Alternatives to Orum.io

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Billing and Invoicing: Create stunning invoices using our powerful invoice editor, which is integrated into your accounting system. You can create a customer portal and allow automatic charging, payment collection, late fees, and payment collection. BlueSnap offers subscription management and recurring billing for fast-growing companies worldwide. You can enable trial periods, manage subscriptions, and prorate subscriptions. Payment Processing: BlueSnap can integrate with all types of payment solutions, including credit card payments, ACH and SEPA, as well as wires. We can handle partial payments, automatic failed payments retry, or automatic payment recovery.

Instant Bank Verification is a real-time, user-permissioned service that enables lenders to verify their financial data and aggregation. What can you do with IBV Verify identities of users and reduce fraud. Verify account balances in real-time. Verify employment and understand income. Access transaction history. You can verify the assets of borrowers right from the source. Flexible pricing allows you to only pay for the services you use, making IBV a great choice for loan originations. IBV is ideal for short term lending, retail loan origination, auto financing, property rentals, and other purposes. IBV is powered via an easy-to-integrate web portal that can be added to your existing website or a fully document API. Check out our demo to learn more about IBV.

Alacriti's Orbipay Payments Hub is a cloud-native platform that adheres to ISO 20022 standards, aimed at modernizing and securing payment infrastructures for financial institutions. This innovative solution provides comprehensive payment orchestration across various networks, such as TCH’s RTP, FedNow Service, Visa Direct, Fedwire, and ACH, all within a cohesive and secure environment. With its microservices-based framework and open APIs, the platform allows for effortless integration with existing core, digital banking, fraud detection, and risk management systems, which streamlines deployment and enhances scalability. Furthermore, Orbipay features intelligent payment routing capabilities, enabling institutions to establish dynamic rules based on cost, speed, and reliability, thus optimizing transaction processing efficiently. In addition, its built-in fraud and risk management tools offer real-time monitoring and compliance checks, which bolster security and minimize operational risks. Ultimately, Orbipay represents a forward-thinking solution that empowers financial institutions to adapt to the evolving landscape of digital payments while maintaining high standards of security and efficiency.

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

Verituity revolutionizes the concept of payouts by transforming them into valuable assets, offering timely and verified payments along with smart payment options, while simultaneously minimizing complexities, risks, and expenses. Our platform, built on a zero trust verification model, allows both banks and businesses to enjoy the benefits of secure digital payouts without needing a hefty investment in resources. This innovative solution enhances the speed, accuracy, and transparency of payouts, providing intelligent payment alternatives that further streamline processes and mitigate risks and costs. With Verituity's approach, payments are processed accurately the first time, ensuring the right recipient and account are targeted, which significantly decreases instances of fraud and errors while bolstering compliance with PII, PCI, and security standards. Additionally, our platform features dynamic policy automation and orchestration, enabling seamless execution of payout instructions and processing, thus ensuring a smooth experience for all stakeholders involved. This comprehensive system not only enhances operational efficiency but also fosters trust and reliability in financial transactions.

Our cloud-native payments as a service and low-code financial integration platform empowers organizations to adapt and innovate swiftly. Volante supports financial institutions in modernizing their payment systems, enabling banks to concentrate on expanding their business rather than managing IT complexities. We assist banks in reshaping their business models while uncovering new avenues for growth and scalability with enhanced speed and agility. With Volante’s low-code platform, both business and technology users can swiftly create services centered around financial transactions. Through intuitive visual modeling, employees can seamlessly integrate and manage workflows across all financial and business systems. Propel your digital transformation and payment modernization efforts using our versatile low-code platform. We collaborate with cloud infrastructure providers, technology vendors, systems integrators, and consultancies across the global financial services landscape. By partnering with us, our collaborators can innovate more rapidly, expand their market presence, and set themselves apart from their competition in this fast-paced industry. Together, we drive progress and pave the way for a more dynamic financial ecosystem.

