Alternatives to Geospiza PATH

risQ stands at the forefront of modeling and translating climate risks for those involved in municipal debt, providing crucial insights into how these risks impact financial outcomes. By fostering transparency around municipal climate hazards, risQ equips investors with the necessary tools to effectively manage their portfolios while simultaneously helping cities pinpoint cost-effective strategies for climate adaptation. The growing severity of heatwaves endangers public health and disrupts the energy sector, jeopardizing city tax revenues. Moreover, the frequency and intensity of both coastal and inland flooding are on the rise, posing threats to billions in property value and real estate holdings. Additionally, hurricanes are becoming more severe, delivering record levels of rainfall and challenging urban areas in unprecedented ways. As cities expand and drought conditions worsen, the likelihood of wildfires threatening properties and infrastructure continues to escalate. Ultimately, risQ’s insights are crucial for navigating these complex and evolving challenges.

Royal HaskoningDHV's Climate Intelligence Suite delivers extensive global consultancy services focused on risk management, resilience, and sustainability, facilitating the adept handling of intricate climate-related challenges. By harnessing a profound comprehension of the effects of weather on various processes, assets, and infrastructure, this suite equips users with practical insights into hazards affecting physical assets across the globe. It integrates high-resolution data on natural hazards with advanced machine learning techniques, climate exposure assessments, and comprehensive risk scoring systems, allowing for the evaluation of both existing and prospective climate threats, including those that may impact suppliers and customers. Covering a wide range of 19 natural hazards, including but not limited to coastal and river floods, tropical storms, droughts, wildfires, earthquakes, volcanic eruptions, and hail, this platform provides a holistic perspective by examining decades of historic, real-time, and projected climate data. Additionally, its multifaceted approach ensures that organizations can proactively plan and implement strategies to mitigate potential risks associated with climate change.

First Street Foundation operates as a non-profit entity focused on measuring and conveying climate risk across the United States. Utilizing sophisticated climate science and engineering techniques, the organization delivers in-depth evaluations of a range of environmental threats, such as flooding, wildfires, wind, extreme heat, and air quality. The foundation's goal is to make climate risk not only accessible but also simple to comprehend and actionable for individuals, governments, and businesses alike. By providing thorough data and insightful analysis, First Street Foundation seeks to connect climate change with financial risk, facilitating better decision-making and proactive approaches to risk management. Their hazard models are meticulously crafted and undergo peer review to ensure accuracy. These models encompass various types of flooding (including surge, pluvial, fluvial, and tidal), hurricane wind impacts, wildfire dynamics (like ember flux and flame length), instances of extreme heat, and air quality concerns (specifically ozone and PM2.5 levels). This comprehensive approach empowers stakeholders to understand their vulnerabilities in the face of a changing climate.

Moody's Climate on Demand delivers essential insights by utilizing comprehensive data and analytics to identify both current and anticipated location-specific risks to real assets due to climate-related damages and business interruptions. It boasts a global reach, providing hazard and impact risk scores along with scenario analysis capabilities extending through the year 2100, in addition to metrics related to the financial implications of climate change. The platform assesses vulnerability to six primary climate threats: flooding, heat stress, hurricanes and typhoons, rising sea levels, water scarcity, and wildfires. Users can evaluate physical climate risks for specific assets and portfolios, allowing for the integration of climate risk into property evaluations, due diligence processes, impact assessments for climate relevance, as well as regulatory compliance and disclosure reporting. Furthermore, the tool facilitates the identification of assets that are at an elevated risk from climate events, aids in monitoring portfolio exposure, and supports rigorous due diligence in property investments by quantifying climate-related risks. This comprehensive approach ensures that stakeholders can make informed decisions while navigating the complexities of climate risk management.

We gather, categorize, synchronize, and assess billions of data points to create essential derived data for evaluating Climate-related Financial Risk, ensuring all our findings are accessible to subscribers through a secure API. Our algorithms produce multi-factor scenarios utilized in the stress-testing of an asset's vulnerability to various risks, including Policy, Economic, Carbon, Physical, and Social factors. By measuring and ranking exposure based on both magnitude and significance for each risk variable, we generate Exposure Scores and Climate Risk RatingsTM applicable to every asset, portfolio, corporation, sector, region, and country. Our services empower regulators, governments, financial institutions, asset managers, and major corporations globally to identify, assess, and stress-test the possible financial ramifications of climate change across different industries and economies. Ultimately, we aim to equip stakeholders with the necessary tools to navigate the complexities of climate risk in their financial planning and decision-making processes.

Fathom's Global Flood Map provides an extensive array of hazard data and flood risk insights on a global scale. It addresses significant flood risks, including pluvial, fluvial, and coastal events, with a resolution of approximately 30 meters, offering detailed depth and extent information for return periods ranging from once in five years to once in a thousand years. Incorporating climate dynamics, the map facilitates the evaluation of flood risks under a variety of future scenarios extending to the year 2100. Among its notable features are multi-peril flood layers, enhanced terrain data through the FABDEM+ digital elevation model, and versatile access methods including API, portal, or on-premises hosting. This platform caters to various sectors such as insurance, engineering, financial services, corporate businesses, and international development, empowering these industries to seamlessly integrate flood hazard information and climate change data into their risk management strategies. Furthermore, Fathom emphasizes scientific integrity, ensuring its models are rigorously validated and featured in prominent academic publications, which highlights its dedication to supporting informed decision-making in flood risk management.

