Alternatives to INXY

Trovata offers modern treasury software that allows users to onboard in just minutes without any need for IT support or lengthy implementation processes. Utilizing open banking and ERP integrations, Trovata automates the aggregation, normalization, and analysis of financial data, enabling real-time reporting on cash positions and trends. With pre-integrations for most banks, users can connect swiftly and maintain constant updates without the hassle of downloading .CSV files from banking websites. As an open banking platform, Trovata empowers businesses to instantly assess their cash levels, forecast efficiently, and manage cash flow with accuracy. Traditionally, 75% of the effort involved in cash analysis consists of manually compiling data and updating Excel models, which can be time-consuming and error-prone. By adopting Trovata.io, companies can eliminate these tedious manual workflows and significantly improve their financial management processes. This innovative approach not only streamlines operations but also enhances overall decision-making by providing a clearer picture of cash availability.

Fino.digital stands at the forefront of innovation in the realm of account and data analysis technologies. We specialize in crafting tailored software solutions for our clients and partners, unlocking opportunities for new business models in both B2B and B2B2C markets. Our mission is to transform data into actionable insights that provide significant value to our customers through our cutting-edge data analytics solutions. Utilizing AI-driven analytics, our technologies examine account transactions authorized by individual or business clients in real time, generating crucial information regarding financial situations, credit assessments, contractual obligations, and even identifying pivotal life events like retirement or childbirth. From enhancing sales strategies and conducting credit evaluations to facilitating invoice and transaction reconciliation, our products deliver tangible benefits from data for both you and your clientele. Ultimately, we empower organizations to leverage insights that drive growth and improve decision-making processes.

Coconut seamlessly integrates with your bank account, allowing you to monitor your earnings, claim deductions, and calculate your tax liabilities efficiently. With a clear snapshot of your financial situation readily available, determining how much you can draw for personal use or reinvest into your business each month becomes a straightforward task. Our platform is designed to keep your bookkeeping organized and provide accurate estimates of your tax savings, ensuring you won’t face any unexpected financial surprises during tax season. You can generate and dispatch customized invoices while managing your earnings directly from the app, and our convenient reminders will assist you in keeping track of overdue payments. Additionally, we’ll calculate the amount you can withdraw after setting aside savings, either as personal income or for reinvestment to foster business growth. With just a single tap, you can easily access and review all your incoming and outgoing transactions, giving you a comprehensive understanding of your financial landscape. Overall, Coconut empowers you to maintain financial clarity and make informed decisions for your business's success.

Harness the capabilities of Open Banking to monitor all your financial accounts from a single platform while budgeting effectively in today's digital age. Emma meticulously examines your transactions, providing a comprehensive overview of all your recurring payments across various accounts. It seamlessly tracks and organizes your expenses, offering valuable insights into your spending habits. Additionally, investing represents a powerful opportunity to enhance your savings over an extended period. Discover user-friendly investment tools that are designed with elegance and functionality in mind. Effortlessly transfer funds between different banks, split expenses, or quickly replenish your investment account in just moments. If your friends have forgotten to settle their portion of the rent, you can easily send them a reminder with just one tap, ensuring everyone stays on track. With Emma, managing finances and fostering accountability among friends has never been easier.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Delivers the essential components required to access various open banking APIs seamlessly. Connect to multiple financial institutions with minimal effort. Offers the foundational tools to link to a range of banks effortlessly. It standardizes the frequently evolving APIs of different banks into a cohesive and straightforward protocol. One API opens up endless opportunities while ensuring a consistent user experience. New banks are integrated regularly. We are flexible enough to shift our focus to meet your requirements. Additionally, onboarding new banks doesn't necessitate any new learning on your part. Our API is constructed on the Berlin Group protocol. It comes equipped with pre-configured functionalities such as Consent management, Account balance retrieval, Transaction histories, and Payment Initiations, along with support for a wide array of banks and standards. Features are continuously added to enhance its capabilities. This stateless API can be deployed on your infrastructure alongside your web and mobile banking systems, tailored for your exclusive utilization in alignment with your organizational policies. Furthermore, we will refresh your SDK as needed to ensure its optimal performance. This adaptability ensures that your banking solutions remain cutting-edge and compliant with industry standards.

