Alternatives to Credain

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

ReadyRemit provides a robust solution for cross-border payments, incorporating essential compliance and fraud protection features tailored for financial entities. With straightforward integration capabilities, it boasts extensive global outreach and a variety of payout methods, allowing enterprises to securely send money to more than 90% of the global population. Connecting to over 180 countries, it supports an impressive network of 8.5 billion cards and accounts, along with 290,000 cash-out locations in 160 different currencies. Financial institutions such as credit unions, banks, program managers, and fintech companies require a versatile payment solution that meets the evolving demands of today's consumers with international needs. The platform effectively tackles issues related to global connectivity, fluctuating macroeconomic conditions, compliance and regulatory standards, seamless integration experiences, ongoing resource commitments, and collaborative partner integrations. By utilizing ReadyRemit, businesses can enhance their international payment workflows, facilitating efficient and compliant transactions on a global scale. Additionally, the platform's adaptability ensures that it can evolve alongside the dynamic landscape of cross-border finance, further benefiting users.

Lightspark offers a simple, cost-effective, and dependable enterprise-level solution for global payments, allowing money to flow as effortlessly as digital data on the Internet. Our mission is to drive open payments at scale across the Internet using the Lightning Network, empowering businesses worldwide to take advantage of instantaneous transactions and create remarkable experiences for both themselves and their clients. With Lightspark Connect, enterprises can easily tap into the Lightning Network through streamlined integration, automated routing, and effective liquidity management, ensuring that real-time, secure, and economical transactions are within reach. This positions your business at the cutting edge of digital payment solutions. Additionally, our real-time cross-border payment options integrate seamlessly with traditional banking systems, paving the way for a more inclusive financial ecosystem. Lightspark Extend bridges the gap between conventional banking and the Lightning Network, providing your customers with a fully fiat payment experience that enhances their overall satisfaction.

Banking Circle operates as a fully licensed financial institution, delivering essential financial infrastructure to businesses, banks, and marketplaces. They offer a variety of services such as cross-border payments across 24 currencies, access to 11 local clearing systems, and a wide range of solutions that cover accounts, payments, and foreign exchange. Since its inception in 2016, Banking Circle has recorded an impressive compound annual growth rate of 108% in payment volumes processed for its clients. Their advanced infrastructure allows for the secure and compliant movement of liquidity in real-time for all major currencies, thereby enhancing clients' global reach and access to various markets. Users can easily manage their payments and FX conversions through an intuitive, PSD2-compliant client portal that provides instant access. No integration is necessary, making it simple to connect to multiple domestic markets through a single point of integration, eliminating the need for local banking relationships. This innovative approach streamlines transactions and empowers businesses to operate more efficiently in the global marketplace.

LINK is a Web3 cross border payment infrastructure that offers real-time settlements, traditional crossing-border rails and local payouts. We have created a custodial Treasury B2B dashboard to allow internet businesses to track, manage and distribute funds. Our white-label API solution is currently being shipped to Nigeria and Africa. We partner with Nigerian banks to offer instant payouts and reduce settlement risks. Any internet business can partner with us to connect to a staggering amount of crypto users and a large population of 1.2B+ Africans. We also have ongoing partnerships with various fintech platforms (both existing and emerging) that allow us to access local markets in Africa as well as their currencies.

The award-winning payment hub that transforms the landscape of payments and bank reporting. The FIS Payment Hub Enterprise Edition simplifies processes, enhances cash flow visibility for improved liquidity management, and significantly cuts down both operational and transaction expenses. Additionally, our streamlined workflows and controls specifically designed for corporate payments help to drastically reduce instances of payment fraud and errors. Capable of managing all domestic and international payment types as well as direct debits—whether generated within the hub or imported from external systems—this solution offers robust capabilities. Enhance your cash visibility, minimize errors, lower fraud risks, decrease costs, and embrace cutting-edge technologies. By centralizing your payment and risk management, you can gain clearer insights into liquidity and make more informed decisions. Automation plays a key role in lowering transactional costs and the operational burden of managing multiple bank connections. Furthermore, consolidating corporate payments across the organization establishes internal controls that effectively reduce the risk of fraud and errors, fostering a more secure financial environment. This holistic approach not only improves efficiency but also positions your enterprise for future growth and adaptability.