The EcoAct Climate Risk Tool (ECLR) serves as an all-encompassing platform for assessing and visualizing climate risks, specifically designed to analyze how 28 different climate change hazards may impact the physical locations of organizations. It allows users to delve into a range of critical factors, climate scenarios, and temporal contexts, aiding in the targeted prioritization of strategies for risk mitigation and adaptation. ECLR addresses both well-known climate threats, such as floods and heatwaves, as well as rarer risks like glacial lake outburst floods, the salinization of coastal water supplies, and the effects of ocean acidification. By adhering to prominent climate reporting standards, including the Task Force on Climate-related Financial Disclosures (TCFD) and the EU Taxonomy, this tool empowers organizations to implement forward-thinking approaches to combat climate change. Moreover, ECLR's adaptability ensures that it remains relevant as new climate data emerges, thus enhancing its utility for long-term strategic planning.

Gain a comprehensive understanding or concentrate on particular vulnerabilities and prospects. By integrating state-of-the-art earth science, data modeling, and machine learning, EarthScan™ provides immediate access to Climate Intelligence, enabling you to mitigate risks in decision-making, fulfill financial reporting requirements, and enhance the resilience of your assets. This Climate Intelligence is constantly updated, ensuring that your decisions are informed by the most recent peer-reviewed research and developments. Begin with a complimentary asset portfolio, and consider upgrading to premium for complete access to all assets of interest. Identify the most significant vulnerabilities and opportunities within your portfolio while examining various hazards, timelines, and risk scenarios. Engage in meaningful collaboration with essential stakeholders by sharing your portfolios and insights directly through EarthScan, utilizing either permissions-based sharing or public availability. This platform not only promotes informed decision-making but also fosters a collaborative environment to address climate-related challenges effectively.

At ClimateAi, our mission is to enhance profitability in agriculture and strengthen the resilience of food systems by integrating climate intelligence with advanced agronomic practices through machine learning. Our dedicated team consists of enthusiastic scientists, engineers, and agricultural entrepreneurs who share a conviction that climate change represents the most pressing challenge of our time. We assess the long-term viability of specific crops across diverse geographical areas, recognizing that merely diversifying locations does not equate to reducing climate risks. By understanding the long-term compatibility of crops, we enable breeders to make informed decisions, steering clear of underperformance. As past and current climate conditions no longer accurately reflect what lies ahead, we focus on breeding for anticipated future climates in targeted markets. Additionally, we aim to mitigate the overall risk of seasonal shortages or excess inventory by strategically selecting optimal growing regions. Our innovative approach ensures that agriculture adapts effectively to the evolving climate landscape, ultimately contributing to a more sustainable future.

Manifest Climate simplifies the integration of climate considerations into your business strategies by merging state-of-the-art climate technology with expert guidance from committed climate strategists. Rather than spending your valuable time poring over climate reports, you can utilize our user-friendly platform to implement clear and straightforward insights effectively. Accelerate your identification of climate-related business opportunities with ease. Gain a comprehensive understanding of your climate preparedness and learn how to enhance your disclosures through innovative AI solutions and sophisticated analytics. Evaluate and compare your climate initiatives, risk management, and reporting against top industry performers while receiving practical advice on seizing climate-related opportunities. Additionally, stay informed about the latest climate news and trends with tailored monthly reports specific to your industry, ensuring you remain proactive in a rapidly changing environment. Embrace this holistic approach to climate strategy and enhance your organization’s sustainability efforts.

Cotality’s Climate Risk Analytics platform helps businesses prepare for and manage the impact of climate change on their operations. Using CoreAI technology, the platform provides detailed risk analysis, evaluating exposure to various climate hazards like floods, wildfires, and hurricanes. The platform’s predictive analytics and real-time data allow businesses to understand climate risks, enabling proactive risk management strategies to safeguard assets and reduce vulnerabilities. Whether for real estate, insurance, or infrastructure projects, Climate Risk Analytics offers critical tools for building resilience and planning for a sustainable future.

To successfully navigate the low carbon transition, it is essential for financial institutions and companies to consider the intricate relationship between physical and transition risks as well as opportunities when making decisions. Our Essential Climate Analytics offers the necessary climate intelligence to empower decision-making confidently across various dimensions, including corporations, supply chains, counterparties, products, multi-asset financial portfolios, and loan books. By providing a thorough perspective on physical, transition, and reputational climate risks, our Essential Climate Analytics and reporting services deliver the insight required to enhance resilience while seizing new opportunities that arise from the transition to a low carbon economy. Additionally, you can quickly evaluate carbon exposure across your financial portfolios and organizations, taking into account regulatory carbon pricing and potential physical climate risk scenarios across different regions and timeframes. This comprehensive approach not only informs strategic planning but also positions firms to thrive in an evolving market landscape driven by sustainability.