Ethereum is a community-driven platform that serves as the backbone for the cryptocurrency ether (ETH) and a myriad of decentralized applications. This innovative technology facilitates not only digital currency transactions but also global payments and various applications. Through collaborative efforts, the community has established a vibrant digital economy, providing creators with new opportunities to generate income online and much more. Accessible to anyone with an internet connection, Ethereum breaks down barriers for billions who either lack bank accounts or face restrictions on their financial transactions. Its decentralized finance (DeFi) framework operates continuously without bias, allowing users to send, receive, borrow, earn interest, and even stream funds globally. In contrast to traditional internet services that often require sacrificing personal data control, Ethereum maintains openness as a fundamental principle – all that's needed is a wallet to participate. By staking your ETH, you can contribute to the network as a validator, helping to secure and maintain the integrity of this groundbreaking platform. As a result, Ethereum not only empowers individuals but also fosters a more inclusive financial system for everyone.

Qlower serves as an intelligent assistant tailored for landlords, streamlining the process of property management through the use of open banking and machine learning innovations. It takes care of property management tasks automatically, eliminating the need for manual data entry, ultimately saving both time and financial resources. By easily tracking payments, uncovering potential savings, and preparing tax declarations, users can optimize their real estate portfolios by simply following the suggested pathways. Qlower enhances the experience for real estate investors by providing features like automatic and complimentary receipt generation, real-time accounting linked to bank transactions, tax reporting for rental income, and identifying opportunities for savings along with heritage advice. Whether managing vacant properties, furnished units, short or long-term rentals, parking spaces, or buildings, Qlower efficiently handles all administrative and accounting responsibilities, leading to refined tax reporting. By analyzing bank data and user-entered transactions, Qlower comprehensively understands each expense, ensuring that accounting is continuously updated and optimized. This comprehensive approach not only simplifies property management but also empowers landlords to make informed financial decisions.

Make certain that your card issuing engine is designed to withstand future challenges. Deploy a diverse array of business models on a unified software platform, encompassing credit, debit, and prepaid cards, as well as fleet initiatives, virtual cards, loyalty programs, wallets, tokenization, and various corporate and family schemes, among others. Strive to deliver an exceptional experience for your cardholders, partners, and internal stakeholders by providing tailored services precisely when and where they are needed. Innovate by introducing new card products that achieve remarkable time-to-market alongside comprehensive functional capabilities. Minimize the need for manual interventions and lower administrative expenses by automating and optimizing workflows. Ensure rapid scalability in both volume and geographic reach. Enhance the profitability of conventional instruments with intelligent value-added services. Position your card as the preferred choice for third-party services within the open banking framework, leveraging your data-rich APIs. Depend on APIs and SDKs for seamless integration, both internally and externally, to foster collaboration and efficiency. This approach will not only future-proof your operations but also enable you to adapt swiftly to changing market conditions.

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

Basiq stands at the forefront of open banking technology, empowering developers to create cutting-edge financial applications. Our platform offers secure access to financial data, provided with customer consent, along with robust APIs that reveal critical insights. We are at the helm of shaping the future of financial services, catering to wealth managers, banks, fintechs, and beyond. By utilizing our platform, you can obtain comprehensive and trustworthy banking information, enabling you to craft more engaging and tailored digital banking experiences for users. Our sophisticated income algorithms can accurately pinpoint various income sources, including regular, variable, and casual income streams, which allows for streamlined individual assessments and quicker lending decisions. Additionally, you can enhance your customers’ digital experiences by equipping them with tools to better track their spending habits. With Basiq Enrich, you can analyze each banking transaction to identify the merchant, location, and category, further enriching the financial insights provided to your clients. This level of detail not only elevates user engagement but also fosters a deeper understanding of financial behaviors.