Enhance customer experiences by streamlining payment processes, safeguarding against fraud, and fine-tuning your payments strategy for optimal conversion while ensuring low ownership expenses through our comprehensive payments orchestration platform. Focus on refining each aspect of the payment journey, which includes improving the checkout experience, providing diverse payment options, and ensuring timely fund transfers to your bank account. Strengthen authentication processes, mitigate fraud and chargebacks, and seamlessly manage multi-acquirer environments. By orchestrating your payment setup, you can cut costs and elevate customer satisfaction. Our sophisticated, multi-layered fraud prevention framework is designed to significantly lessen the effects of fraudulent activities. With deep industry knowledge, cutting-edge machine learning techniques, an international team of fraud specialists, and fraud prevention strategies customized for each merchant, we achieve lower chargeback occurrences, reduced operational expenses, and enhanced acceptance rates. Ultimately, our solutions empower businesses to thrive in an increasingly complex payment landscape.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

This platform consolidates all aspects of your payment stack and makes them easy to use. ZOOZ Orchestration Platform helps you save time, money, as well as ensures the highest approval rates. Flexible routing engine to optimize your payment performance. You can add or remove providers as you need. A collection of tools that maximize payment performance. Streamline your processes with unified tokenization for all providers. An easy interface to empower payment teams without any knowledge of code. All payment data is consolidated and easily analyzed in one location. This ensures that you are up to date with all market requirements. Our API gives you complete control over your entire payment stack.

Akurateco's Payment Orchestration Platform, a white-label solution that allows users to own the PCI DSS gateway from start to finish, is brandable. The platform offers more than 170 connections to banks and payment methods around the globe. The platform supports all transaction-based flows and has a single integration approach that allows clients to manage all of their payment channels in one place. This allows clients to reduce transaction approval rates and optimize payment processing costs. Your own payment gateway in 7 business days. No additional third-party processors and minimum time to market. There are many connectors. There are 170+ connectors available. It is easy to customize and has a friendly interface. Multiple options for branding your system and payment pages

ZIQY stands out as the most comprehensive equipment rental management solution available today. Specifically, it offers features such as the establishment of pricing structures and calendars, customization of tax regulations and invoices, as well as catalog management. Additionally, it allows for oversight of special store hours, inventory control per location, and point-of-sale operations. Users can create diverse profiles with assigned roles and manage platform language settings while also configuring subscription activities. The platform supports custom attributes for products, customers, rentals, and subscriptions, along with options for multi-product and multi-quantity rentals. Payment functionalities include online transactions, the ability to send payment links via email, and manual recording of off-platform payments. Moreover, it features comprehensive refund tracking and a transaction history overview, along with the option to send payment links through SMS. Security measures are robust, featuring fraud verification processes like Score Fraude and Open Banking checks, along with management for recurring payments. ZIQY encompasses a wide array of functionalities, ensuring that it meets the diverse needs of rental businesses efficiently.

Unite your preferred payment and commerce platforms to craft stunning customer experiences and swiftly enter new markets with a cohesive infrastructure. Enhance your revenue streams through advanced, comprehensive workflows. Design exceptional customer interactions while ensuring satisfaction with a variety of payment options and commerce services. Implement Primer once to continually enhance your payment effectiveness over time. Customize your payment experience, and effortlessly oversee all aspects across your payment processors. In just minutes, you can add numerous payment methods and decide how, where, and when customers encounter them at checkout. Enjoy a hassle-free experience with our integrated API and toolset that optimize transactions, regardless of the processor in use. With limitless applications and integrations, expand your payment and commerce capabilities. Achieve your objectives with a definitive source of truth throughout your entire system, allowing you to monitor and manage payments, reports, and everything else from one elegant dashboard, ensuring you stay informed and in control. This holistic approach not only simplifies management but also empowers your business to adapt and thrive in a competitive landscape.

Effortlessly expand into international markets with extensive coverage and minimal complications by utilizing Navro. With our services, you can transfer money globally, receive payments in local accounts, reduce foreign exchange fees, simplify reconciliation, and accelerate settlement times, enabling your business to thrive in new territories. Eliminate expensive conversion charges by conducting transactions in local currencies while taking advantage of inter-bank exchange rates. Our platform ensures quick and same-day settlements through our local accounts, allowing you to automate your workflow and monitor all transactions easily through our API or portal. Navro consolidates everything necessary for a successful global payments strategy, from sending money to receiving it, ensuring that your operations run smoothly. We facilitate the timely hiring and payment of individuals globally, enabling you to maintain effective relationships with sellers and suppliers without unnecessary delays. With Navro, your international expansion can be both seamless and efficient, supporting your business's financial needs every step of the way.

