D&B Finance Analytics Reviews

Summary: Overall, I've been pleased with D&B's services. The platform provides valuable business intelligence and credit information that has been useful for our decision-making processes. The interface is reasonably user-friendly, and the breadth of company data available is impressive.
However, I've noticed that the information isn't always as current as I'd like. There have been instances where company details, executive changes, or financial updates lagged behind real-time developments. For the premium price point, I'd expect more frequent data updates to ensure we're making decisions based on the most accurate information available.
Despite this concern, D&B remains a solid resource for business research and risk assessment. If they can improve their data refresh cycles, it would be an excellent service.

Positive: Comprehensive business data and credit information
Wide coverage of companies across industries
User-friendly interface
Valuable for risk assessment and decision-making
Reputable and established industry resource
Helpful for due diligence and vendor vetting

Negative: Information not always up-to-date
Premium pricing
Data updates can lag behind real-time changes
Occasional gaps in company information accuracy

Summary: D&B is a great snapshot of a company's health and background- I do not suggest it be used as the ONLY determination for financing a company but it is a great pre-cursor to get some info on a company you may be considering offering financing to or a company you plan to work with.

Positive: Shows you all the info about a business including any SOS listings, connected companies, and accounts they have that have been reported. Also shows UCC liens that company has had.

Negative: The payment history is not on loans done with banks but instead is payment history for accounts they hold with other vendors- this is not always an accurate view of a companies ability to pay on time, and is not always an accurate view of an amount that company should be approved for. I wish it would show loans they have and I wish the UCC section was completely accurate- it does show most of their UCC filings but there are times when UCC liens are not on D&B

Summary: Overall, its excellent for gaining a good overview of risk and invaluable for implementation. It has been helpful for the digital transformation of the finance department and does and excellent job.

Positive: I liked their training and the ability to set customized risks thresholds and triggers alerts or credit approvals without human intervention, I loved that.

Negative: My only complaint was that the API documentation is long and expensive.

Summary: D&B has become an essential part of our underwriting process with credit review. The platform is easy to use and provide a clear picture of customer credit worthiness and any warning signs. Strongly recommended.

Positive: Clean, easy to use and navigate interface. Helpful for credit risk review, D&B score, public record and UCC filing info overview also a big plus.

Negative: Coverage limited for some smaller or private companies resulting in limited reports.

Summary: It is powerful and accurate in our environment for handling large amounts of transactions and has been useful for its speed which contributes to strategic analysis.

Positive: I liked the transparency of the data lineage and the reliability of the data. Furthermore, reducing query time to just seconds is excellent.

Negative: The documentation for custom reports needs some improvements.

Summary: Overall, its good and it works because its powerful in informing us about profitability and transforms our reviews and improves our informed decisions about price and production.

Positive: The visualization is a feature I like because it allows me to break down profitability which is excellent.

Negative: The analysis interface is complex for users without financial knowledge. Thats all.

Summary: I've been in collections for over 26 years and D&B is always my go to for the most detailed and updated info in our customers.

Positive: When I need detailed information to help with a credit decision D&B is my go to for that. they have the most updated customer information

Negative: Layout of the report is a bit quirky but still full of detailed information

Summary: Overall good product that makes it easy to give customer credit recommendations.

Positive: Detailed analysis of important financial key figures.
Easy to understand and interpret.

Negative: Expensive annual fee.
Information on private companies are not always accurate.

Summary: Very pleased with the product, the methodology it uses, and the customer service that backs it. I always receive prompt assistance from our team at D&B and everyone involved is kind, helpful, and educated on the product. It remains our top choice for reporting services for our credit team.

Positive: Strong analytics and comprehensive reporting. D&B's risk analytics give us wonderful insight into current industry financial trends to protect our assets.

Negative: Reported information is increasingly limited over the past year or so, which could be due to a lack of willingness to report in our industry rather than a lack of information from D&B. It's hard to pinpoint the source of this issue from a customer standpoint, we just know we're seeing about 50% less experience reported these days.

Summary: Quick, easy and attainable information within minutes. Helps the decisioning making process. No fuss, resourceful. Need to utilize more often.

Positive: Ease of use, not overwhelming to find the information you need.
Timing is everything when needing to make quick decisions, this helps that process.

Negative: I can't use this more frequently. Only used for case-by-case scenarios.

Summary: D&B support has been very good and the rep was extremely helpful in onboarding me and showing me quickly how to leverage the primary capabilities. He reached out numerous times to ask if he can help me with anything. Much better experience than I had with prior companies in the past.

Positive: I like the D&B Dashboard that makes it easy to see changes in the Paydex, Failure Score, and Delinquency Score on the very first page. It's a very nice visual to detect any significant negative change for the top customers you are tracking.

Negative: The Risk Distribution filters includes subsidiaries of our own company that would not have that much activity wo skews the graphics. It would be nice to have a way to exclude intercompany entities.

Summary: It is really very useful and its implementation was quick and has been a great help in assessing the long-term stability of our IT providers and monitoring partners during the due diligence stage and is excellent.

Positive: I really appreciate that it provides a simple, standardized metric that allows us to make informed decisions about contract renewals. I also like the global coverage and the speed of the reports, especially for HR international expansion.

Negative: My only criticism is that the cost per detailed report is very high and the information within the profiles is not always up to date.

Summary: Their reputation has alone made us a member for a lot of years. I would like to see some major upgrades in the format and readability of the reports.

Positive: Reliable credit scores: I reference the paydex score daily
Risk Management Tools: payment history and financial stability is what we are looking for in determining if they will become a member

Negative: Data Gaps for smaller contractors, start-ups businesses that make it difficult to determine their eligibility.
Outdated information is found often.

Summary: D&B reports are a reliable first-line screening and periodic monitoring tool during supplier onboarding and renewal reviews. The combination of PAYDEX for payment timeliness, Failure/Delinquency Scores for default/late-pay propensity, and Global Maximum Credit Recommendation for limit-setting offers a balanced view that business stakeholders understand quickly. Where the data is thin (smaller private entities or newer firms), we typically supplement with financial statements or third-party checks; and occasional portal access glitches are a nuisance but not blockers. Overall, D&B reports meaningfully reduce onboarding cycle time and improve confidence in supplier approval

Positive: Actionable risk & credit metrics out of the box. Key indicators—Failure Score, Delinquency Score, Viability Rating, D&B Rating, PAYDEX, and Global Maximum Credit Recommendation—are well explained and consistently presented, making it easier to set credit limits and risk thresholds in onboarding workflows

Negative: We’ve seen intermittent login loops that can slow down quick checks during intake peaks.

Summary: Good tool with comprehensive reports provided for US customers and global players. Limitations are very noticeable as well

Positive: Detailed and comprehensive information is provided if the internal sales provide me with the exact information. There is a full diagnostic of the company/entity.

Negative: 1. Website do not provide enough information for international entities if they are mid-market size
2. exact information is needed to look up the relevant information, it's very confusing when a business has multiple entities. Sometimes, if a wrong entity is pulled, it wastes a report credit