when a user creates the account with decreases with time and also the coupon codes useless as they cannot be redeemed without doing any extra shopping with their coupon partners.

Summary: Overall, Paytm is a great tool to do any type of payment quickly and securely. It is seamless to use and has simple user interface.

Positive: - Paytm supports every type of payment, bookings, recharges on the go.
- It is widely supported by shops and e-commerce sites.
- The transactions are safe and secure.
- It is available on both Android and iOS.
- Transaction can be done from wallet to wallet or directly from the bank account.
- In case of any transaction failure, the amount gets credit back into the account quickly.
- Multiple debit and credit cards can be added with a single account.

Negative: It is flawless, I haven't found a single con in my usage and in addition with that the customer support is quick in solving user's issues.

Summary: Overall, Paytm is a digital payment application that helps in making payments, paying bills and do online shopping as well within the application.

Positive: 1. Paytm helps in making almost all types of transactions with just a single application.
2. It is widely accepted as a payment method on almost all the websites, shops, and restaurants.
3. The user interface of the application is detailed, and simple to use.
4. Along with digital payment, it also helps in paying bills, recharges, and booking tickets.
5. It is available on both Android and iOS.

Negative: 1. The payment gets sometimes failed, and the money gets stuck and takes to time for the refund to gets initiated unless the user contact customer support.

Summary: Overall, Paytm is the simplest payment application which is more than just a payment application. It is available on all the platforms and is widely accepted.

Positive: - Paytm is a one-stop solution for any digital payment needs.
- The wallet transactions are fast, secure and widely accepted.
- Apart from transaction it also allows to book tickets, pay bills and shopping.
- The user interface is intuitive across all the platform it is available on.
- It saves a lot of time and hassle of carrying cash everywhere.

Negative: - It limits the transactions and requires the user to register and do KYC, which should be optional at least for the wallet.

Summary: Great overall experience. Minor tweaks can always be made but it stands head and shoulders above the competition in terms of integration. Paytm payment solutions is fantastic to use too!

Positive: Great UI and blazing speed of payments! India is proud to have a pioneer like Paytm to lead the fintech revolution.

Negative: Some payment failures occur on using UPI to make/accept payments.

Summary: Overall, Paytm is the best option for quick payments, recharges and bill payment. Furthermore, with every transaction made, the user gets rewards and discount coupons.

Positive: 1. Paytm is widely accepted in shops, restaurants and all major e-commerce sites as a payment method.
2. Paytm can be used to pay bills, recharges, ticket bookings and for investing also.
3. Because of the tie-ups of Paytm with other brands, a user gets extra additional discounts by using Paytm as a payment method.

Negative: 1. The only downside with using Paytm is that the customer support is not so helping and slow in resolving the customer's issue.

Summary: Overall, Paytm is one payment application for all payment needs. From booking tickets for movies to paying electricity bills, Paytm brings all this to one place.

Positive: - It not only allows you to pay money to your friends or family but also gives you the features to pay your bills and book tickets.
- It gives you assured cashback and coupon codes with every transaction you make.
- The transactions are end to end encrypted and hence very secure.

Negative: - It automatically logs you out from the application after some period of time, and that becomes annoying.

Summary: Overall, Paytm is a great way to make payments because of the simple user interface anybody can use the app. It is accepted almost everywhere.

Positive: -The best perk of using Paytm is that it is accepted in almost every online/offline store.
-Its wallet is quite fast for one-click payments, and you get cashback or coupons after every charge.
-Paytm's UI is swift and simple so that anybody can use it.
-You can also send back your unused wallet balance to your bank account for a 5% charge.

Negative: Sometimes you might face some delays in your transaction. Other than that, I haven't found any major con in Paytm. Even if there is a con, they fix it with regular software updates.

Summary: Overall it is very fast and has a clean design. It has all the features requires with wallet as well as UPI payments. You can do everything on this app and even buy and sell gold.

Positive: This is one of the apps that executed their strategy at the right time in the market. You can use this for almost all type of payments from school college fees to basic recharges it has everything. Also most of the payment gateways are using their services only. They also offer a bank account which is free of cost and has 0 maintenance fees.

Negative: There is no con in using this software but you cannot use it for international transactions.

Summary: I have been using Paytm for years. It is the most trusted payment service. I regularly use it for my online transactions without any fear. The transactions are safe and secure.

Positive: The interface is extremely user friendly. It has many features. You can book tickets and pay bills. You can get 100% cashback.

Negative: It sometimes crashes. Otherwise, there are no cons that I have found until now.