Uncover hidden web applications with Certero for SaaS, which aids in managing subscription expenses and curbing unnecessary spending on your most significant SaaS investments. With Certero for SaaS, you gain centralized oversight of your subscriptions and comprehensive insights into usage patterns, enabling you to pinpoint areas of financial waste and confidently avert overspending. Each SaaS provider introduces unique challenges, but Certero for SaaS offers tailored solutions that streamline management and help reduce costs associated with your key SaaS investments. Typically, SaaS subscriptions operate on a detailed ‘named user’ model, allowing software vendors to maintain steady revenue without needing to invoke audit provisions or push their latest releases. This often results in costly subscription renewals that occur automatically, leading to unchecked and habitual overspending. For organizations, it can be difficult to gauge the actual value derived from these SaaS subscriptions, making effective cost management even more critical. Ultimately, leveraging Certero for SaaS can empower businesses to optimize their software investments and enhance overall financial efficiency.

Our SaaS Buying and Optimizing Platform gives you more visibility into your vendors, automates procurement and allows you to spend less on each tool. SaaS is a growing expense. However, your teams don't have the time or resources to evaluate, negotiate, and track renewals for 150+ tools. This means that you are paying high prices for every software tool you use, and sometimes even tools you don’t use. We can help you get fair prices for all your SaaS products and remove the back-and forth negotiations from your procurement. Slack gives you direct access to expert buyers, managers, and ensures seamless onboarding and clear communications. You will know when your contracts are due for renewal, who they belong to, and how much money you are saving. The dashboard allows you to track procurement status and prevent delays caused by lost emails or duplicate spreadsheets.

We are developing a groundbreaking global payment network that operates in real-time, enabling you to transfer funds with incredible speed from any location. Experience instantaneous payments no matter where you are. Unlock your potential by connecting to this pioneering real-time payment infrastructure. Our mission is to revolutionize global transactions by providing a unified gateway for seamless account-to-account transfers. This innovative system creates an exceptional open payments network, ensuring that money transfers and currency conversions are finely tuned for efficiency. Harnessing the power of open banking, this interconnected framework is changing the dynamics of international financial transactions. Welcome to the future of eCommerce. By integrating diverse real-time open payment solutions into a cohesive standard, we empower businesses to deliver a consistent and hassle-free payment experience to customers worldwide. Our commitment to detail has resulted in a sleek and user-friendly interface that appeals to those who value convenience. Featuring smart bank search functionality and a mobile-friendly design, our checkout process prioritizes both speed and ease of use, making transactions seamless for all users. Additionally, this approach fosters a new era of financial accessibility and innovation.

Streamline your finances, save valuable time, and reduce stress with Hapstack, an elegantly straightforward SaaS management platform. This tool offers the simplest method to consolidate and manage all your SaaS applications. In just a matter of minutes, you will establish a unified dashboard for all your software. Discover cost-saving opportunities effortlessly by identifying underused applications, thanks to Hapstack's comprehensive insights into your team's tools and their usage patterns. Stay updated with timely alerts regarding upcoming renewals and critical deadlines to eliminate frantic last-minute rushes and missed chances. Effortlessly monitor app usage, shadow IT, and inactive accounts through our browser extension available for Chrome and Edge. Enhance your team’s workflow by adding custom fields to subscriptions, ensuring that you keep track of what’s truly important. Furthermore, you can maintain up-to-date synchronization between your Hapstack users and Google Workspace accounts, while also integrating all key subscription dates seamlessly into your Google Calendar for optimal organization. This way, you can manage your subscriptions with absolute confidence and clarity.

We are closing the divide between raw information and actionable insights, enabling you to cater to more clients, enhance your product offerings, and make more informed choices. This innovative method redefines how we assess financial health and creditworthiness. Utilize cash flow underwriting to effectively gauge the risk of credit defaults while also scoring consumers with limited or no credit history. Organize, classify, and enrich chaotic transaction data to produce clear, streamlined, and precise account activity reports. Extract critical insights related to consumer financial status, such as liquid assets, outstanding financial commitments, and spending behaviors. Examine banking transactions to determine gross and net earnings, assess income reliability, employment status, and sources of income. The era of open banking has arrived, and regardless of whether you operate in banking, lending, real estate, personal finance, or insurance, Prism Data offers you a significant chance to maximize the potential of your data. This comprehensive approach not only empowers businesses but also enhances the customer experience by providing tailored financial solutions.

