Alternatives to Orum.io

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that balances local payment methods with your brand. - Deploy seamlessly across all platforms with powerful AB testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. - Track PSP performance across dimensions, and analyze buyer conversion across the funnel on a customized analytics dashboard. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize and optimize their payment strategy effortlessly. Through a single integration, businesses can access over 400 payment methods, anti-fraud tools and payment service providers enabling them to optimize their stack in just a few clicks, all in a centralized platform. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. At Gr4vy, our mission is to empower enterprises with full control to build, customize, and scale their payment strategy. We turn payment complexity into simplicity, allowing businesses to experiment, optimize, and unlock new revenue streams effortlessly. That way, merchants can focus on what matters—growth.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Alacriti's Orbipay Payments Hub is a cloud-native platform that adheres to ISO 20022 standards, aimed at modernizing and securing payment infrastructures for financial institutions. This innovative solution provides comprehensive payment orchestration across various networks, such as TCH’s RTP, FedNow Service, Visa Direct, Fedwire, and ACH, all within a cohesive and secure environment. With its microservices-based framework and open APIs, the platform allows for effortless integration with existing core, digital banking, fraud detection, and risk management systems, which streamlines deployment and enhances scalability. Furthermore, Orbipay features intelligent payment routing capabilities, enabling institutions to establish dynamic rules based on cost, speed, and reliability, thus optimizing transaction processing efficiently. In addition, its built-in fraud and risk management tools offer real-time monitoring and compliance checks, which bolster security and minimize operational risks. Ultimately, Orbipay represents a forward-thinking solution that empowers financial institutions to adapt to the evolving landscape of digital payments while maintaining high standards of security and efficiency.

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

Our cloud-native payments as a service and low-code financial integration platform empowers organizations to adapt and innovate swiftly. Volante supports financial institutions in modernizing their payment systems, enabling banks to concentrate on expanding their business rather than managing IT complexities. We assist banks in reshaping their business models while uncovering new avenues for growth and scalability with enhanced speed and agility. With Volante’s low-code platform, both business and technology users can swiftly create services centered around financial transactions. Through intuitive visual modeling, employees can seamlessly integrate and manage workflows across all financial and business systems. Propel your digital transformation and payment modernization efforts using our versatile low-code platform. We collaborate with cloud infrastructure providers, technology vendors, systems integrators, and consultancies across the global financial services landscape. By partnering with us, our collaborators can innovate more rapidly, expand their market presence, and set themselves apart from their competition in this fast-paced industry. Together, we drive progress and pave the way for a more dynamic financial ecosystem.

Payall Payment Systems provides specialized banking infrastructure designed to meet the diverse needs of the cross-border payments landscape for regulated financial entities. Their unified global platform streamlines processes such as compliance, risk management, and operational workflows, including KYC, KYT (“Know Your Transaction”), sanctions checks, and document collection prior to transaction execution. It is compatible with existing core banking systems and facilitates payment orchestration across various currencies, rails, and payout methods, such as bank transfers, mobile money, prepaid cards, cash pickups, and payments based on names or emails. Organizations can manage both individual and bulk global disbursements through API integrations or by uploading spreadsheets, catering to business-to-business, person-to-person, and government transactions. Payall assures real-time or near-instant settlement, enhanced audit transparency, reduced costs, and service accessibility for unbanked populations, ultimately driving inclusivity in the financial system. This innovative approach empowers organizations to streamline their payment processes more efficiently than ever before.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Enhance customer experiences by streamlining payment processes, safeguarding against fraud, and fine-tuning your payments strategy for optimal conversion while ensuring low ownership expenses through our comprehensive payments orchestration platform. Focus on refining each aspect of the payment journey, which includes improving the checkout experience, providing diverse payment options, and ensuring timely fund transfers to your bank account. Strengthen authentication processes, mitigate fraud and chargebacks, and seamlessly manage multi-acquirer environments. By orchestrating your payment setup, you can cut costs and elevate customer satisfaction. Our sophisticated, multi-layered fraud prevention framework is designed to significantly lessen the effects of fraudulent activities. With deep industry knowledge, cutting-edge machine learning techniques, an international team of fraud specialists, and fraud prevention strategies customized for each merchant, we achieve lower chargeback occurrences, reduced operational expenses, and enhanced acceptance rates. Ultimately, our solutions empower businesses to thrive in an increasingly complex payment landscape.