Trustpair stands out as the premier platform for managing third-party risks and combating payment fraud within finance departments of mid-sized and large corporations. It offers secure mechanisms for modifying or adding third-party entities, ensuring immediate validation of banking information with global reach, and oversight of both natural and legal persons. Users can import data individually or in batches to eliminate input mistakes and maintain a clear record of all checks conducted. Trustpair boasts a network of esteemed partners dedicated to assisting financial teams in mid-cap and large organizations as they tackle wire transfer fraud and modernize their operations. With Trustpair, you can confidently ensure payments are made to the correct third party and the proper bank account, making the process straightforward. Additionally, Trustpair’s innovative solution streamlines the verification of third-party banking details throughout the entire procure-to-pay cycle, from initial entry into the third-party database to the successful execution of payment campaigns. This comprehensive approach not only enhances security but also promotes efficiency in financial transactions.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

Our platform simplifies the process of placing, tracking, and managing payments seamlessly. eDebitDirect serves as a swift and secure alternative payment option. With our instant bank verification and real-time balance checks, you can have peace of mind. Our committed team is always available to support your business in achieving its goals. By processing transactions in-house, we ensure that you retain a larger portion of your profits. Additionally, our system integrates effortlessly with various online platforms and shopping carts. It's essential to provide multiple payment options; otherwise, you risk losing potential sales. Prevent shopping cart abandonment by offering diverse payment methods to your customers. Nowadays, many individuals prefer to make purchases directly from their bank accounts rather than relying on credit cards, making it crucial to adapt to this trend for business success. This shift in consumer behavior highlights the importance of flexibility in payment solutions.

CoreWallet is a software framework that allows you to build emoney management, virtual accounts management, and online payment processing solutions. It can be used for various types of businesses such as e-commerce, retail, and other small businesses: - eCommerce and online marketplaces looking for custom-tailored payment orchestration technology - Fintech companies that must comply with AML regulations, PCI DSS, and KYC requirements within their system - Service providers who want to create a white-label payment gateway or eWallet solution to sell to third-party businesses - Banks looking to offer modern add-on services to their customers - and many other use cases CoreWallet provides core infrastructure, such as accounting/subledger, user data management, common wallet financial processes and external payment integration, which can be customized and extended by the products that use it. The online documentation portal provides a detailed description of CoreWallet modules and features.

Clear Junction stands as a worldwide provider of payment solutions, facilitating financial firms in seizing and linking to emerging prospects by equipping them with essential tools, networks, and expertise. With a team boasting years of experience in the payments domain and a deep understanding of risk management and compliance, we leverage our proprietary technology to empower businesses to achieve their aspirations in areas that traditional service providers may overlook or refuse to explore. Our diverse offerings encompass correspondent accounts, virtual IBANs, foreign exchange services, and access to prominent payment service networks in GBP, EUR, and USD. By providing a suite of products and services, we enable financial institutions and regulated entities to seamlessly tap into international payment and collection solutions, thereby promoting their global expansion. We prioritize collaboration with our clients, ensuring we deeply comprehend their business needs to deliver tailored payment solutions that align with their specific licenses and permissions. Ultimately, our mission is to transform the payment landscape for our clients, enabling them to navigate complexities with ease and confidence.

Corefy is a universal, feature-rich payment orchestration platform that can be used by online businesses and institutions. To provide a unified communication, control and management interface, we integrate payment providers and acquirers from all over the globe. Corefy processed 34,000,000 transactions annually in 2019. Our platform saw a threefold increase in transactions last year. We ended 2020 with more than 106 million successfully processed transactions. Corefy's growing customer list includes major international financial institutions and companies. We offer a complete range of cloud payment processing services to: Payment & Money Institutions. Crypto exchanges and wallets. Fintechs. Freelance platforms. Marketplaces. Gambling & Betting companies. Get in touch with our team to find out more about the benefits that we can offer your company and to receive the best deal.