BusinessManager is a comprehensive program designed to assist banks and credit unions in providing immediate working capital to reputable businesses facing cash flow challenges, in return for their accounts receivable (A/R). This innovative solution combines advanced software with personalized service, allowing your clients to receive funding for their invoices at a reduced rate on a full-recourse basis, supported by a flexible cash collateral reserve. By enabling cash-strapped yet creditworthy businesses to convert their accounts receivable into cash daily, your institution can play a pivotal role in their financial health. Over its impressive two-decade trajectory across all 50 states, BusinessManager has established itself as the leading program for accounts receivable financing. Backed by the expertise of banking, technology, and business development professionals at Jack Henry, we provide extensive, practical training for your personnel, access to a wealth of digital marketing tools, and a dedicated team of risk management specialists to ensure success. With BusinessManager, your organization can significantly enhance its offerings while fostering stronger relationships with local businesses.

We are collaboratively building a new, open, diverse, and inclusive payment network without borders. Tenpay Global leverages Tencent's Financial Technology (FiT) ecosystem alongside its advanced technology, risk management, compliance expertise, and big data capabilities to support financial institutions and partners worldwide in engaging with users and businesses. Together, we strive to develop secure, convenient, and inclusive financial products and services that effectively meet the cross-border capital demands of consumers and enterprises. Tenpay Global serves as your gateway for effortless cross-border payments and personal remittances, linking the world’s payment networks with Weixin's ecosystem in China. Through our efforts, we aim to transform the global payment landscape into one that is more innovative, open, diverse, and inclusive, thereby enhancing services available to users and businesses alike. Committed to delivering comprehensive cross-border end-to-end payment solutions, Tenpay Global is here to empower our partners for sustained success in the long run. Our vision is to create a financial ecosystem that fosters collaboration and promotes economic growth across borders.

Become a part of the reliable global payments network! Seize control of your earnings and maximize your financial resources. We empower you to effortlessly sell across the globe! With our seamless and cost-effective cross-border payment solutions, VAT services, and a comprehensive Supplier Pay option, you can concentrate on growing your business while we handle the complexities. Numerous e-commerce entrepreneurs have turned to PingPong to minimize their expenses and expand their ventures—will you be the next one to join? Experience hassle-free marketplace payouts with FundsGrabr! Navigating the complexities of receiving marketplace payouts at minimal fees can often be challenging. But worry not, as PayAgo is here to significantly reduce your overseas supplier payment costs while ensuring quick transactions. Our innovative service facilitates payments to suppliers, vendors, or employees, allowing you to utilize the funds in your PingPong account for instant inter-account transfers. Whether you're making domestic or international payments, we’ve got you covered!

A comprehensive array of global mobile payment and digitalization technology solutions designed to bridge the gap between international brands and tech-savvy consumers around the world. Users can access a variety of e-wallets and payment options from a unified platform. With Alipay+, cross-border payments and digital solutions empower consumers to transact as locals by utilizing their favorite digital wallets and banking applications at millions of businesses. By integrating once with Alipay+, merchants can tap into a network of mobile payment applications catering to over 1 billion users, providing them with numerous advantages. Alipay+ simplifies the process by eliminating the need for negotiations and individual contract signings with each payment method, along with the requirement for separate integrations whenever a new payment option is added. There’s no need to manage varying specifications, currencies, or terms, as Alipay+ standardizes these aspects for users. This solution facilitates both online and in-store payment acceptance, ensuring a seamless experience for merchants and consumers alike. Ultimately, the convenience and efficiency provided by Alipay+ significantly enhance the payment landscape for businesses operating globally.