Gattera delivers an intelligent payment orchestration solution tailored for merchants that can’t rely on traditional gateways. By aggregating multiple PSPs into one unified API, Gattera lets businesses route transactions dynamically based on predictive success rates, gateway costs, regulatory requirements, and per-market performance. Its routing engine automatically handles multi-gateway logic, decline recovery, cascading retries, and failover to maintain frictionless checkout experiences even when a PSP underperforms. Merchants gain full control over risk segmentation—keeping clean traffic on low-cost processors while directing higher-risk flows to tolerant acquirers. Offering support for cards, crypto, wallets, and bank transfers, Gattera helps merchants align payment methods with buyer preference in every geography. Its analytics and reconciliation modules consolidate data across providers, allowing teams to evaluate fees, auth rates, chargebacks, and latency in one place. Businesses can add or replace PSPs instantly without touching checkout code, ensuring operational agility and resilience. For industries with unique challenges—such as iGaming, adult entertainment, and alternative merchants—Gattera provides a purpose-built orchestration layer that improves approvals, lowers costs, and simplifies global expansion.

At Paytech, we provide innovative white-label payment gateway solutions, payment orchestration, and financial management technologies tailored specifically to meet the unique requirements of your business. Our flexible methodology and modular design enable rapid movement, task automation, and the creation of secure, compliant interfaces. Supported by a global network of partners and over 800 integrations, we facilitate a seamless journey for you to initiate, scale, and grow your business effortlessly. Our Offerings White-label Payment Gateway: Enhance your customers' experience by offering diverse payment methods and robust security, all while reducing friction and boosting conversion rates. Payment Orchestration: Maximize the efficiency of each transaction through smart routing among various providers. Integrations Hub: Simplify your operations and broaden your market presence with our comprehensive array of integrations. Additionally, we continuously strive to adapt our solutions to evolving trends and customer demands, ensuring that you remain at the forefront of the payment technology landscape.

Solidgate's Payment Orchestration Platform streamlines international transactions for rapidly growing companies. By offering a single integration point, businesses gain access to worldwide payment processing capabilities, local alternative payment methods, chargeback mitigation, fraud defense, and automated tax compliance. The platform facilitates effortless acceptance of credit cards, regional payment options, and bank transfers across various markets. Additionally, it includes integrated risk management features, ensuring that fraud prevention and chargeback handling are straightforward and efficient. Recognized by top organizations across the globe, Solidgate enhances tax compliance, improves payment processes, and boosts conversion rates, making it an exceptional choice for expanding businesses. Companies from Europe, Latin America, Asia-Pacific, and North America rely on our platform to optimize payment systems and lower operational expenses while navigating the complexities of global commerce. With Solidgate, businesses can focus on growth while we handle the intricacies of payment orchestration.

Verituity revolutionizes the concept of payouts by transforming them into valuable assets, offering timely and verified payments along with smart payment options, while simultaneously minimizing complexities, risks, and expenses. Our platform, built on a zero trust verification model, allows both banks and businesses to enjoy the benefits of secure digital payouts without needing a hefty investment in resources. This innovative solution enhances the speed, accuracy, and transparency of payouts, providing intelligent payment alternatives that further streamline processes and mitigate risks and costs. With Verituity's approach, payments are processed accurately the first time, ensuring the right recipient and account are targeted, which significantly decreases instances of fraud and errors while bolstering compliance with PII, PCI, and security standards. Additionally, our platform features dynamic policy automation and orchestration, enabling seamless execution of payout instructions and processing, thus ensuring a smooth experience for all stakeholders involved. This comprehensive system not only enhances operational efficiency but also fosters trust and reliability in financial transactions.

Payage serves as a white label payment orchestration platform that empowers businesses to consolidate, oversee, and enhance their payment systems via a single API and user interface. It integrates various payment providers, PSPs, acquirers, and gateways into a unified framework, which minimizes complexity and avoids vendor dependency. By utilizing Payage, organizations can execute intelligent routing, elevate authorization rates, and fine-tune payment performance across different markets. The platform accommodates online transactions, a variety of payment options, recurring billing, and real-time transaction tracking, all backed by sophisticated analytics and reporting capabilities. Additionally, Payage allows for fully customizable white label payment solutions tailored for fintechs, SaaS platforms, marketplaces, and larger enterprises. Designed with scalability and adaptability in mind, Payage streamlines international payment processes while bolstering efficiency, control, and conversion rates. This comprehensive approach not only enhances user experience but also enables businesses to stay competitive in an evolving digital landscape.