Reduce the time spent managing receivables by enrolling your clients in a system that replaces obsolete manual processes with efficient automated digital collection methods and communication channels. Offer your clients a variety of digital payment options, such as ACH, credit cards, and open banking, to simplify the payment process and enhance the accuracy of your financial records. Stay informed about your cash flow with regular automated reports and analytics tailored to your business's requirements. Use specialized customer ratings derived from credit assessments and engagement metrics to make well-informed decisions and refine payment strategies effectively. Anticipate your future cash flow by analyzing both current and historical payment patterns. Optimize your workflows for better prioritization, and take advantage of customizable communication templates and strategies while maintaining a white-labeled approach to branding. This comprehensive solution not only streamlines processes but also empowers your financial management capabilities.

Experience a global cryptocurrency payment solution that is not only straightforward but also robust and easy to implement. Enhance your revenue and combat fraud with a customizable on-and-off-ramp that creates smooth experiences for users worldwide. MoonPay serves as the backbone for leading cryptocurrency wallets, apps, and websites by providing a comprehensive payment solution. Customers can conveniently make instant bank transfers through Open Banking in the UK and EU, with ACH support on the horizon. Our user-friendly KYC process simplifies the onboarding experience, allowing you to expand your user base while addressing the critical issues that often cause customer drop-off. The innovative pass-through KYC feature ensures that your existing data is seamlessly integrated, preventing customers from needing to verify their identities multiple times. With extensive testing across numerous integrations, we have compiled all the necessary resources to facilitate a quick and easy payment acceptance setup. This way, you can focus on what matters most—growing your business and serving your customers effectively.

AI seamlessly converts bank feeds into accurate accounting with a remarkable 95% precision, as recognized by Forbes' AI benchmark. This system is fully automated and can be tailored to suit individual client needs, resulting in usage rates that are tenfold compared to traditional banking platforms. An impressive 85% of users access their accounts monthly, showcasing the platform's effectiveness. The rise of open banking, driven by neobanks such as Google, Intuit, PayPal, and Square, poses fresh challenges to your business banking revenue streams, affecting areas like deposits, loans, and payments. To enhance your net banking revenue, leverage real-time cross-selling opportunities and maximize the potential of your existing small business clientele through Smart Advices™ powered by OneUp. The OneUp platform is built on an API framework to guarantee quick integration while providing the necessary customization and adaptability for your initiatives. It effectively presents income, expenses, and overall profitability for specified periods in chosen currencies, thanks to the data processing capabilities of OneUp AI, which translates bank feeds into precise accounting entries. This innovative approach not only streamlines financial management but also empowers businesses to make informed decisions based on real-time data.

Particeep, a fintech, provides banks, asset management companies, insurances, and their distributors with key solutions that enable them to distribute financial products and services online. In addition to its open API, the company also offers white-label platforms that allow you to distribute financial services online in less time than a month.

Enapps ERP is a comprehensive, UK-built system designed for mid-sized organisations aiming to centralise critical business processes. By consolidating finance, CRM, inventory, supply chain, and manufacturing, it eliminates data silos and fosters real-time collaboration. Its modular architecture lets you activate only the features you truly need, helping control costs and complexity. Thanks to an in-house development team, clients benefit from swift updates, bespoke enhancements, and dedicated support. Robust dashboards and analytics power data-driven decisions, improving efficiency, profitability, and transparency. Whether you’re optimising day-to-day operations, strengthening financial controls, or enhancing customer experiences, Enapps ERP adapts to your evolving needs. With an intuitive interface and flexible workflows, you ensure quick user adoption, minimising downtime and accelerating ROI. Transparent, module- and user-based pricing eliminates hidden fees, enabling you to tailor Enapps ERP precisely to your organisation. Embrace this agile solution to future-proof operations, integrate with third-party tools, and thrive in a dynamic market.

