
SAP Cloud ERP is an enterprise-grade ERP platform designed for organizations that need real-time control, predictable operations, and a modern cloud foundation without the cost and complexity of traditional systems. Built on SAP HANA’s in-memory architecture, it delivers instant visibility across finance, supply chain, manufacturing, and procurement, enabling teams to make accurate, data-driven decisions at speed.
This solution provides continuous, automated updates and built-in best practices so companies can adopt new capabilities without disruptive upgrade cycles. Embedded AI, machine learning, and advanced analytics support intelligent automation, scenario planning, and risk reduction across every operational process. Native integration with SAP Business Technology Platform and a broad ecosystem of enterprise applications ensures extensibility without customization-heavy technical debt.
SAP Cloud ERP (SAP S/4HANA Cloud Public Edition) is engineered for organizations seeking the benefits of standardization, faster time-to-value, and global scalability. Its secure, multi-tenant cloud architecture ensures consistent performance, regulatory compliance, and lower total cost of ownership. With strong support for manufacturing, distribution, and service-centric operations, it equips IT and business leaders with a reliable platform to simplify their landscape, eliminate legacy bottlenecks, and power sustainable long-term growth.
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Most finance teams run two systems: one for lease accounting, one for treasury, reconciled by hand. ZenTreasury runs both as one governed subledger, because the ERP that posts the journal entry does not know the contract behind it. ZenTreasury does.
Add a lease and the platform generates the full schedule automatically: right of use asset, lease liability, depreciation, interest, and balance carry forward, all following the standard from the moment the lease is saved. Index-linked remeasurement is handled automatically, with index rates, base values, and next indexation dates tracked per contract. Every later change, such as a scope change, term extension, rate revision, or partial termination, recalculates the schedule and logs it with a timestamp and user, so auditors get the before and after picture without asking.
On the treasury side: centralised FX position management across forwards, swaps, and cross currency instruments with mark-to-market valuations; internal and external loan tracking with valuation against yield curves and automated interest accrual; trade finance and guarantee monitoring with fee and exposure tracking; and group wide cash flow forecasting with scenario modelling, all multi entity and multi currency. Direct bank connectivity included.
One platform, accounting included, priced to the scope you run. Every customer gets a dedicated, isolated database. Lease calculations are independently reviewed by an international audit firm. Connect Claude, ChatGPT, or any MCP client directly to your contract data.
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Lumina Americas
Lumina Treasury offers a comprehensive front-office trading and portfolio management platform that supports financial institutions in overseeing their daily operations related to both their own investments and third-party assets, encompassing trading and treasury functions, along with client and mutual fund portfolios. It equips users with an array of tools designed to manage cash flows, balances, and liquidity—both historical and forecasted—while also addressing exposure, risk management based on market curves, currencies, indexes, and options. The software is capable of calculating daily, monthly, and yearly profit and loss from a portfolio perspective, taking into account the key risk factors involved. Its product range is extensive, covering standard instruments, derivatives, exotic derivatives, and structured products, including offerings specific to Latin America, all evaluated in real-time with up-to-date market data. Additionally, Lumina Treasury can function as the primary trading platform or serve as a centralized repository that consolidates transactions and positions sourced from various applications via a broad array of interfaces, including a proprietary API, ensuring seamless integration and comprehensive oversight of trading activities. This flexibility allows institutions to tailor their trading operations to their specific needs while maintaining robust management capabilities.
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Salmon Treasurer
Salmon Software provides a comprehensive treasury management system (TMS) designed to meet the needs of treasury front, middle, and back offices, featuring seamless integration with various third-party solutions that include dealing platforms, market data providers, ERPs, and risk management systems. Built on the Microsoft Azure platform, this solution ensures that each client operates within its own distinct environment. Additionally, a dedicated shared-service office offers immediate remote assistance to clients whenever needed. The TMS is developed internally by Salmon Software, which has set a goal to release a major update every five years, supplemented by annual interim updates to enhance functionality. Known as Salmon Treasurer, the TMS effectively manages cash flow, forecasting, and coverage for a range of standard financial instruments, such as index-linked derivatives, debt, commodities, and investment funds. This commitment to regular updates ensures that clients benefit from the latest advancements in treasury management technology.
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