Akurateco's Payment Orchestration Platform, a white-label solution that allows users to own the PCI DSS gateway from start to finish, is brandable. The platform offers more than 170 connections to banks and payment methods around the globe. The platform supports all transaction-based flows and has a single integration approach that allows clients to manage all of their payment channels in one place. This allows clients to reduce transaction approval rates and optimize payment processing costs. Your own payment gateway in 7 business days. No additional third-party processors and minimum time to market. There are many connectors. There are 170+ connectors available. It is easy to customize and has a friendly interface. Multiple options for branding your system and payment pages

Paysight is a comprehensive solution for payment orchestration and customer relationship management designed to streamline and enhance commerce operations for various businesses, particularly those facing higher risks. By consolidating payment processing, merchant account oversight, CRM functionalities, reporting, analytics, intelligent routing, revenue recovery mechanisms, and chargeback management into one platform, it empowers companies to automate their operations and drive revenue growth effectively. The software seamlessly integrates with existing infrastructures, providing native support for Shopify, embeddable checkout widgets, and API connections that facilitate rapid deployment without the need for intricate setups. Paysight’s advanced payment orchestration engine intelligently selects the best transaction routes to minimize failures and boost approval rates, while its automated retry mechanisms and recovery workflows can recoup a considerable percentage of failed transactions. Additionally, users benefit from built-in dashboards and sophisticated analytics that deliver valuable insights into performance metrics and overall business health, ensuring that companies are well-equipped to make informed decisions and optimize their strategies. With Paysight, businesses can confidently navigate the complexities of payment management while focusing on growth and customer satisfaction.

ModoPayments develops payment orchestration software for large enterprises, enabling AI-based transaction routing and provider flexibility without disrupting existing payment systems. The ModoPOP platform integrates into current payment flows, allowing companies to retain existing processors while reducing failures, lowering fees, and improving transaction success through intelligent routing and centralized control.

Account Verification serves as a crucial tool for businesses to reduce potential risks by ensuring that the payment methods, such as bank accounts or credit cards, are accurately linked to the consumer's personal identifiable information. This process not only authenticates the consumer's identity but also confirms that the payment method used is legitimate and correctly tied to that individual, thereby aiding businesses in detecting fraudulent activities during transactions. Additionally, it can validate that the commercial bank account information provided by a business is both accurate and legitimately associated with that entity. By utilizing this service, companies can effectively mitigate risks surrounding consumer identity verification linked to their account numbers. This is particularly valuable for assessing the risks tied to new account openings or loan applications, as well as for evaluating the safety of monthly online bill payments and recent purchases. Furthermore, businesses can confidently accept credit card or bank account payments for significant transactions, such as vehicle down payments, with reduced concerns about chargebacks from consumers making online purchases. Ultimately, this verification process significantly lowers payment-related risks for recurring monthly premiums and when paying deductibles on insurance claims, fostering a more secure financial environment for both businesses and consumers alike.

Clear Junction stands as a worldwide provider of payment solutions, facilitating financial firms in seizing and linking to emerging prospects by equipping them with essential tools, networks, and expertise. With a team boasting years of experience in the payments domain and a deep understanding of risk management and compliance, we leverage our proprietary technology to empower businesses to achieve their aspirations in areas that traditional service providers may overlook or refuse to explore. Our diverse offerings encompass correspondent accounts, virtual IBANs, foreign exchange services, and access to prominent payment service networks in GBP, EUR, and USD. By providing a suite of products and services, we enable financial institutions and regulated entities to seamlessly tap into international payment and collection solutions, thereby promoting their global expansion. We prioritize collaboration with our clients, ensuring we deeply comprehend their business needs to deliver tailored payment solutions that align with their specific licenses and permissions. Ultimately, our mission is to transform the payment landscape for our clients, enabling them to navigate complexities with ease and confidence.