Instantly receive payments directly into your bank account, complete with automatic invoice reconciliation that connects effortlessly to your preferred accounting software. With Crezco, you can send or receive international payments straight from your existing local bank account, eliminating the hassle of setting up virtual IBANs or local wallets. The integration with major accounting platforms ensures a user-friendly account-to-account payment experience. Our API is tailored to simplify processes for your team, allowing customers to send and receive payments immediately. Users can initiate a batch payment with just one authentication step, and each transaction is clearly listed as individual entries on bank statements. Moreover, Crezco can seamlessly integrate and recognize CSV files from widely-used accounting and payroll systems, while also providing the option to manually import files when necessary. This versatility ensures that your financial operations remain efficient and straightforward, catering to various user needs.

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

Expense Once is a comprehensive online platform designed to help businesses simplify, automate, and oversee employee expenses efficiently. A specialized consultant will collaborate with you to ensure the setup and configuration of the solution meets your needs. In addition, we provide ongoing assistance with project management and implementation services as necessary. Our customers enjoy unlimited support at no extra charge for the entire duration of their product usage. Each premium and enterprise client is assigned a dedicated account manager to enhance their experience. Our pricing structure is designed to be competitive, allowing you to utilize our software with minimal financial commitment. You can register an unlimited number of user accounts within the expense management software, and you will only incur costs for active users who have submitted expenses or uploaded receipts. By leveraging open banking, we can seamlessly integrate our services with software you already use, such as Clearspend and Barclaycard, making it easier for you to generate expense reports without added hassle. This integration not only saves you valuable time but also enhances the overall efficiency of managing expenses within your organization.

We specialize in the creation and upkeep of tailored systems that meet specific needs. Our expertise particularly excels in intricate projects that necessitate the seamless integration of various legacy systems. We handle various payment methods, including credit cards, mobile transactions, and open banking solutions. By leveraging big data technologies, we develop high-availability, reliable data hub platforms that synchronize legacy data in real time. Our quick and efficient approach ensures we select the perfect specialists to match your requirements. Users tend to engage with your products and content 4.2 times more on mobile applications compared to websites, even when the latter offers an optimal user experience. With global shopping cart abandonment rates soaring to 97% on mobile websites, mobile applications effectively address this issue by securely storing user data and facilitating in-app payments. Consequently, the transition to mobile apps not only enhances user retention but also significantly boosts overall sales performance.

Our innovative Auto Decision Platform (ADP) streamlines processes for lenders, reducing time, costs, and mistakes, thereby enhancing profitability. This versatile and highly acclaimed program opens up a world of opportunities upon implementation. With our state-of-the-art decision-making services, credit risk professionals can easily design and adjust decision-making logic as needed. The next-generation, private-cloud-based Auto Decision Platform (ADP) provides thorough, automated decisions through direct customer engagement while ensuring compliance for lenders. Utilize our extensively interconnected suite of integrations, which includes consumer and commercial CRA data, various Open Banking sources, eKYC and fraud prevention tools, along with verification services for mobile, email, device ID, AVM, and Land Registry products to effectively implement your decision-making strategy. Furthermore, ADP empowers users to create, modify, test, and launch personalized scorecards via a user-friendly interface, making the process even more efficient and tailored to specific needs. This platform not only saves time and resources but also fosters innovation in decision-making processes.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

We partner with innovative organizations to create customer-centric digital banking solutions from the ground up. The focus isn't solely on the technology employed to serve your clientele; rather, it's about leveraging that technology to ensure customers feel valued and prioritized. Our mission centers on making banking more convenient, simpler, accessible, and rewarding for users. Our unique digital banking infrastructure, known as fOS, empowers you to achieve these goals. The success of our current clients and the numerous accolades we've received stand as testaments to our effectiveness. Fidor offers the comprehensive expertise necessary to turn your digital banking vision into reality. We engage in a thorough process of thinking, designing, testing, building, and launching. Our cutting-edge digital banking platform, fidorOS (fOS), encompasses all essential banking functionalities, including onboarding, card and account management, credit products, and analytics, all within a single, unified platform. As a pioneer in adopting Open Banking principles and API integration, we have developed the fidorOS platform to be significantly advanced compared to conventional solutions. This approach not only enhances flexibility but also ensures a seamlessly integrated banking experience for users.