CelerisPay’s Payment Orchestration platform allows merchants to control their payment flow by using a multi-acquirer setup. Intelligent Transaction Routing allows online merchants to create custom and effective routing rules for transactions to increase their success rate. Real-time In-Depth reporting data allows for better decision making, while Automated Reconciliation makes sure that no transaction is unmatched between the acquirers.

With a single integration to APEXX, you gain the ability to create an ideal payment orchestration layer tailored to your needs. We aspire to be the most merchant-focused provider within the payment industry. Our platform allows merchants to seamlessly connect to the global payment ecosystem through a straightforward API integration. This serves as a comprehensive solution for all your payment needs. Additionally, we offer an industry-leading consultancy service that specializes in negotiating favorable rates on your behalf. APEXX enhances your payment processes by intelligently routing transactions to various acquirers based on essential criteria, thus boosting sales and minimizing expenses. By providing the optimal blend of payment methods, APEXX supports your business in achieving rapid global growth. Ultimately, we aim to maximize conversion rates while keeping costs low and simplifying operations for both merchants and their customers. Our commitment to innovation ensures that you are always ahead in the ever-evolving payment landscape.

Quickly adapt to evolving trends, regulatory requirements, and competitive pressures across various business sectors and payment options by utilizing a contemporary payments platform that can be operated either on-site or via the cloud. Introduce cutting-edge payment solutions to the market with a highly customizable, service-oriented architecture. Facilitate new customer experiences and diverse payment methods, such as instant payments, peer-to-peer transfers, and beyond. Achieve your digital transformation goals through strategic partnerships, digital enhancements, and platform solutions. Address the continuous customer demand for innovative and emerging payment types that cater to consumers, merchants, and corporations alike. Swiftly implement new and alternative payment methods, which include instant payments, Requests for Payment (RfP), QR codes, and payments through social media platforms. Ensure connectivity to a vast array of card networks, payment schemes, and additional services available in the market. Accelerate your integration with new schemes and networks as they become available, or expand into new markets while maintaining agility in your operations. This approach will not only enhance your service offerings but also position you as a leader in the rapidly evolving payments landscape.

WhenThen streamlines the process of creating and launching payment orchestration for marketplaces and platforms through its intuitive no-code editor, making it both rapid and straightforward. It enables seamless integration of your payment systems with business applications without the need for coding expertise. You can simulate and test your automated processes to evaluate their effectiveness in real-world scenarios prior to deployment. The platform allows for troubleshooting and retrying automated tasks by providing insights into past events and the flow of data. You can enhance the efficiency of your automation using A/B testing, scenario simulations, and machine learning techniques. Built with a strong emphasis on safeguarding the collection, storage, and transfer of sensitive customer payment and personal information, it also aims to maximize the usefulness of the data collected, ensuring a balance between security and functionality. This comprehensive approach not only simplifies payment orchestration but also empowers businesses to innovate while maintaining data integrity.

Enhance your transaction volume with a robust payments infrastructure while safeguarding your treasury by providing smooth customer experiences and comprehensive commerce solutions. Address market needs with attractive features that facilitate cross-selling across the entire banking ecosystem, all while maintaining strict compliance and security measures. Integrate new services like buy now, pay later, digital wallets, fraud prevention, and emerging payment options seamlessly, without the need for extra technical resources. In just moments, link to countless payment services within your Paydock dashboard, incorporating gateways, alternative methods, and various providers for fraud, identity verification, privacy, and authentication. Paydock’s consolidated dashboard simplifies a convoluted array of payment services, customer interactions, and transaction data into an organized interface that offers complete visibility, traceability, and security, empowering businesses to adapt quickly to changing market conditions. With this agile approach, you can not only keep pace with industry trends but also anticipate future demands effectively.

Germius, a reliable assistant to e-commerce merchants, offers a variety of features that help them manage their clients and resources efficiently. Germius can help you grow your business, whether you are an experienced entrepreneur or a startup founder. Germius offers services such as customer relationship management, payment orchestration, and chargeback prevention. Germius adapts to your needs. You can set different subscription periods, pricing plans, or trial periods. Germius is also available worldwide. Sellers from more than 160 different countries have already benefited from its services. Germius can be the perfect partner for you if you want to improve your customer-company relationship, reduce chargebacks and fraud, and minimize fraud.