Achieving a clear understanding and oversight of cash and liquidity is an essential necessity for any treasury department. In the absence of this clarity, making informed financial decisions and pursuing strategic business goals becomes exceedingly difficult. Kyriba provides timely and precise global cash visibility, empowering treasury teams to develop accurate forecasts that instill confidence across the organization. With unrivaled cash forecasting capabilities, Kyriba offers a wide range of options for input, importation, modeling, and evaluating the success of cash forecasts. This allows clients to enhance both the accuracy and timeframe of their cash projections—whether for days, weeks, months, or even years. Managing various global bank accounts can pose significant challenges and complexities, along with potential compliance and security issues. Kyriba’s bank relationship management solution alleviates these concerns, allowing for better oversight of all global bank accounts while ensuring segregation of duties, maintaining audit trails, tracking signatories, and facilitating FBAR reporting. Furthermore, by streamlining these processes, organizations can significantly improve their overall financial governance.

Symmetric Systems delivers an extensive solution for both local and international payments, focusing on a tailored payment platform designed to accommodate the specific needs and demands of its clientele. Its partners and customers encompass a wide range of entities, including large and intricate merchants, banks, financial institutions, ISOs along with their agents, referral sources, systems integrators, and resellers. Committed to exceptional customer support and the ongoing enhancement of a leading-edge, technology-centric offering, Symmetric has established one of the industry's most proficient payment-processing platforms. The platform is interconnected with banks, processors, and other global payment providers, ensuring a high level of transparency and insight into the complexities of payment processing, all while avoiding unnecessary complications. This dedication to clarity and usability sets Symmetric apart in a competitive market.

Thunes is developing a global payment infrastructure to provide a better experience for customers. Your business and customers can easily connect to Thunes APIs to send payments to and receive payments from any part of the world. No intermediaries. No endless delays. Fast, transparent, and reliable payments. We have a solid and direct network that is reliable, trustworthy, and far-reaching. Our payment flow is optimized to each market and includes deep local insight into the difficult last mile. Access 130 of the most important and fastest-growing economies in the world, from 130 countries. Thunes integration makes it easy to make cross-border payments or collect funds.

Payment Labs delivers a comprehensive fintech solution designed to facilitate fast, secure, and cost-effective payments worldwide for industries including esports, collegiate athletics, content creation, and business services. With multi-currency support in over 180 countries and a variety of payout methods such as instant transfers, bank wires, and digital wallets, the platform enables seamless global transactions at low, flat-rate fees. Automated tax compliance and KYC/AML verification streamline the payment process while ensuring regulatory adherence. The platform supports large-scale payouts to athletes, gamers, student athletes, artists, and contractors with features that simplify onboarding and accelerate payment times. Trusted by industry leaders like Microsoft, Ubisoft, and the X Games, Payment Labs has proven its reliability and efficiency in handling complex payment workflows. It offers dedicated customer support, handling payment issues such as incomplete banking information and returned payments. Businesses benefit from transparent pricing, no hidden fees, and reduced operational burdens. Payment Labs empowers organizations to focus on growth by automating payments and tax form collections at scale.

Introducing a comprehensive multi-currency account designed to facilitate global foreign exchange transactions, allowing users to effortlessly receive, pay, and convert currencies. With a strong emphasis on security and compliance, our service ensures seamless fund transfers available 24/7, alongside favorable exchange rates and minimal fees, making online transactions straightforward and convenient with just a single account. This solution has become the preferred option for 550,000 import and export businesses seeking efficient trading methods without the usual concerns related to financial security. Thanks to our Money Service Operator (MSO) license, we partner with prominent domestic and international banks, equipped with a robust system for anti-money laundering and fraud prevention. Additionally, our advanced artificial intelligence risk management framework assists suppliers in navigating compliance requirements for anti-money laundering checks and cross-border currency declarations, ensuring the safe transfer of funds to the mainland via legitimate pathways. In this way, we not only simplify international transactions but also bolster confidence in financial operations for businesses worldwide.