CoreWallet is a software framework that allows you to build emoney management, virtual accounts management, and online payment processing solutions. It can be used for various types of businesses such as e-commerce, retail, and other small businesses: - eCommerce and online marketplaces looking for custom-tailored payment orchestration technology - Fintech companies that must comply with AML regulations, PCI DSS, and KYC requirements within their system - Service providers who want to create a white-label payment gateway or eWallet solution to sell to third-party businesses - Banks looking to offer modern add-on services to their customers - and many other use cases CoreWallet provides core infrastructure, such as accounting/subledger, user data management, common wallet financial processes and external payment integration, which can be customized and extended by the products that use it. The online documentation portal provides a detailed description of CoreWallet modules and features.

Finastra Global PAYplus serves as a robust, enterprise-level payment hub built on ISO 20022 standards, tailored to assist banks and financial institutions in the centralized processing and management of payments through various channels, currencies, and categories, including real-time, ACH, high-value, cross-border, and digital transactions. This platform facilitates comprehensive orchestration, ensures adherence to regulatory standards, and allows for seamless integration with existing systems using open APIs. With its configurable business rules and pre-certified workflows, the solution streamlines operations, minimizes risk, and enhances efficiency while achieving high straight-through processing rates. Additionally, it offers features such as dashboards, analytics, intelligent routing, and liquidity monitoring, all aimed at providing improved control and visibility over payment processes. The versatile deployment options available, whether in cloud environments or on-premises, guarantee scalability, resilience, and a continuous path for innovation in payment solutions. Furthermore, the platform's adaptability ensures it can evolve alongside the changing landscape of financial services.

Experience a payment infrastructure that is designed to withstand the future with Finzly's acclaimed payment core. Integrate various payment channels through a unified API on a centralized payment hub, delivering an independent payment experience that caters to your customers' needs. Escape the limitations imposed by outdated core systems and introduce innovative financial solutions with remarkable speed and flexibility. Whether it's launching FedNow and RTP, modernizing ACH and wire transfers, or centralizing your processing capabilities, our payment hub is equipped to handle it all. Create a contemporary and highly customizable treasury experience that meets the demands of the digital economy. Enhance your banking services by providing Banking as a Service (BaaS) through Finzly's APIs. With Finzly’s award-winning operating system, your financial institution can drive innovation and remain competitive in a rapidly evolving market. FinzlyOS operates on a user-friendly, app-based platform, making the addition of new financial products as simple as downloading an app on your phone. By incorporating on-demand features, you can keep your existing customers engaged while also attracting new ones to your brand. This seamless integration fosters a more dynamic and responsive banking environment that is essential in today's fast-paced financial landscape.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

Our platform simplifies the process of placing, tracking, and managing payments seamlessly. eDebitDirect serves as a swift and secure alternative payment option. With our instant bank verification and real-time balance checks, you can have peace of mind. Our committed team is always available to support your business in achieving its goals. By processing transactions in-house, we ensure that you retain a larger portion of your profits. Additionally, our system integrates effortlessly with various online platforms and shopping carts. It's essential to provide multiple payment options; otherwise, you risk losing potential sales. Prevent shopping cart abandonment by offering diverse payment methods to your customers. Nowadays, many individuals prefer to make purchases directly from their bank accounts rather than relying on credit cards, making it crucial to adapt to this trend for business success. This shift in consumer behavior highlights the importance of flexibility in payment solutions.

Aye4fin serves as a strategic partner and specialist in the realm of electronic payments, assisting online retailers in designing and executing tailored payment orchestration solutions. Additionally, we offer guidance on refining payment strategies for maximum efficiency. Unlike traditional payment systems that require the integration of multiple payment service providers (PSPs) and various payment options, payment orchestration can be envisioned as a versatile modular toolkit. This toolkit comprises an array of technological and functional components, such as a ZAG license and a payment manager, which merchants can mix and match from both internal and external sources. Just like a real orchestra, all elements must work in harmony to achieve optimal performance. This approach grants merchants unparalleled flexibility in choosing their partners, payment providers, and methods, empowering them to make independent decisions about whom to collaborate with to enhance their payment processes. Ultimately, this customizable framework not only streamlines operations but also allows for continuous adaptation to the evolving market landscape.