Utilizing AI-driven analytics, Climate Alpha enables investors to effectively manage climate-related uncertainties and secure long-term investments on a global scale. The company specializes in assessing the financial repercussions of climate change, enhancing investment portfolios, and promoting sustainable investment practices across the world. Their enterprise SaaS platform integrates advanced climate modeling, data analytics, and spatial finance to assist investors in channeling funds into climate-resilient assets worldwide. The comprehensive product offerings range from defensive risk assessments to proactive fund development. Investors can pinpoint ideal acquisition sites based on specific mandates, leveraging numerous geocoded proprietary datasets. Additionally, locations can be evaluated based on climate conditions, socioeconomic factors, and market dynamics, allowing for a thorough comparison and ranking of potential markets for informed site selection. Strategies for adapting assets are carefully crafted, and rigorous due diligence is conducted for prospective acquisition targets. By incorporating metrics for both risk and resilience, Climate Alpha provides a nuanced understanding of how various locations may perform in the face of climate fluctuations, ultimately empowering investors to make well-informed decisions. This holistic approach not only aids in immediate investment strategies but also paves the way for sustainable growth in a rapidly changing environment.

Jacobs has developed Climate Risk Manager, a cloud-based solution designed to assist businesses in comprehending and managing the effects of climate change on their operations and assets. By incorporating global climate data with location intelligence, it offers visual risk assessments that facilitate quicker and more precise decision-making regarding resource distribution and strategies to mitigate climate risks. Users are able to enter details about their assets, view potential climate threats through engaging dashboards, and discover suggested actions for mitigation. The platform aids in adhering to standards such as the Task Force on Climate-related Financial Disclosures (TCFD) by providing organized and reliable climate data applicable to any location worldwide. Notable characteristics include a user-friendly online interface accessible across various devices, the capability to visualize climate data on maps over time, projections for future scenarios to inform strategic planning, and the option to examine data based on specific types of risks. Furthermore, this platform not only enhances data accessibility but also empowers businesses to proactively address climate-related challenges more effectively.

Jupiter holds a dominant position in the realm of climate risk analytics, serving essential sectors such as insurance, banking, asset management, real estate, energy, utilities, oil and gas, manufacturing, chemicals, mining, retail, agriculture, the public sector, and non-governmental organizations. Our cutting-edge solutions provide comprehensive climate risk assessments across various hazards, offering spatial resolutions that range from portfolio to asset levels, applicable globally and adaptable to different time frames and climate scenarios. Notably, Jupiter’s advanced physical climate risk analytics have been embraced by at least one of the top five global firms across sectors including asset management, banking, insurance, oil and gas, mining, power, and construction, as well as the U.S. government. This widespread adoption underscores the reliability and effectiveness of our offerings in addressing the pressing challenges posed by climate change.

The XDI Climate Risk Hub offers world-class physical climate risk analyses on demand. Features: Instantly view asset or portfolio risk ratings. 5 risk rating bands are based on 10 hazards. Key metrics include Maximum Value At Risk and Productivity loss. RCPs and NGFS scenario, Annual analysis 1990-2100. Spatial resolution up to 5mx5m. Highly customisable. XDI provides detailed insights into physical risk by combining engineering, hazard and context data with weather, climate, financial and other data. Asset engineering features that are vulnerable to damage or failure due to hazards are based upon 140 standard residential, industrial and commercial archetypes. These can be modified to test adaptation responses. Hazard probabilities are calculated based on historical weather data (1990 baseline), local environmental context, such as topography and soil composition, as well as flood mapping and other factors.

Conventional insurance models have fallen short in addressing the escalating dangers posed by severe weather events. Understory™ stands at the forefront, offering innovative insurance solutions tailored for a world increasingly affected by climate change. Discover how your enterprise can effectively navigate severe weather risks through our straightforward, transparent, and adaptable insurance options. Our revolutionary hyperlocal climate risk engine transforms even the most daunting climate hazards into manageable opportunities, showcasing our commitment to safeguarding industries most at risk from climate impacts. With unparalleled accuracy and insight, we introduce you to Dot™, our cutting-edge weather sensor that serves as the backbone of our transformative technology platform. Traditional insurers often lack the necessary tools to evaluate and price severe weather risk effectively, resulting in a tendency to assume the worst and impose steep premiums. As the landscape of insurance evolves, embracing advanced solutions like ours is essential for both profitability and protection against climate-related uncertainties.

One Concern has created a comprehensive Digital Twin that highlights unseen dangers in both constructed and natural environments due to natural disasters, severe weather, and climate change. This innovative Digital Twin allows clients to identify specific structural vulnerabilities in their buildings, as well as the risks affecting the external infrastructures they rely on. Serving as the foundation for our unique risk models, the Digital Twin facilitates the calculation of resilience quotient, which empowers businesses to estimate potential operational disruptions during unprecedented hazard events. By offering insights into the direct structural threats posed by climate and extreme weather, as well as the dependencies of these properties, One Concern provides valuable assessments. Moreover, we analyze potential downtime across various hazards and return intervals, factoring in the effects of climate change under scenarios predicting a 1.5 degrees Celsius rise in temperature. Consequently, our findings equip customers with a deeper understanding of their risk landscape and the necessary steps to enhance their resilience.

With the effects of climate change increasingly influencing the global economy, businesses across the globe are facing heightened demands from investors and regulatory bodies to comprehend and reveal the implications for their operations. It is crucial for each organization to communicate their climate-related risks and implement strategies for risk mitigation and adaptation to evolving conditions. Advanced AI technologies necessitate data that is standardized, uniform, and interoperable. We assist organizations in deciphering their data and uncovering potential for AI-driven insights. Our expertise in creating interoperable schemas and metadata enables your organization to synchronize your data with global standards, ensuring compliance and enhancing decision-making processes. In doing so, we empower businesses to not only meet current expectations but also to thrive in a rapidly changing environment.