Renowned by top enterprises around the globe, Juspay streamlines payment orchestration while enhancing global reach, increasing conversion rates, minimizing fraud, and ensuring a smooth customer journey. Elevate your global market strategy with over 300 no-code local payment integrations spanning more than 50 countries. Quickly incorporate local payment options, boost conversion rates, and create seamless checkout experiences in just minutes. Craft a visually stunning checkout interface that harmonizes local payment solutions with your brand identity without the need for coding. Implement effortlessly across all platforms, utilizing robust AB testing frameworks to fine-tune your approach. Juspay’s intelligent routing consistently identifies the optimal Payment Service Provider (PSP) for your transaction needs. Effortlessly reconcile transactions across various PSPs while receiving detailed and tailored settlement reports. Monitor PSP performance through various metrics and scrutinize buyer conversion throughout the sales funnel, accompanied by personalized reporting. Ultimately, Juspay provides all the essential tools to construct a comprehensive payments infrastructure aimed at enhancing global coverage, increasing conversion rates, and minimizing fraud. By choosing Juspay, businesses can create a payment ecosystem that is not only efficient but also responsive to the needs of their customers.

A single platform. A dedicated partner. Endless global opportunities await. Unify your operations with our comprehensive end-to-end payment technology solution. Enjoy the full spectrum of services Nuvei provides without the hassle of switching providers. Indeed, we prioritize choice, adaptability, and redundancy in our offerings. Integrate us into your gateway infrastructure for accelerated growth and broader geographic reach, or utilize our complete platform to unlock maximum advantages. Benefit from our partnerships with over 200 global acquirers to seize every payment opportunity, enhance acceptance rates, and lower operational expenses. Elevate your payment processing capabilities through our remarkable flexibility and customization options. Begin processing transactions swiftly; our platform seamlessly connects with various gateways, partner platforms, and eCommerce plugins. Embrace everything Nuvei has to offer without needing to change your provider. Truly, we stand for choice, adaptability, and reliability in the payment landscape. By choosing us, you gain a partner dedicated to your success in a rapidly evolving market.

Payoneer enables businesses to expand both globally and locally through a cutting-edge payments and working capital platform tailored for modern entrepreneurs. You can obtain bank account numbers in multiple currencies, including USD, EUR, CAD, AUD, JPY, and MXN, allowing you to receive payments as effortlessly as if you had a local bank account. By connecting with a vast array of marketplaces, you can start receiving payments in just a few clicks. Our Billing Service provides a straightforward payment option for your international clients. You can transfer your earnings to your local bank with minimal fees or access them via ATM. Additionally, you can easily pay VAT authorities in the EU and UK using the GBP and EUR funds from your Payoneer account without incurring any fees. Furthermore, streamline your expenses and simplify your operations by paying contractors directly from your Payoneer balance at no cost. By utilizing our network of integrated service providers, you can enhance your business efficiency, foster global growth, and enjoy a variety of advantages tailored to your needs. With Payoneer, you can focus on what truly matters: growing your business and reaching new markets.

Gr4vy enables your business to expand and introduce new services and opportunities without incurring additional costs, resources, or development time. Our cloud-based infrastructure streamlines the management of payment methods, services, and transactions in a unified system, while also reducing the risk of single points of failure and shared infrastructure vulnerabilities. By offering everything from local payment options to buy-now-pay-later solutions, Gr4vy enhances customer checkout experiences, allowing for greater flexibility with just a few simple clicks. Our no-code tools facilitate the quick addition, testing, and deployment of new payment providers within minutes, eliminating the need for any development time. With Gr4vy, you only incur costs for the services you actively utilize, promoting a straightforward approach to both our platform and pricing. There are no burdensome flat rates or per-transaction fees; instead, Gr4vy adapts to your business's growth, providing an expanding array of payment options, services, and providers as your needs evolve, ensuring that you are consistently equipped for future challenges. This commitment to flexibility and growth empowers you to focus on what truly matters—driving your business forward.