Payment orchestration platform that optimizes, simplifies, and scales your online payments globally. UpGate is an orchestration platform for payments of the highest quality. Our mission is simplify payments and make it easy for merchants to reach customers around the world. We use the latest technology to help you improve conversions and global monetisation. With a single integration, you can enable global transactions using any payment method, currency, or country. Designed to reduce friction. Built for global customers. Optimised for any device. Customisable for your brand. No more managing multiple systems. Gain a complete picture of your payments and improve financial efficiency to make better decisions. With a variety of innovative features, you can improve conversions and monetise your customers worldwide: smart routing, decline recover, tokenisation, single-click payments, recurring billing, etc.

This platform consolidates all aspects of your payment stack and makes them easy to use. ZOOZ Orchestration Platform helps you save time, money, as well as ensures the highest approval rates. Flexible routing engine to optimize your payment performance. You can add or remove providers as you need. A collection of tools that maximize payment performance. Streamline your processes with unified tokenization for all providers. An easy interface to empower payment teams without any knowledge of code. All payment data is consolidated and easily analyzed in one location. This ensures that you are up to date with all market requirements. Our API gives you complete control over your entire payment stack.

ZIQY stands out as the most comprehensive equipment rental management solution available today. Specifically, it offers features such as the establishment of pricing structures and calendars, customization of tax regulations and invoices, as well as catalog management. Additionally, it allows for oversight of special store hours, inventory control per location, and point-of-sale operations. Users can create diverse profiles with assigned roles and manage platform language settings while also configuring subscription activities. The platform supports custom attributes for products, customers, rentals, and subscriptions, along with options for multi-product and multi-quantity rentals. Payment functionalities include online transactions, the ability to send payment links via email, and manual recording of off-platform payments. Moreover, it features comprehensive refund tracking and a transaction history overview, along with the option to send payment links through SMS. Security measures are robust, featuring fraud verification processes like Score Fraude and Open Banking checks, along with management for recurring payments. ZIQY encompasses a wide array of functionalities, ensuring that it meets the diverse needs of rental businesses efficiently.

Mistaken payments or those resulting from fraudulent activity can have severe consequences, such as delays, claims of liability, vulnerability to external fraud, and harm to your organization's reputation. Instead of letting bank account validation checks hinder your payment workflows, personnel, or clients, opt for near real-time business account validation and verification checks to ensure that your payments are directed to the correct business consistently. With Bank Wizard Absolute, we create a seamless link between your clients, vendors, and their bank accounts, providing you with the confidence that your payments are always accurate. Our tailored solutions cater to your budget and specific needs, while guaranteeing that our data is meticulously gathered, organized, and presented at the highest quality standards. By implementing our services, you can significantly minimize the likelihood of payment processing mistakes and enhance overall operational efficiency. In today's fast-paced business environment, ensuring the accuracy of transactions has never been more crucial.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

IXOPAY serves as a versatile payment orchestration platform that enhances the independence and flexibility associated with online transactions. It offers a range of intelligent payment alternatives for consumers while featuring an acquirer-agnostic PCI Vault that enables efficient smart routing and sophisticated risk and fraud management, all backed by centralized reporting, settlement, and reconciliation. This comprehensive solution allows for a detailed representation of the entire transaction lifecycle with customizable technologies tailored to specific needs. Designed for white label clients and large-scale merchants, IXOPAY stands out as a top-tier, highly scalable, and PCI-certified platform. Its modern architecture is not only easily extendable but also incorporates intelligent routing, cascading capabilities, and cutting-edge risk management features, together with streamlined reconciliation and settlements. Furthermore, IXOPAY facilitates plugin-based integration with various acquirers and payment service providers, ensuring maximum adaptability in a rapidly evolving digital landscape. With its fully PCI-compliant card vaulting and robust tools for transaction monitoring, reporting, post-processing, reconciliation, and settlements, IXOPAY positions itself as a leading choice for businesses aiming to optimize their payment processes.

With a single integration to APEXX, you gain the ability to create an ideal payment orchestration layer tailored to your needs. We aspire to be the most merchant-focused provider within the payment industry. Our platform allows merchants to seamlessly connect to the global payment ecosystem through a straightforward API integration. This serves as a comprehensive solution for all your payment needs. Additionally, we offer an industry-leading consultancy service that specializes in negotiating favorable rates on your behalf. APEXX enhances your payment processes by intelligently routing transactions to various acquirers based on essential criteria, thus boosting sales and minimizing expenses. By providing the optimal blend of payment methods, APEXX supports your business in achieving rapid global growth. Ultimately, we aim to maximize conversion rates while keeping costs low and simplifying operations for both merchants and their customers. Our commitment to innovation ensures that you are always ahead in the ever-evolving payment landscape.