Created by developers with developers in mind, our API-driven technology enables you to build applications leveraging our robust financial tools. Central to our technology ethos is a commitment to security, featuring two-factor authentication, secure storage with backup solutions for effective disaster recovery, and strict internal access protocols as standard offerings. TradeCore distinguishes itself in the financial industry with its capacity to manage vast quantities of data seamlessly. We design systems for leading companies, empowering them to elevate their operations significantly. Our trading interface, which accommodates various asset classes, grants access to top-tier data vendors. Furthermore, you can issue your own Mastercard® virtual and physical cards while ensuring compliance is straightforward. Experience the advantages of open banking without burdening your team with extra tasks. Additionally, automate and safeguard cryptocurrency transactions comprehensively for enhanced security and efficiency.

Effortlessly oversee every facet of your organization's SaaS subscriptions through an intuitive platform. You can seamlessly add employees to the necessary applications and streamline their onboarding experience with just a click. Gain comprehensive insights into all your applications while monitoring both usage and expenses. By eliminating shadow IT and redundant licenses, you can achieve an average savings of 20%. Furthermore, when an employee departs, their access to all applications is automatically revoked, ensuring security. onetool simplifies the management of employee access to all your SaaS tools, regardless of your subscription plan. Save valuable time and enhance security by centralizing all onboarding and offboarding processes in one location. With only a few clicks on a single dashboard, you can control your employees' app access. Additionally, you can manage and track tool utilization by department and establish access protocols. onetool grants you a holistic view of your organization's SaaS utilization by identifying and monitoring active licenses, application usage, and expenditures. It also allows you to track all SaaS users and their app interactions, making it easier to spot any instances of shadow IT or unnecessary licenses that can be eliminated for better efficiency and cost management. This comprehensive approach ensures that your organization remains organized and secure while optimizing its software investments.

LicenceOne serves as your centralized solution for identifying software subscriptions, curbing unnecessary expenditures, and efficiently managing employee access. By utilizing LicenceOne, your organization can potentially reduce its yearly costs by up to 30%, while regaining oversight of its financial outlay. Eliminate the time-consuming process of collecting invoices and handling mundane tasks that do not contribute to your productivity, allowing you to redirect those funds back into your budget. Additionally, you can effectively map your data subprocessors and prevent employees from sharing confidential information without necessary legal protections in place. We implement proactive strategies to guarantee that your data remains safe, private, and secure at every stage of your experience with LicenceOne. Our support team is readily accessible through chat and email throughout the business week to assist you whenever challenges arise. We evaluate software-related data to monitor user activity, login patterns, renewal timelines, and billing cycles. Your personalized dashboard is ready for use, and you can enhance it by adding any relevant information you wish to track, giving you even greater control over your software management. With LicenceOne, you gain comprehensive insights that empower informed decision-making and foster a more efficient spending strategy.

Purchase and oversee subscriptions for your clients effortlessly. AppBind generates credit cards that automatically charge your clients when you procure SaaS, advertisements, and digital assets for them. Why hold off on client approval? Acquire subscriptions at your convenience, as you understand their needs best. Invest in the resources that will benefit your clients directly. Incorporate your management fees for any service sold through AppBind to boost your earnings. Ensure lead registrations are secured when you enroll on behalf of clients. Eliminate the risk of dealing with client credit cards altogether. Make purchases securely with credit cards that are within your control. Every transaction is logged in your AppBind account, allowing for streamlined tracking, expensing, and billing according to your preferences. Say goodbye to the confusion of deciphering credit card statements. AppBind meticulously monitors each subscription expense, attributing it to the correct client. You can manage, deactivate, and even transfer subscriptions back to clients as needed, ensuring you never lose track of any subscription linked to a former client. This streamlined approach simplifies your financial management and enhances client satisfaction.