HurLoss represents ARA's advanced hurricane catastrophe model tailored for property insurers, reinsurers, brokers, and ILS managers to adeptly navigate risks in regions susceptible to hurricanes. Since its inception in 1998, HurLoss has served as the cornerstone for structural engineering standards in hurricane-affected states and has been integral to federal emergency management and mitigation strategies across the nation since 2003. The model provides a comprehensive event set that spans the entire North Atlantic basin, covering areas such as the U.S., the Caribbean, Bermuda, and portions of Canada, Mexico, and Central America. What sets HurLoss apart is its physics-driven approach to hurricane hazard modeling combined with engineering load and resistance analysis, grounded in fundamental principles and corroborated by claims data. Additionally, the model incorporates projections related to future climate conditions, enabling users to evaluate risks using both current and anticipated climatological data, including variables such as sea surface temperature and wind shear. This forward-thinking approach ensures that stakeholders are equipped with the most relevant information to make informed decisions regarding their hurricane risk management strategies.

Kayrros stands out as a premier global platform for asset observation, underpinned by fundamental scientific principles, robust research and development, and cutting-edge technology. By utilizing satellite imagery, geolocation data, textual insights, and various unconventional data sources, combined with machine learning, natural language processing, and sophisticated mathematical techniques, Kayrros effectively monitors and evaluates energy, natural resource, and industrial activities on a global scale. This comprehensive integration of satellite imagery, unconventional data, and market insights allows Kayrros to offer tailored solutions that enhance decision-making processes in the energy, natural resource, and industrial sectors, while also assessing environmental impacts and offering valuable insights into climate-related risks. Gaining a deep understanding of specific locations around the globe, as well as how crises influence various industries, is crucial for making informed decisions that can lead to favorable outcomes. Ultimately, Kayrros empowers businesses with the tools necessary to navigate complex market dynamics and environmental challenges effectively.

Spectra, created by Climate X, is an innovative climate risk analytics tool that has received accolades for its ability to convert physical climate hazards into practical financial loss metrics at both the asset and portfolio levels. It caters to sectors like banking, real estate, and financial services, empowering organizations to evaluate the financial ramifications of climate-related incidents, thus improving their competitive edge through immediate financial impact assessments. The platform merges forward-looking climate forecasts with exclusive data on building vulnerabilities, encompassing more than 1.5 billion assets globally. Users can engage with Spectra through an intuitive web interface or an Enterprise API, ensuring easy integration into their current risk management systems. Additionally, Spectra's adaptable solution is designed to accommodate both immediate and prolonged physical risk evaluations, aligning with Model Risk Management (MRM) protocols while maintaining security through regular model assessments and compliance with ISO standards. By offering these comprehensive features, Spectra not only aids organizations in understanding their climate risk exposure but also positions them to make informed, strategic decisions in a rapidly changing environment.

Blue Sky Analytics is a company focused on geospatial data intelligence that is creating an API-driven catalog of Environmental Datasets through the use of satellite data, artificial intelligence, and cloud technology. With the urgency for effective climate action increasing, it is crucial that our initiatives are well-informed, coordinated, and measurable. To address this need, we have developed an API-based catalog of Environmental Datasets that harnesses the power of satellite imagery, AI, and cloud resources, ensuring that our information is both reliable and accessible. By providing comprehensive data, we aim to empower stakeholders to make informed decisions in the fight against climate change.

Aja serves as our solution for monitoring forests, leveraging cutting-edge technology for ecosystem observation. The name is inspired by the Yoruba goddess associated with forests. Enhanced information quality leads to improved accuracy in assessing the environmental impacts of various strategies or policies. Biodiversity serves as a vital metric for measuring the effectiveness of sustainability initiatives. Our platform not only quantifies biodiversity and tracks its fluctuations over time but also aids in informed decision-making. By increasing the visibility of ecosystem assets, our tool helps manage risks and sends alerts upon detecting potential threats. The ongoing challenge of climate change poses significant risks to numerous ecosystems. By continuously monitoring their health, we equip you to respond promptly and effectively, ultimately strengthening and protecting these vital environments. Additionally, our commitment to innovation ensures that you remain at the forefront of environmental stewardship.

Evaluate risks, gain insights into markets, and enhance decision-making by utilizing the most advanced and all-encompassing urban, climate, and community resilience data platform available. Examine current conditions and land usage at the parcel level with detailed urban, environmental, and transportation data. Investigate and analyze the intersections of vulnerabilities, consequences, and policy measures at various levels, including state, city, and neighborhood. Assess how climate change and natural disasters affect communities, resources, and infrastructure. Shape future developments with the latest advancements in urban and transportation planning, leveraging detailed parcel, mobility, and environmental data. Propel ESG reporting through impactful, data-driven evaluations of social and environmental consequences. Foster the creation of more resilient and equitable communities by utilizing focused climate, hazard, and urban vulnerability data, ensuring a comprehensive approach to community planning and sustainability. In doing so, communities can better prepare for the challenges posed by climate change and resource scarcity.