Trustpair stands out as the premier platform for managing third-party risks and combating payment fraud within finance departments of mid-sized and large corporations. It offers secure mechanisms for modifying or adding third-party entities, ensuring immediate validation of banking information with global reach, and oversight of both natural and legal persons. Users can import data individually or in batches to eliminate input mistakes and maintain a clear record of all checks conducted. Trustpair boasts a network of esteemed partners dedicated to assisting financial teams in mid-cap and large organizations as they tackle wire transfer fraud and modernize their operations. With Trustpair, you can confidently ensure payments are made to the correct third party and the proper bank account, making the process straightforward. Additionally, Trustpair’s innovative solution streamlines the verification of third-party banking details throughout the entire procure-to-pay cycle, from initial entry into the third-party database to the successful execution of payment campaigns. This comprehensive approach not only enhances security but also promotes efficiency in financial transactions.

In the realm of payment orchestration, BR-DGE stands out as a transformative force, simplifying the complexities of payment infrastructure. Imagine a payments framework that not only supports your business but also elevates your brand while delivering an exceptional experience that customers eagerly return for. Payment orchestration serves as a strategic solution to existing challenges and those that may arise in the future. By integrating with BR-DGE, you’re not just making a connection; you’re ensuring it’s the final integration you’ll ever need. We safeguard your payment ecosystem against future uncertainties, allowing you to route payments on your terms, whenever and however you choose. With unparalleled control and smart flexibility, a BR-DGE integration addresses failed payments in real-time and facilitates more intelligent payment routing. The BR-DGE portal centralizes all your payment data and insights, offering a comprehensive view of your transactions. The insights provided by BR-DGE will not only enhance current operations but also inform strategic decisions for the future. Ultimately, embracing BR-DGE means equipping your business with the tools necessary to thrive in an ever-evolving digital environment.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

MYFUNDBOX is a payment orchestration platform designed to provide businesses with a smooth experience in managing subscriptions. Its user-friendly interface simplifies the task of overseeing subscriptions, automating payment processes, and maintaining high levels of security. Additionally, the platform offers customizable options and integrates seamlessly with various payment partners, establishing itself as the preferred choice for effective subscription management. With MYFUNDBOX, businesses can enhance their operational efficiency and improve customer satisfaction simultaneously.

CelerisPay’s Payment Orchestration platform allows merchants to control their payment flow by using a multi-acquirer setup. Intelligent Transaction Routing allows online merchants to create custom and effective routing rules for transactions to increase their success rate. Real-time In-Depth reporting data allows for better decision making, while Automated Reconciliation makes sure that no transaction is unmatched between the acquirers.

Zai is a fintech company that specializes in simplifying intricate payment processes through a robust API-driven platform, allowing businesses to seamlessly design and oversee comprehensive payment workflows. Customers can effortlessly make online payments using a variety of popular methods, while automated disbursements guarantee prompt transactions. The platform is versatile, enabling the development and tailoring of any payment mechanism to meet unique business needs. Zai also prioritizes security, providing bank-level protection with integrated fraud detection, scalability to support business growth, and adherence to full PCI DSS standards to eliminate the need for extensive data security evaluations. By streamlining processes, Zai helps organizations reclaim valuable time through features such as automatic payment matching, tracking, and reconciliation via virtual accounts. The platform's adaptability is showcased through its provision of both hosted and API integration choices, ensuring that businesses can select the option that best fits their requirements. Additionally, Zai's commitment to safeguarding your operations with top-notch security measures makes it a trusted partner in the payment landscape.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system where businesses can manage payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, companies connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of Corefy is a powerful routing and cascading engine powered by 100+ attributes, including custom metadata. This allows businesses to define granular traffic distribution rules based on geography, BIN, currency, transaction parameters, risk signals, historical performance, or other custom conditions. Routing strategies can be adjusted without rebuilding infrastructure, enabling optimisation of approval rates, load balancing across providers, and more controlled risk management. Corefy also provides white-label capabilities for organisations launching or scaling their own payment products. The platform supports merchant account hierarchies, role-based access control, reporting, and operational tools needed to run payment businesses efficiently. For organisations that want to expand connectivity without complex migrations, Corefy offers Payment bridge — a lightweight extension layer that enables rapid rollout of new payment integrations on top of existing systems. The platform has processed over 1 billion transactions and powers dozens of active payment providers and platforms worldwide.