Conventional payment processors take a significant portion of the profits generated by funds on your platform, using outdated systems that hinder your company's value, which is simply unjust. We provide innovative payment and embedded fintech solutions designed to unlock the full potential of vertical SaaS platforms. By implementing sub-account architecture, you can take control of your processing expenses right from the start. Retain over 100 basis points by partnering with a dedicated team and technology focused on maximizing your opportunities. Equip your customers with essential financial tools that enable them to grow, allowing you to achieve more than 200 basis points in retention. Successfully execute your go-to-market strategy to activate customer engagement and enhance the use of embedded fintech. While having the right sub-account architecture and competitive pricing is crucial to navigate the payments landscape, excelling requires much more than that. The JustiFi payments and embedded fintech platform, along with our team of payment strategy specialists, is designed to empower you to triumph in the competitive payments arena. Together, we can redefine the standards of success in this ever-evolving sector.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

Account Verification serves as a crucial tool for businesses to reduce potential risks by ensuring that the payment methods, such as bank accounts or credit cards, are accurately linked to the consumer's personal identifiable information. This process not only authenticates the consumer's identity but also confirms that the payment method used is legitimate and correctly tied to that individual, thereby aiding businesses in detecting fraudulent activities during transactions. Additionally, it can validate that the commercial bank account information provided by a business is both accurate and legitimately associated with that entity. By utilizing this service, companies can effectively mitigate risks surrounding consumer identity verification linked to their account numbers. This is particularly valuable for assessing the risks tied to new account openings or loan applications, as well as for evaluating the safety of monthly online bill payments and recent purchases. Furthermore, businesses can confidently accept credit card or bank account payments for significant transactions, such as vehicle down payments, with reduced concerns about chargebacks from consumers making online purchases. Ultimately, this verification process significantly lowers payment-related risks for recurring monthly premiums and when paying deductibles on insurance claims, fostering a more secure financial environment for both businesses and consumers alike.

Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch

Mistaken payments or those resulting from fraudulent activity can have severe consequences, such as delays, claims of liability, vulnerability to external fraud, and harm to your organization's reputation. Instead of letting bank account validation checks hinder your payment workflows, personnel, or clients, opt for near real-time business account validation and verification checks to ensure that your payments are directed to the correct business consistently. With Bank Wizard Absolute, we create a seamless link between your clients, vendors, and their bank accounts, providing you with the confidence that your payments are always accurate. Our tailored solutions cater to your budget and specific needs, while guaranteeing that our data is meticulously gathered, organized, and presented at the highest quality standards. By implementing our services, you can significantly minimize the likelihood of payment processing mistakes and enhance overall operational efficiency. In today's fast-paced business environment, ensuring the accuracy of transactions has never been more crucial.

Document AI software equipped with advanced OCR capabilities enables the transformation of unstructured documents—such as pay stubs, invoices, and bank statements—into actionable data. This solution accommodates documents in various formats with minimal initial setup required. In just a few clicks, users can extract essential details like totals, invoice numbers, and payment terms from multiple invoices simultaneously. Additionally, it allows for the categorization of table line items while providing calculated attributes to facilitate automated decision-making. The captured data can be reviewed using a human-in-the-loop tool and validated through external APIs or databases. Ensuring the highest level of security, we implement enterprise-grade measures to keep your data safe. Users maintain complete control over their data processed through Docsumo. Moreover, automated processing of rent rolls can lead to a 50% reduction in operational costs. Customers can be onboarded in real-time through efficient logistics document processing, and tax return details can be verified instantaneously with the intelligent OCR API. Furthermore, our system guarantees error-free data extraction from Energy & Utility bills, enhancing overall accuracy and reliability. This technology not only streamlines operations but also significantly boosts productivity.

A single platform that meets PSD2 compliance unlocks a world of possibilities. Shape the future of finance by leveraging a diverse array of premium financial data from various European banks via one convenient API. This empowers you to deliver intelligent financial services and captivate customers with new experiences. Whether you're a major bank in need of a tailored solution, an emerging fintech seeking a reliable technology partner, or a small business aspiring to bring your concepts to life, we have the resources to support you. Our platform is designed to nurture and facilitate ideas of every kind and magnitude, ensuring that innovation flourishes.