Our motivation stems from a commitment to uplift the most at-risk populations, particularly Small Island Developing States and Least Developed Countries, enabling them to leverage the most effective scientific knowledge and analytical tools available during international climate negotiations. We conduct comprehensive studies focused on the 1.5°C threshold established in the Paris Agreement, assessing the unique risks and vulnerabilities these nations encounter. Additionally, we monitor advancements in climate action, guiding governments on practical steps they can take to adhere to this temperature goal. By integrating and enhancing scientific understanding in the climate change domain, we offer substantial support and capacity-building initiatives for various stakeholders. Through the connection of scientific insights with policy frameworks, we deliver cutting-edge solutions to address both global and national climate change policy challenges, fostering a collaborative approach towards a more sustainable future. Ultimately, our efforts aim to build resilience and adaptive capacity in regions most affected by climate change.

In recent decades, extreme wildfire conditions have surged by 50% as a result of climate change, leading to a staggering $31 billion in property damages. Consequently, many insurance firms have chosen to withdraw coverage from homes and businesses in California, significantly impacting their profitability. Terrafuse's innovative wildfire AI risk scores assess the true likelihood of property combustion a year in advance. Our wildfire risk solution empowers insurance providers to underwrite a broader range of businesses while limiting non-renewals to properties deemed to have the highest risk of burning, and it allows them to price premiums according to actual risk levels. We enhance our models by analyzing over 50 interconnected environmental factors, such as building density, dead fuel moisture, and vegetation types, to evaluate loss severity over time. Additionally, we incorporate atmospheric physics into our models through sophisticated machine learning methodologies, ensuring a comprehensive understanding of wildfire risks. This approach not only aids in better risk assessment but also fosters a more resilient insurance market in the face of escalating wildfire threats.

Zesta AI utilizes advanced geocoding and artificial intelligence technologies to precisely match addresses with their corresponding structures. By providing real-time data pre-fill, the company enhances the overall customer experience and mitigates the risk of cancellations after binding due to unsuccessful inspections. Additionally, Zesta AI aims to reduce loss ratios through a data-informed underwriting process. In the face of frequent natural disasters that displace families, devastate communities, and result in significant financial losses, Zesta AI employs AI to assess the climate risk associated with every building. Our cutting-edge research and development facility, Zesta AI Lab, is strategically situated in the rapidly growing AI hub of Montreal, Canada, and serves as a pivotal resource for our applied AI research initiatives. This lab not only fosters innovation but also strengthens our commitment to developing solutions that address the evolving challenges in the insurance industry.

At Dynamhex, we eliminate uncertainty in your energy transition by developing fair and actionable plans for reducing carbon emissions. Our platform for carbon accounting and emissions management enables you to accurately measure, report, and decrease the carbon output of your operations. By utilizing localized data, we tackle climate change head-on, employing spatial data, mathematical modeling, and user-friendly analytics to make the issue more relevant and actionable at the community level. This allows cities and their residents to access tailored solutions for moving towards a low-carbon future. We transform your corporate climate strategies and impact assessments into digital formats, bridging the gap between planning and implementation by integrating all stakeholders involved. If you're feeling overwhelmed by the challenges posed by climate change and unsure of how to contribute, we can assist you in measuring your impact and taking meaningful actions that benefit you, your community, and the environment. It's essential not to let your carbon offsets become ineffective; work with us to ensure they create real change. Together, we can build a sustainable future that resonates on a personal and local scale.

Climate X's Adapt is a cutting-edge, cloud-based solution that facilitates climate adaptation planning by offering immediate access to climate risk information at the asset level, along with projections for investment returns on adaptation initiatives. By incorporating this platform into your investment workflow, you can conduct thorough risk evaluations, investigate diverse adaptation options, and swiftly generate detailed data reports in CSV format, thereby avoiding the expense and delays associated with external consultations. The intuitive design of Adapt allows users to efficiently navigate through acquisition or due diligence stages, promoting rapid, informed decision-making. Moreover, the platform meets ISO 14090/14091 standards and aligns with the guidelines set forth by UNFCCC and the EU Taxonomy, thus ensuring both compliance and enhanced resilience for your investment portfolio. Notable features include readily available adaptation data, return on investment evaluations, and tools for visualizing risk metrics before and after implementing adaptation strategies. Overall, Adapt empowers organizations to proactively address climate risks while maintaining a competitive edge in their investment practices.

Organizations are encountering damage to their assets due to climate-related factors, interruptions in supply chains and operations, along with rising demands from consumers and investors to act as environmental stewards. As the effects of climate change and extreme weather increasingly disrupt business functions and supply chains, it has become increasingly challenging for executives to evaluate the repercussions of severe weather on their operations and the subsequent effects of their business practices on the environment. Lacking this crucial insight puts businesses at risk not only for unexpected disruptions but also for potential regulatory and compliance challenges. To address these complexities, the IBM Environmental Intelligence Suite offers a cutting-edge, AI-driven SaaS solution designed to assist business leaders in preparing for and navigating critical weather and environmental circumstances while simultaneously gaining a clearer understanding of their ecological footprint. This innovative tool empowers organizations to make informed decisions that align with both operational efficiency and environmental responsibility.