Our comprehensive and interconnected infrastructure, designed for seamless transactions across various countries and operators, combined with a specialized suite of intelligent services, is set to enhance your performance and return on investment significantly. With our mobile money-driven neobanking platform, managing finances becomes effortless through secure and straightforward transactions right from your smartphone. Embrace the transformation today with our multi-operator payment system that supports mobile money and payment card transactions. Our compliant mobile payment technology ensures safe cross-border transactions while adhering to anti-money laundering and counter-terrorism financing regulations. Enhance your global payment processes now with our innovative solutions. We equip our clients with the most advanced, secure, and effective payment instruments and expert guidance essential for fostering, safeguarding, and flourishing in their business endeavors. Confront payment-related challenges directly in our region to generate value and stimulate growth within the entire economic landscape. Our services cover payment aggregation, including mobile money, bank cards, bank account transfers, checks, and cash, while also addressing mobile money infrastructure and cryptocurrency payment solutions. Discover the future of payments with us and elevate your business to new heights.

Enhance your transaction volume with a robust payments infrastructure while safeguarding your treasury by providing smooth customer experiences and comprehensive commerce solutions. Address market needs with attractive features that facilitate cross-selling across the entire banking ecosystem, all while maintaining strict compliance and security measures. Integrate new services like buy now, pay later, digital wallets, fraud prevention, and emerging payment options seamlessly, without the need for extra technical resources. In just moments, link to countless payment services within your Paydock dashboard, incorporating gateways, alternative methods, and various providers for fraud, identity verification, privacy, and authentication. Paydock’s consolidated dashboard simplifies a convoluted array of payment services, customer interactions, and transaction data into an organized interface that offers complete visibility, traceability, and security, empowering businesses to adapt quickly to changing market conditions. With this agile approach, you can not only keep pace with industry trends but also anticipate future demands effectively.

A sophisticated payment management solution designed for a wide array of online enterprises, encompassing banks, payment processors, financial organizations, and e-commerce platforms. Key Features: 1. Complete PCI & GDPR compliance ensures we can offer top-tier security for funds, data, and systems, safeguarding all transactions effectively. 2. In-depth Analytics: gain access to extensive financial reports, statistics, and visual representations that concisely encapsulate essential data. 3. Integration with Processors: a unified API connection creates a seamless technological framework among our platform, businesses, and numerous payment service providers, including leading credit card acquirers, alternative payment options, digital wallets, banks, and key financial entities. 4. Cost Transparency: our solution meticulously outlines all processing fees or commissions tied to payments, regardless of the number of service providers involved, allowing businesses to have a clear overview of all operational expenses, which aids in accurate account management and reconciliation. 5. This comprehensive approach not only enhances operational efficiency but also builds trust with clients by ensuring they are fully informed of all transactions.

Unite your preferred payment and commerce platforms to craft stunning customer experiences and swiftly enter new markets with a cohesive infrastructure. Enhance your revenue streams through advanced, comprehensive workflows. Design exceptional customer interactions while ensuring satisfaction with a variety of payment options and commerce services. Implement Primer once to continually enhance your payment effectiveness over time. Customize your payment experience, and effortlessly oversee all aspects across your payment processors. In just minutes, you can add numerous payment methods and decide how, where, and when customers encounter them at checkout. Enjoy a hassle-free experience with our integrated API and toolset that optimize transactions, regardless of the processor in use. With limitless applications and integrations, expand your payment and commerce capabilities. Achieve your objectives with a definitive source of truth throughout your entire system, allowing you to monitor and manage payments, reports, and everything else from one elegant dashboard, ensuring you stay informed and in control. This holistic approach not only simplifies management but also empowers your business to adapt and thrive in a competitive landscape.

The "single pane" for end-toend payment operations. Your powerful, all-in-one low-code orchestration across borders, currencies and channels. Payment flow management is made simple with your end-to-end solution that supports multiple channels and covers all major payment instruments. Advanced Anti-Money Laundering Screening (AML), which identifies regulatory and financial risks before they materialize, allows you to stop transactions in real-time.