Currencycloud offers global expertise to support your ventures, enabling you to confidently embrace the future. Their comprehensive services encompass everything required for international money movement, including virtual wallets, named accounts, and efficient multi-currency payment management. By streamlining operations in a diverse currency landscape, Currencycloud facilitates quick access to virtual accounts for businesses, enabling seamless collection, conversion, payment, and management of various currencies from any location around the globe. This robust infrastructure for cross-border and multi-currency transactions is designed to inspire developers' creativity. Engineered by developers for developers, it stands on a reliable platform to simplify the process of launching financial services for entrepreneurs, assist traditional banks in their quest for innovation, and support the leading digital challengers of today. Join the extensive roster of clients benefitting from Currencycloud's powerful solutions, and discover how they can elevate your financial operations. With Currencycloud, financial transactions become more accessible and efficient, paving the way for new possibilities in the global market.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

SwooshTransfer aims to simplify cross-border transactions by making payments and collections effortless, safe, swift, and affordable. We prioritize integrity and security while striving to enhance conversion rates at every phase of the payment journey. Our innovative payment solutions leverage machine learning to proactively minimize instances of fraud and non-payment. Designed for ease, our system facilitates the collection and reconciliation of payments from anyone, anywhere, ensuring a cost-effective experience for both institutions and students alike. Committed to alleviating the challenges faced by patients and healthcare providers, we enhance the cross-border payment process and elevate customer satisfaction. As an FCA-regulated FinTech firm, SwooshTransfer Ltd offers secure, accessible, and inclusive payment services to users globally. By integrating advanced technologies such as blockchain and AI-driven risk management, we are capable of delivering global payment services that are not only more affordable but also faster and more secure. Our mission extends beyond mere transactions; we strive to foster trust and reliability in every financial interaction.

Transpay focuses on facilitating fund transfers straight to your recipient’s local bank, accommodating their currency and covering over 90% of global bank accounts. In most significant markets, our bank deposits are usually processed within a day, with more than 60% of transactions arriving in the recipient’s account in under an hour, and over 95% completed within 24 hours. Our service offerings are flexible; in addition to our bank deposit capabilities, we provide alternatives for sending money directly to mobile wallets or enabling cash withdrawals. While some payout providers may claim extensive reach, few can rival Transpay's ability to navigate challenging markets characterized by unstable currencies and intricate banking regulations. Moreover, our direct partnerships with top payout providers around the globe empower you to grow your business internationally and facilitate payments to cross-border recipients with the ease of local operations. This unique blend of speed, reliability, and extensive network positions Transpay as a leader in the financial transfer industry.

We streamline international payments, allowing you to prioritize customer satisfaction. Revolutionize your foreign remittances and mobile transactions today. Money service providers can expand their reach to more nations, enabling swift remittance for individuals. Our unified platform simplifies the process for businesses to manage cross-border transactions seamlessly. Additionally, we offer solutions for international airtime top-ups, mobile recharges, and bill payments. A leading telecommunications company in the Middle East significantly enhances its mobile and airtime services, providing immediate benefits to over 7 million active users. With our remittance solution, customers can effortlessly send money home in a secure and dependable manner. For those with mobile applications or internal payment systems, our smart API includes real-time monitoring for optimal performance. You will have access to comprehensive resources, including technical specifications and source codes. Feel free to explore our user-friendly live test to experience our API firsthand, ensuring you are well-equipped to implement it effectively.

UnionPay International (UPI), a branch of China UnionPay, is dedicated to the expansion and enhancement of UnionPay's international operations. Collaborating with over 2,400 institutions globally, UPI has facilitated card acceptance across 180 countries and regions while issuing cards in 70 locations. This organization offers high-quality, efficient, and secure cross-border payment solutions to cater to the world's largest cardholder demographic, providing accessible local services to an increasing number of UnionPay cardholders and merchants worldwide. Currently, more than 10 million online retailers abroad accept UnionPay Online Payment, spanning 200 countries and regions, including places like Hong Kong, Macau, Europe, the United States, Japan, and South Korea, and covering diverse sectors such as retail, online travel bookings, tuition payments, and airline reservations. The system is meticulously designed to prioritize the security of cross-border online transactions, ensuring peace of mind for users. With its growing network and commitment to safety, UnionPay continues to strengthen its presence in the global payment landscape.