At Zesty.ai, we harness over 200 billion data points, which encompass aerial imagery, permits, transactions, weather conditions, and sensor information, to create a comprehensive digital representation for each property. This robust dataset powers climate risk models that deepen our understanding of the risks related to both the property and its structures. By utilizing 3D precision, we enhance the efficiency and accuracy of quoting, underwriting, and rating processes. Our advanced geocoding and AI algorithms ensure precise identification of the relevant structures tied to any given address. This methodology establishes a strong predictive correlation between our model outputs and actual losses, providing invaluable insights for stakeholders. Ultimately, Zesty.ai's innovative approach not only streamlines operations but also contributes to more informed decision-making in property assessments.

Benchmark offers timely natural hazard analysis reports for weather-related events, detailing property-specific loss dates and historical data pertaining to hail, wind, and lightning, all accessible through Verisk platforms like Xactimate and XactAnalysis. Both existing and new users are able to find the Benchmark integration within their claims on XactAnalysis, as well as in the “documents” section of Xactimate. Users can conveniently retrieve the reports by utilizing the “select an action” drop-down menu in XactAnalysis when handling claim assignments. The source of Benchmark's data for both XactAnalysis and Xactimate is Respond™, which equips users with near real-time analysis and forecasting services for weather events, including localized assessments for various natural hazards such as hail, wind, lightning, tornadoes, wildfires, hurricanes, and more. Additionally, the Benchmark database on property-specific natural hazard history offers a thorough and reliable record of both catastrophic and non-catastrophic events, encompassing hail, wind, rain, and lightning, thus providing essential information for effective decision-making. This comprehensive resource ensures that users have the latest and most accurate data at their fingertips for better risk management and response planning.

Setpoint’s Climate Intelligence solution is transforming climate management in multi-room, multi-user commercial buildings worldwide. By leveraging advanced data models and deep learning technologies, this comprehensive system empowers building operators to oversee and adjust the climate in every individual room from virtually anywhere, ensuring tailored comfort for occupants. Its design prioritizes flexibility, enabling compatibility with any brand or type of air conditioning system, irrespective of the available thermostat connections. This innovative platform marks the first self-learning, plug-and-play Climate Intelligence solution specifically tailored for commercial environments. Furthermore, our unique Climate Node Network harnesses data-driven AI to automate climate control in each space while simultaneously streamlining workload and optimizing climate settings across the entire building for enhanced efficiency. Ultimately, this approach not only improves comfort but also contributes to energy savings and reduced operational costs.

Enabling strategic business choices to secure a sustainable future, we provide weather intelligence and sophisticated analytics tailored to your evolving needs. Predicting tropical storms and hurricanes remains a significant challenge, but with our expert tools and a dedicated team of meteorologists available around the clock, StormGeo offers timely updates on global tropical systems and essential guidance for business decisions. As we confront the realities of extreme weather and climate change, our team of thought leaders and analysts is committed to steering your organization through these turbulent times. Step into a future where sustainability harmonizes with technology, as our climate, ocean, and data scientists, alongside hundreds of meteorologists, collaborate to shield your business from environmental shifts. We oversee 100,000 locations globally, delivering precise forecasts tailored to specific sites, ensuring that we are always at your service, 24 hours a day, every day of the year. By leveraging advanced analytics and real-time data, we empower businesses to thrive despite the uncertainties of a changing climate.

From significant hurricanes to damaging hail storms, Respond® predictive analytics enables you to effectively manage risks and optimize resources associated with severe weather events. By leveraging insights derived from real-time weather data feeds, Respond enhances your operational performance and aids in informed decision-making regarding weather-related risk assessments, preparation for extreme weather situations, loss prevention strategies, and disaster recovery efforts. The analysis provided by Respond, when superimposed on your existing policies in force (PIF), allows for a visualization of policyholder locations and coverage amounts that are likely to be affected by hazardous hail or other threats. This capability empowers you to deploy the right adjuster expertise for properties that are located within, adjacent to, or outside the affected storm zone. Furthermore, it streamlines the claims process, reduces cycle times, and boosts policyholder contentment. By improving reinsurance treaty recovery processes and accurately predicting claims volumes for natural hazard incidents, Respond not only aids in visualizing the impact of destructive weather but also facilitates a deeper understanding of storm intensity and its potential effects. Additionally, this comprehensive approach positions you to mitigate losses more effectively while enhancing overall operational resilience amidst unpredictable weather challenges.

Meteum provides hyperlocal forecasts and reliable climate data using artificial intelligence. Trusted by 86 million users, it offers vital weather insights for individuals and businesses, aiding in adaptation and risk reduction. Powered by 3 million community-generated weather reports and machine learning algorithms, Meteum actively monitors relevant weather parameters and issues alerts about adverse conditions. Additionally, all weather information, including forecasts, weather radar, and alerts, is accessible through the Weather by Meteum app for iOS and Android.

ESG Enterprise provides businesses and investors with the tools to enhance their investment strategies, gain insights into climate-related risks and opportunities, manage carbon emissions, and ensure compliance with ESG reporting standards. Begin your ESG journey with a freemium basic plan and discover how straightforward it is to embark on this path. With a comprehensive suite of SaaS tools and high-quality data, engaging in sustainable finance disclosure and ensuring diligence in human rights and environmental practices throughout the supply chain has become remarkably accessible. As a dedicated Environmental, Social, and Governance software and data analytics provider, ESG Enterprise is committed to assisting companies, non-governmental organizations, and governmental bodies in mitigating ESG-related risks, navigating disruptions, and seizing opportunities in the shift toward a sustainable, low-carbon economy. By leveraging these innovative solutions, organizations can better position themselves for future success while contributing positively to global sustainability efforts.