Our service enables the real-time verification of a borrower's identity, bank account details, and balance. Additionally, it grants access to a comprehensive bank transaction history spanning up to 365 days, enhanced by industry-leading analytics. This automated, instantaneous process equips you to make swift and precise decisions that are crucial for your business's success. Our sophisticated identity verification tool checks essential personal data and highlights significant risk indicators. Through proprietary scoring and data classification, we swiftly uncover important trends, utilizing thousands of income and expense guidelines neatly organized into clear, actionable categories. We are committed to providing exceptional support for both you and your clients, ensuring confidence in every bank statement reviewed. Moreover, our unique payroll and income scoring derived from all available account information offers you immediate insights into your consumer's cash flow. With this holistic approach, you can stay ahead of the competition and make informed lending choices.

An all-in-one API that consolidates verification techniques, fraud prevention technologies, and reliable financial and identity information across Southeast Asia. This solution significantly minimizes both integration and testing periods, often reducing them to just a few days. Users gain access to genuinely local financial and identity data sources in a digital format. It allows for the validation of both individual and business information, including their addresses, by leveraging local data sources and anti-money laundering (AML) lists to ensure that only legitimate customers are acquired. Suspicious users can be subjected to a thorough verification process, while genuine ones benefit from a streamlined decision workflow. Design a verification flow that aligns with your specific risk management and compliance needs. Engage with specialists to select the verifications, fraud prevention services, and local data integrations that best suit your requirements. Manage fraud decisions through established rules that incorporate data from various sources. Create a cohesive API decision workflow for a tailored experience that can be seamlessly integrated into any part of your user journey, enhancing both security and user satisfaction. This approach not only strengthens your verification capabilities but also promotes a more efficient onboarding process for trustworthy customers.

The Modo POP API works just like your current payment provider with all the same familiar calls and responses. The only difference is that, unlike your current provider, certain types of transactions are automatically channeled through a lower-cost direct provider using Intelligent Routing. It happens instantly and seamlessly, and uses machine learning to improve every transaction based on history. And Modo POP assists with onboarding the alternate providers you need. Not only do you save money, you get the piece of mind that every transaction will go through, every time.

We deliver the use cases while you benefit from our innovative solutions and integration tools. Our expertise lies in managing intricate processing configurations with ease. We offer a unified solution for ACH and Canadian EFT, enabling seamless setup of recurring payments for funds from both the US and Canada. Our platform is exceptionally fast and fully PCI compliant, providing robust capabilities for credit card processing, ACH/EFT transactions, along with tools for anti-fraud and risk mitigation. Create a comprehensive credit card processing solution that accommodates transactions from both the US and Canada effortlessly. Experience speed, agility, and intelligence, allowing you to accept payments almost anywhere and at any time. Our adaptable solutions are designed to help you effectively manage and mitigate risk. Our API integration tool comes with customizable parameters that assist developers in implementing identity verification and real-time check verification seamlessly. Additionally, it allows for the automation of recurring transactions and reporting, providing a 'set it and forget it' approach for developers. Are you ready to dive into becoming a PSP/PayFac? We are here to guide you through the advantages and disadvantages of managing your own credit card portfolio! Embrace the future of payment solutions with our expert consultation.

Aye4fin serves as a strategic partner and specialist in the realm of electronic payments, assisting online retailers in designing and executing tailored payment orchestration solutions. Additionally, we offer guidance on refining payment strategies for maximum efficiency. Unlike traditional payment systems that require the integration of multiple payment service providers (PSPs) and various payment options, payment orchestration can be envisioned as a versatile modular toolkit. This toolkit comprises an array of technological and functional components, such as a ZAG license and a payment manager, which merchants can mix and match from both internal and external sources. Just like a real orchestra, all elements must work in harmony to achieve optimal performance. This approach grants merchants unparalleled flexibility in choosing their partners, payment providers, and methods, empowering them to make independent decisions about whom to collaborate with to enhance their payment processes. Ultimately, this customizable framework not only streamlines operations but also allows for continuous adaptation to the evolving market landscape.

MYFUNDBOX is a payment orchestration platform designed to provide businesses with a smooth experience in managing subscriptions. Its user-friendly interface simplifies the task of overseeing subscriptions, automating payment processes, and maintaining high levels of security. Additionally, the platform offers customizable options and integrates seamlessly with various payment partners, establishing itself as the preferred choice for effective subscription management. With MYFUNDBOX, businesses can enhance their operational efficiency and improve customer satisfaction simultaneously.