Consumers today are constantly connected, and so should your business be. Whether it's through point-of-sale systems, integrated card services, or international transactions, there's a pressing need for secure and straightforward solutions that enhance both customer satisfaction and business operations. By leveraging the latest payment solutions from a single global provider, you can eliminate the hassles of disjointed payment systems. Our cloud-powered offerings can seamlessly integrate with any enterprise payment infrastructure, ensuring smooth interactions across diverse channels and platforms. Embrace new payment methods, boost your sales conversion rates, lower operational costs, and stay ahead of customer inquiries and market fluctuations. By streamlining payment acceptance, you can enhance your competitive edge and positively impact your financial performance, allowing you to process customer payments anytime, anywhere, on any device, and through multiple avenues. In doing so, your business can thrive in an ever-evolving marketplace.

Songhai Exchange (SHE) operates as a cross-border payment system that streamlines various payment methods—such as bank transfers, cash pickups, mobile money transactions, and bill payments—across and within Africa through a unified interface. By enabling the transfer of funds from around the world into Africa and facilitating transactions between African nations, SHE plays a crucial role in enhancing financial connectivity. The network includes banks, payment service providers, money service businesses, and various partners located in Africa, Europe, the Middle East, and the United States. As the premier and most cost-effective payment switch focused on Africa, SHE minimizes the expenses associated with remittances by eliminating the need for payment aggregators, thereby connecting organizations directly to banks. Additionally, SHE provides payment service providers within its network with valuable access to international money transfer operators and financial institutions, easing their operational capabilities. The platform is a collaborative initiative between FinCode and CSL Capital Limited, representing a significant step towards improving payment solutions in the region. This innovative approach aims to foster economic growth by enhancing the efficiency and reliability of financial transactions in Africa.

Serrala is a fast-growing company with offices in North America, Europe, Asia and the Middle East and over 700 employees. Serrala drives innovation for more than 2,800 customers including more than 100 of the S&P500 companies. We offer a seamless solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

LeanDNA, a SaaS platform for global manufacturers, helps reduce excess inventory, prevent shortages and establish operational command. The platform is factory-centric and bridges the gap between complex supply chains, inventory operations, and their labor-intensive methods of reporting, analytics, inventory decision making, and their outdated, labor-intensive methods. The software can be integrated with any ERP system. It normalizes data across disparate ERP systems, planning tools, as well as other supply chain execution tools. The platform uses artificial intelligence to provide prescriptive and prioritized insights to procurement teams to optimize inventory, improve supply chain efficiency, decrease working capital, and unlock new business opportunities.

Coupa’s cloud-native Business Spend Management (BSM) platform provides powerful capabilities and an end-to-end processes that helps drive collaboration across procurement, finance, treasury, compliance, and supply chain leaders to help their companies spend smarter, mitigate risk, and improve resilience. A unified platform approach frees up IT from complex integrations to help leaders deliver on these goals.

Aspire Bank provides a wide array of deposit services specifically designed for entrepreneurs. Our offerings include checking accounts, credit card solutions, online banking, and remote deposit services to meet all your banking needs! When you pair one of our business checking accounts with our efficient remote deposit capture system, it's akin to having a dedicated bank teller at your service around the clock. As a business owner, you are constantly on the lookout for ways to grow your enterprise, and Aspire Bank presents flexible financing options suitable for various purposes, such as acquiring a new business, purchasing property, investing in equipment, or securing funds for seasonal working capital. Regardless of your business's current phase, the expert teams at Aspire Bank are ready to assist you in selecting the most appropriate business loans, leasing solutions, or real estate financing tailored to your specific requirements. Additionally, a commercial line of credit serves as a valuable and economical tool for businesses needing continuous credit to support seasonal working capital, manage accounts receivable, or oversee inventory effectively. This approach ensures that you have the resources necessary to navigate the ups and downs of business operations smoothly.