Athenium Analytics provides insurance companies with tools to uncover fresh pathways for growth, enhance efficiency, and foster ongoing improvement. Our cutting-edge insurtech software equips carriers with the means to elevate quality, boost performance, and make informed business decisions through the use of predictive analytics and actionable insights. By utilizing AI-driven imagery analytics, predictive modeling, and unique risk scores, clients can effectively pinpoint and mitigate risks. The IRIS platform facilitates swift identification of property features and aids in managing portfolio exposure through AI-enhanced computer vision and geospatial imagery. Additionally, our diverse range of risk management solutions empowers underwriting and claims teams to gain better control over risk factors. Together, these tools create a comprehensive approach to navigating the complexities of the insurance landscape.

DisasterAWARE Enterprise’s (DAE) Data as a Service (DaaS) offers an extensive range of information aimed at monitoring global hazards and assessing their effects on human populations. This document aims to provide a concise overview of the primary content categories and examples illustrating how to access information from the relevant services. Harness the strength of our reliable data to empower your applications with the highest quality, real-time insights on global risks and their impacts. By utilizing a straightforward API, you can enhance your applications with resilience features tailored to meet your organization’s specific requirements and scenarios. DisasterAWARE Enterprise stands out as a top-tier disaster risk intelligence platform, crafted for both accessibility and user-friendliness. Regardless of your expertise level, you will experience immediate benefits from the very first day of use, making it an invaluable resource for managing disaster risk.

In contrast to conventional techniques that restrict you to sporadic inspections, StormSensor® delivers comprehensive monitoring throughout your entire sewershed, offering an extensive range of data beyond just one or two months. Our advanced analytics system, which includes immediate alerts and long-term performance tracking, gathers essential insights to keep you informed about the functioning of your system. We equip our clients with the knowledge necessary to manage their stormwater and wastewater systems effectively, ensuring they receive timely notifications regarding backups and flooding incidents. With StormSensor®, it's feasible to accurately measure overflows and identify issues before taking action based on solid empirical evidence. Our commitment at StormSensor® lies in enabling clients to make well-informed decisions driven by real-time data, ultimately leading to better management of their infrastructure. This holistic approach not only simplifies monitoring but also enhances the capability to address potential problems proactively.

JBA Risk Management, often referred to as "The Flood People," excels in providing sophisticated flood modeling services, which include in-depth flood maps, catastrophe models, and analytics that encompass 99.98% of the Earth's land area. Their innovative solutions are crucial for top insurers, reinsurers, financial institutions, property firms, and government agencies in effectively evaluating and managing flood risks. By leveraging JBA's extensive global flood data, clients can gain insights into flood risks associated with specific properties or regions, enabling them to make well-informed decisions regarding insurance underwriting, pricing strategies, portfolio management, asset investment, and reducing disaster risks. Among their diverse offerings are high-resolution flood mapping, probabilistic flood modeling, and analytics concerning climate change, which provide valuable projections of future flood scenarios based on varying climate conditions. Furthermore, JBA enhances the accessibility and integration of their models through partnerships with platforms such as Nasdaq's ModEx, thereby broadening the reach and impact of their flood risk assessment tools. These collaborative efforts not only improve the usability of their services but also help clients stay ahead in a rapidly changing environment.

Perry Weather’s on-site weather stations provide precise monitoring of weather conditions right at your location, delivering mobile and audio/visual alerts that are customized to your specific weather protocols, such as WBGT and lightning, which allows your team to make informed safety decisions based on real-time data. Unlike traditional systems that rely on distant data sources, these stations ensure that the information you receive is accurate and relevant, avoiding the pitfalls of outdated forecasts. With their ability to precisely inform you when weather conditions surpass your safety thresholds, you'll have a swift and efficient method for alerting your team to any changes. This capability means you can receive localized weather updates that are directly applicable to your operations. Perry Weather’s stations align seamlessly with your organization’s safety policies regarding lightning, heat stress, and other critical factors, ensuring ongoing compliance with regulations. Additionally, the automated alerts dispatched by Perry Weather provide detailed instructions to all relevant personnel, enabling them to respond consistently and quickly to any weather-related situations. By utilizing Perry Weather’s technology, your organization can enhance its safety protocols and protect its team more effectively.

Meteomatics is a company that offers a wide range of weather-related services, including high-resolution commercial weather forecasting, power output forecasting for wind, solar and hydro, weather data gathering from the lower atmosphere using Meteodrones, and weather data delivery via the Weather API. Some of the key features of their Weather API include: - Unlimited accesses/day - Weather data querying via URL - Unified weather data access for historical and current weather, forecasts, climate models, and data from over 25 weather models - WMS and WFS interface - Delivery of forecasts with an average response time of 20 to 30 ms - 90 m downscaling worldwide - 1800+ parameters - Historical weather data from 1979 Climate data including climate scenarios up to the year 2100 - Secured use with HTTP and HTTPS - Integration with many formats, connectors, and programming languages available - Proprietary European Weather Model with 1 km resolution – EURO1k (Business plan)

The Climate Action Engine (CAE), a comprehensive emissions data platform created by Rocky Mountain Institute in collaboration with Spherical Analytics, integrates emissions data with various oil and gas metrics, including location, ownership, and financial performance, all within a unified data and analytics framework. This innovative platform is expertly crafted to deliver undeniable, real-time insights that address the industry's urgent requirement to make emissions reduction efforts practical and effective. As a specialized data and analytics solution, the CAE is tailored to meet the oil and gas sector's demands for emissions reduction strategies that align with established Business Intelligence practices and tools. Additionally, it empowers operators to focus on emissions reduction initiatives that hold the greatest potential for decreasing methane emissions significantly while promoting sustainability across the industry. Ultimately, the CAE represents a pivotal advancement in the quest for effective environmental stewardship in the oil and gas sector.