Effortlessly identify and oversee all the software your organization relies on. Reduce expenditures, keep an eye on security vulnerabilities, handle licenses, and streamline IT processes. Stackshine offers a comprehensive solution within a user-friendly platform, ensuring tranquility for your team. Ditch the spreadsheets and endless email searches by utilizing a centralized dashboard that provides visibility into all software usage. Automatically monitor new software acquisitions, link invoices, and notify your team about upcoming renewals. It’s crucial to manage what is visible. Since its inception, Stackshine has pursued an innovative strategy for data integration. Whether it’s proprietary software or tools from Fortune 100 companies, we can monitor usage, activities, and expenses, even without direct integration. Empower your organization to utilize software solutions confidently while Stackshine manages costs, security, access, and activity. Embraced by various industries, from digital marketing to fintech, Stackshine accelerates IT operations and consolidates software management into one streamlined platform. By enhancing visibility and control, businesses can thrive in their software management endeavors.

Stop the tedious process of individually adding or removing users across various applications; with AppManager, you can manage everything simultaneously, drastically reducing both time and effort. In our fast-paced digital landscape, organizations depend on a multitude of applications to optimize workflows, boost efficiency, and encourage teamwork. However, this growing reliance on diverse applications presents the challenge of effective management. Gain better control over your budget with transparent insights into each employee's subscription expenses. Make informed, data-driven choices that could lead to significant savings for your business. Avoid the headaches associated with app management and user provisioning by adopting AppManager today. Discover the simplicity and convenience of overseeing your entire app and user environment through a single platform, and transform the way you manage your digital tools.

Maximize your vendor renewals while streamlining your tech expenses and conserving both time and money. Experience all features without any hidden upsells, and take advantage of complimentary communication via calls, Slack, and email with our renewal specialists who are dedicated to helping you reduce costs on software renewals. Gain insight into competitive pricing to ensure you're not overspending on vendor services, and let our team analyze your contracts to offer strategic advice and negotiation strategies for securing better deals. Enjoy seamless direct integrations that can be set up in under half an hour, with all vendor information automatically populated for your convenience. Receive timely renewal reminders through both email and Slack, along with valuable cost-saving insights that highlight application redundancies and underutilization. Alternatively, connect directly with our renewal experts for free benchmarking insights and negotiation techniques. By combining innovative software solutions with expert human analysis and seamless integrations, SpendHound delivers the most precise renewal tracking service available in the market today. Empower your business with these comprehensive tools and expertise to navigate vendor renewals effortlessly and effectively.

Saasdesk, a SaaS management software that is free for CEOs and CFOs, is available as a free download. Saasdesk allows you to: Track your SaaS spending and collect all invoices Software expenses up to 30% off Automate your SaaS management with Excel.

GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.

Column is a nationally chartered bank specifically designed for developers and builders looking to create cutting-edge financial products. By developing its own core banking system, ledger, and data architecture, Column removes the reliance on traditional middleware, allowing developers to interact directly with the U.S. banking framework. This innovative strategy enables smooth integration with the Federal Reserve, making processes like money transfers, account setups, and card program management remarkably efficient. Among its primary services are ACH origination, wire transfers through FedWire, real-time book transfers, and the capability to open FDIC-insured bank accounts via a straightforward API. Moreover, Column empowers the creation of tailored card programs by providing unique Bank Identification Numbers (BINs) and ensuring compatibility with leading networks and issuer processors. In addition to these services, Column also offers a range of lending products, including loan origination, debt financing, and loan purchase initiatives, further assisting companies in expanding their lending capabilities. With its comprehensive suite of offerings, Column stands out as a valuable partner for those in the financial technology sector.

The implementation of the PSD2 Directive on January 13, 2018, marked a pivotal moment in the digital evolution of the banking sector. This transformation affects the entire payments ecosystem, encompassing both banks and entities classified as banking service providers. A new landscape has emerged in which Third Party Providers (TPPs) are allowed to access account data and facilitate payments, contingent upon explicit consent from users, known as Payment Service Users (PSU). If you are a TPP or aspiring to become one, and you wish to integrate with our API platform, please check our “Get started” section for detailed guidance. Our platform represents the future of digital payments. The WWS Open API is designed to harness the opportunities presented by Open Banking and PSD2 regulations. Additionally, the WWS Open API sandbox offers TPPs a space to test functionalities available on the platform through sandbox APIs, ensuring they can innovate and refine their services effectively. This collaborative environment fosters innovation and encourages the development of new financial solutions.