For more than three decades, we have been at the forefront of offering cutting-edge software solutions tailored specifically for the leasing and asset financing sector. With a commitment to flexibility, our customizable framework serves a vast array of clients across North America and globally, effectively meeting their comprehensive finance and asset management requirements. As a reliable partner, we are dedicated to supporting businesses of all sizes by addressing their distinct challenges. Clients benefit from direct access to experienced industry professionals, ensuring that our customer support remains in-house without any outsourcing. We pride ourselves on our ability to provide unmatched configuration options, which allow us to cater to the diverse needs of every organization. Our solutions are built to evolve alongside your business, automating tedious and time-consuming manual tasks to enhance efficiency. With our expertise, we help streamline operations and facilitate growth. Additionally, Covarity stands out as a leader in commercial loan monitoring and analysis, assisting working capital lenders in maintaining and enhancing the health and performance of their commercial loan portfolios. By focusing on innovation and customer-centric solutions, we are committed to driving success for each of our clients.

Félix is a streamlined remittance solution that facilitates the transfer of money from the U.S. to Mexico, Guatemala, and Honduras. Utilizing WhatsApp, it allows users to send money without requiring additional apps or new account setups, making the process incredibly convenient. The service boasts competitive exchange rates alongside a fixed transaction fee of $2.99. While bank account transfers are completed almost instantly, cash pickups at affiliated locations typically see funds available within 30 minutes. Félix works in partnership with leading remittance providers in these nations to maximize accessibility for recipients. Designed specifically for Latino communities in the U.S., it provides an efficient and affordable means for individuals to assist their families across borders. By integrating Blockchain and Artificial Intelligence, Félix aims to revolutionize the current remittance landscape and pave the way for the future of international payments. This innovative approach not only enhances user experience but also ensures security and transparency in every transaction.

Payoneer enables businesses to expand both globally and locally through a cutting-edge payments and working capital platform tailored for modern entrepreneurs. You can obtain bank account numbers in multiple currencies, including USD, EUR, CAD, AUD, JPY, and MXN, allowing you to receive payments as effortlessly as if you had a local bank account. By connecting with a vast array of marketplaces, you can start receiving payments in just a few clicks. Our Billing Service provides a straightforward payment option for your international clients. You can transfer your earnings to your local bank with minimal fees or access them via ATM. Additionally, you can easily pay VAT authorities in the EU and UK using the GBP and EUR funds from your Payoneer account without incurring any fees. Furthermore, streamline your expenses and simplify your operations by paying contractors directly from your Payoneer balance at no cost. By utilizing our network of integrated service providers, you can enhance your business efficiency, foster global growth, and enjoy a variety of advantages tailored to your needs. With Payoneer, you can focus on what truly matters: growing your business and reaching new markets.

Rapyd is for fintech what the cloud was for IT. We connect companies to all payment methods around the world, enabling frictionless global commerce. This creates new opportunities for both businesses and individuals. So you can create great customer experiences and unlock new markets, we built the largest global local payments network. Rapyd is the fintech equivalent of the cloud. Our Global Payments Network connects you to all the payment methods available around the world. It also provides the infrastructure necessary to create your own fintech solutions like ewallets and cards. Rapyd allows digital sellers in Latin America to accept cash. Online shoppers in Asia can pay using their preferred ewallet. Businesses can also make payments to individuals and companies anywhere in the world. You can reach new markets, create new opportunities, and open new markets with over 900 payment methods in 100 different countries.

Almond represents a groundbreaking development in the realm of cross-border financial technologies, facilitating the movement of funds with unprecedented agility. By effectively connecting the realms of traditional fiat currency and digital assets, the Almond API suite significantly minimizes settlement durations, reduces expenses, and enhances overall transaction efficiency, all while providing enhanced transparency. Transitioning between different financial ecosystems during cross-border transactions involves navigating considerable friction. To address this, the Almond Transfer Protocol broadens its reach by standardizing communication protocols among financial institutions, simultaneously refining the conversion process between fiat and digital currencies. The transaction process begins when a fiat currency deposit is made at the originating financial institution, which is then converted into digital currency and sent across borders via a network of exchanges. Ultimately, the digital currency is converted back into fiat at the recipient's financial institution, ensuring a smooth and efficient transfer process. This innovative approach not only streamlines transactions but also fosters greater trust and reliability in cross-border payments.