Good.Lab has developed a comprehensive sustainability software platform designed to help organizations create and oversee effective sustainability initiatives. This innovative platform aids in evaluating, comparing, and enhancing ESG performance while ensuring adherence to established frameworks like CDP, SBTi, EcoVadis, and B Corp. Among its key functionalities is a GHG emissions calculator that enables precise reporting of Scope 1, 2, and 3 emissions, alongside a product footprint calculator that evaluates carbon impacts at the product level. Furthermore, it includes tools for establishing science-based targets that align with a company's climate ambitions. The platform also features capabilities for conducting materiality assessments, sustainability benchmarking, and progress evaluations to pinpoint discrepancies between existing practices and desired ESG goals. Additionally, Good.Lab's software is designed for multi-user engagement, allowing various roles and administrative permissions, which fosters collaborative management of ESG data within organizations. This collaborative approach not only enhances transparency but also encourages a more unified effort towards achieving sustainability objectives.

Moody's Intelligent Risk Platform™ (IRP) is a cloud-based solution crafted to improve risk evaluation and decision-making processes for insurers, reinsurers, and brokers alike. Drawing on more than three decades of experience in risk analytics, this platform incorporates leading Moody's RMS™ models to deliver comprehensive insights into a range of hazards, including both natural disasters and human-induced events. Its modular design presents a collection of applications—such as Risk Modeler™, UnderwriteIQ™, TreatyIQ™, and ExposureIQ™—that optimize workflows throughout the insurance value chain, spanning from underwriting to portfolio management. Hosted on Amazon Web Services (AWS), the IRP guarantees scalability, adaptability, and a commitment to ongoing innovation, with updates introduced every six weeks. Furthermore, the platform is compatible with over 700 third-party and proprietary models, thanks to its Open Modeling Engine, which promotes a cohesive approach to multi-vendor risk modeling. Ultimately, this innovative solution empowers users to make more informed decisions, aligning risk management strategies with the dynamic nature of the market.

Our risk management platform and consultancy equip you to foresee future challenges, maintain your reputation, and enhance business performance through effective governance strategies. Recognizing that risks are interwoven, we have developed our governance sector and point solution packages on a comprehensive taxonomy platform, allowing seamless integration across all departments and supporting you throughout your organization's complete risk management journey. Conducting a risk assessment enables you to pinpoint banking risk trends across various branches while identifying control and process deficiencies. Additionally, understanding location-specific risk elements—such as vulnerability to natural disasters and employee distribution—is crucial for grasping the overall risk landscape of your enterprise. We connect clients with our skilled team of risk management consultants to propel your business forward, complemented by a variety of tailored training sessions and consulting services focused on best practices. This comprehensive approach ensures that you are well-prepared to tackle the complexities of risk in today’s dynamic environment.

Gain actionable business insights that bolster safety, enhance performance, mitigate risks, and safeguard revenue streams. By utilizing our advanced warning system, you can achieve double the lead time compared to public sources, enabling you to minimize hazards, prevent expensive shutdowns, and identify disruptions before they manifest. This proactive approach allows for swift adjustments in distribution and operational strategies, opening new avenues for sales while protecting both customers and financial interests. Furthermore, ensure the safety of employees, clientele, and data centers in anticipation of severe weather conditions across various locations. By harnessing weather insights, you can effectively prepare for inclement weather and fine-tune outdoor project timelines. Additionally, manage portfolio risks proactively to maintain business continuity, thereby gaining a competitive edge by prioritizing your clients' needs. Our healthcare solutions feature a dual-layer warning system that not only aids in operational decision-making but also ensures patient safety and anticipates potential surges in patient volume. This comprehensive approach empowers organizations to stay ahead of challenges and thrive in a dynamic environment.

The Oasis Loss Modelling Framework (Oasis LMF) serves as an open-source platform for catastrophe modeling that aims to improve risk assessment through its commitment to transparency, performance, and innovation. Founded as a not-for-profit entity, Oasis LMF provides a wide array of tools for the creation, deployment, and operation of catastrophe models, allowing for flexibility in modeling methods. The platform features a user-friendly web interface and an API that ensures easy integration with various systems, enhancing interoperability and user experience. Key components like Oasis ktools facilitate the large-scale execution of catastrophe models, while the Oasis Model Development Toolkit aids in the creation and testing of new models. With a strong focus on collaboration within the community, Oasis LMF boasts an ecosystem that includes over 18 suppliers and more than 90 different models, promoting a rich and varied modeling landscape. This diverse array of resources underscores the platform's mission to support users in navigating the complexities of risk assessment in an ever-evolving environment.