StrategyOne by CRIF Digital is an all-inclusive digital decision-making tool that empowers companies to execute, test, and oversee decision-making processes without the need for programming skills. By harnessing augmented intelligence powered by AI, it significantly improves decision-making logic, credit assessment, and various operational procedures. The platform features an intuitive visual designer that allows business users to quickly develop and modify decision strategies, thereby enhancing overall decision-making throughout the customer journey. Additionally, it provides capabilities for what-if analysis, simulation, and strategy refinement using machine learning techniques, while ensuring adherence to regulations such as Basel and IFRS9. Users can also benefit from advanced analytical tools, real-time performance tracking, and the deployment of decision logic without interruptions, which facilitates a more responsive and informed approach to data-driven decision-making. In a world where fast and reliable insights are crucial, StrategyOne stands out as a vital resource for organizations aiming to elevate their operational effectiveness.

Finexer is an FCA-regulated, API-focused platform that is transforming the way small and medium-sized businesses (SMBs) interact with and leverage financial data. By integrating seamlessly with all banks in the UK, Finexer provides real-time insights and facilitates Pay-By-Bank transactions via an intuitive dashboard, achieving deployment speeds that are 2-3 times faster than its competitors. The platform boasts a variety of key features, including Data (AISP) and Payments (PISP) APIs: 1. Access to Real-Time Bank Transactions: Businesses can obtain immediate insights into bank transaction data, enhancing their decision-making processes and allowing for personalized user experiences. 2. Balance Insights: Gain critical information regarding customers' income, expenses, and balance trends, enabling the delivery of customized services and targeted marketing offers. 3. Open Banking Payments: The platform supports secure account-to-account payments with instant settlements and automated recurring transactions (currently in Beta), leading to potential cost reductions of up to 90%. With its robust data capabilities, customizable white-label solutions, and security that complies with PSD2 regulations, Finexer equips businesses to streamline operations, boost revenue, and enrich customer experiences, ultimately positioning them for future growth and success.

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

Envestnet | Yodlee stands out as a premier platform for data aggregation and analytics, enhancing the financial lives of consumers through cutting-edge products and services tailored for over 1,400 financial institutions and FinTech firms, which include 16 of the top 20 banks in the United States. We are at the forefront of revolutionizing financial applications and services with comprehensive solutions designed for wealth managers, banks, merchants, and beyond. Discover how we can assist in your growth journey. Our robust data aggregation platform empowers financial institutions and FinTechs to facilitate improved financial outcomes for consumers. We prioritize industry-leading standards for data security, compliance with regulations, and protection of privacy. Stay updated with insights from Bill Crager regarding Envestnet's ongoing commitment to purposeful action. Additionally, explore our extensive collection of white papers, on-demand webinars, eBooks, case studies, and much more, all filled with valuable product information and practical guidance to help you succeed in the financial sector. Together, we can drive innovation and excellence in financial services.

With the increase in payment channels, the avenues available for fraudsters have also expanded, raising the potential liabilities for banks significantly. The rise of real-time payments, Open Banking, and digital interactions only serves to escalate these issues further. Conventional anti-fraud measures struggle to effectively thwart payment fraud, as they typically depend on numerous static and reactive rules that are inadequate for identifying emerging fraud patterns and often generate excessive false alarms. By utilizing cutting-edge 3D artificial intelligence (3D AI) technology, the NetGuardians platform, known as NG|Screener, provides real-time surveillance of all bank payment transactions, enhancing fraud detection while minimizing false positives. This advanced system pinpoints suspicious payments linked to social engineering tactics or scams, such as invoice redirection, romance fraud, and CEO impersonation, while also correlating these incidents with indicators of digital banking fraud, including eBanking and mBanking sessions compromised by malware or takeover fraud stemming from identity theft. As the financial landscape continues to evolve, innovative solutions like NG|Screener are essential for safeguarding banks and their customers against increasingly sophisticated fraud threats.