The ultimate business account for going global, designed to facilitate your expansion and operations across borders without incurring excessive fees, cumbersome administrative tasks, or the nuisances associated with traditional banks. Your funds are securely held in reputable financial institutions, ensuring peace of mind as we operate as an authorized financial services provider. Easily settle invoices using the true exchange rate in over 70 countries directly from your mobile device or app, with half of the transactions being processed instantly or within an hour. To make a payment, simply provide your recipient's bank information or email address; they are not required to have an account with us. Streamline international payroll, reimbursements, and recurring payments to save both time and money, effortlessly paying up to 1,000 individuals in a single click by uploading a spreadsheet with all necessary transfer details. You can also invite team members to assist with payment tasks, and all your previous transaction information will be archived for easy reference in the future. By using this service, you can focus on growing your business while we handle the complexities of global transactions.

Priority Commerce presents a comprehensive commerce platform aimed at optimizing revenue and promoting growth through its Priority Commerce Engine (PCE). This platform consolidates various financial services, empowering businesses to efficiently collect, store, lend, and transfer funds. Utilizing tools such as MX Merchant, users can manage billing, sales tracking, and customer interactions in one place, ensuring same-day funding across diverse payment methods like cards, ACH, and cash. Additionally, Priority Commerce accommodates a range of fee-based solutions, allowing for tailored payment processing that meets the unique demands of different businesses. For developers and independent software vendors (ISVs), Priority offers secure and feature-rich APIs that integrate effortlessly into applications, providing low-code or no-code options to accelerate development. Moreover, it automates banking operations, boosts financial transparency, and implements strong security protocols to mitigate fraud risks. This integrated approach not only enhances operational efficiency but also supports businesses in adapting to the evolving marketplace.

SAP Ariba stands out as a robust, scalable, and dependable platform that empowers you to meet the procurement demands of your users while enhancing their buying experiences. By leveraging the data-driven insights and intelligent features of the SAP Ariba platform, you can attain greater control and compliance without complicating the purchasing process for your staff. The advanced capabilities, alongside predictive analytics embedded in SAP Ariba, allow you to customize and innovate your procurement processes, enabling buyers to function in a self-service manner, all while ensuring adherence to established procurement policies. This platform not only simplifies procurement solutions but also equips your organization with timely insights that promote compliance, ensuring that your purchasing decisions are consistently informed and responsible. Ultimately, SAP Ariba fosters a seamless integration of efficiency and governance in your procurement strategies.

PrimeRevenue stands out as the foremost provider of financial technology solutions focused on working capital, assisting over 30,000 clients across more than 80 countries in enhancing their financial resources to effectively support strategic projects, achieve a competitive edge, and fortify connections throughout the supply chain. Supply chain finance, commonly known as approved payables finance or reverse factoring, serves as the most efficient method for both mid-sized and large companies to release cash, enabling them to adapt to economic fluctuations and drive growth. We have empowered businesses from the mid-market sector to some of the world’s most prominent corporations to liberate billions in working capital. The possibilities of what we could achieve together are truly exciting. Furthermore, the PrimeRevenue SurePay Platform represents a groundbreaking innovation that streamlines B2B payment services across the entire supply chain, enhancing efficiency and driving collaboration. This unique platform not only optimizes cash flow but also fosters stronger partnerships among stakeholders.

Enhancing your working capital efficiency is within reach with our innovative AI-driven cloud platform designed for B2B accounts receivable (AR) and accounts payable (AP) management. Global PayEX offers a comprehensive suite of advanced solutions that optimize working capital metrics, including days sales outstanding (DSOs), days disbursements outstanding (DDOs), unapplied receipts, and the cash conversion cycle (CCC), along with reducing reconciliation costs and time. Additionally, our platform fosters improved customer satisfaction through enhanced engagement, efficiency, and transparency. Many prominent Fortune 500 companies and large enterprises trust our services to streamline their AR and AP operations. Our technology seamlessly processes millions of invoices and payments while automating reconciliation with ERP systems, ensuring accuracy and efficiency. Headquartered in the United States, PayEX also operates in India, Ghana, Ireland, and the UAE. Notably, we are recognized as JP Morgan’s inaugural fintech investment in the Asia-Pacific region, marking a significant milestone in our journey. This strategic partnership underscores our commitment to delivering exceptional value in working capital optimization.

We assist organizations in enhancing three essential operations: procurement, accounts payable, and accounts receivable, which collectively empower businesses to safeguard their future by streamlining and expediting these processes along with contract management. By eradicating inefficiencies, you can maximize every dollar spent, gaining complete control and transparency over all expenditures while equipping your teams with the necessary technology and expertise for smarter spending decisions. Our platform offers a clear view of your financial status, providing insights into cash flow and working capital, while mitigating credit risk and ensuring timely payments along with reduced Days Sales Outstanding (DSO). Very few companies can match the comprehensive services we provide, making our ability to cater to diverse needs our standout feature. From retail to healthcare, financial, accounting, and procurement professionals rely on us not only as their accounts payable software provider but also for a wide array of additional solutions tailored to their unique challenges. Our commitment to innovation and excellence sets us apart as a trusted partner in optimizing financial operations.

Sidetrade's AI-powered Order to Cash platform allows companies to increase revenue, grow profitability, and optimize working capital. Intelligent automation is used to: - Increase orders from customers Smarter collection can help you accelerate cash flow - Support quicker dispute resolution - Increase control and visibility over the O2C process Sidetrade's dedicated Artificial Intelligence (Aimie) delivers predictive analytics and automated solutions that are more effective than traditional manual or ERP-driven solutions in difficult times. It is available in 8 languages and has customers in more than 85 countries. This application is used by multinationals and small businesses of all sizes.

FlexPoint transforms the payment process into a straightforward and seamless experience, enhancing your cash flow. By automating your billing operations, you can boost efficiency while ensuring timely payments. Say goodbye to tedious manual tasks and simplify the process of receiving payments. The platform allows for complete automation of reconciliation, from invoicing through to deposits. Your clients can enjoy secure online payments, all while you uphold the reputation of your brand. Deliver a billing experience that reflects the high level of customer service you provide. This all-encompassing platform is designed to accelerate your business growth via streamlined payment solutions. With no long-term contracts required, you can enjoy increased predictability in your cash flow and eliminate any unexpected financial surprises through our advanced billing automation features. You can establish tailored rules that facilitate automatic payments for invoices, whether for all clients or selectively for individual ones. This eliminates the cumbersome task of manual payment reconciliation across your various tools, ensuring a more efficient financial workflow. Experience the transformation in your billing processes and enjoy the benefits of enhanced operational clarity.

Maximize your performance by optimizing the cash flow within your trading partnerships. Your supply chain holds significant value, and by accessing this capital, you can enhance your business growth, fund research and development, innovate new products, and tackle major challenges. Reach out to us today to discuss how we can implement an invoicing and working capital solution tailored to free up your cash while supporting your entire supply chain. By providing liquidity to all your suppliers, you can achieve a risk-free return, save millions in costs, and maintain a robust supply chain. Additionally, you can unlock working capital and accelerate payments to your suppliers with third-party funding, allowing you to retain cash for longer periods. Taulia's automated invoice processing platform streamlines the management of all your invoices, regardless of supplier size, ensuring efficiency and speed in your operations. By optimizing your cash flow, you can position your business for sustained success and innovation.

Gigapay is an innovative payment platform designed to empower businesses to compensate creators globally and on-demand while alleviating the complexities associated with onboarding and procurement processes. By providing an efficient payment framework, it helps businesses save valuable time, reduce risks, and enhance operational effectiveness. Notable features include adherence to local regulations across more than 40 markets, the capability to engage with individual creators, and a user-friendly self-onboarding process for these creators. Furthermore, Gigapay enables seamless global transactions by allowing businesses to create batch payments, which streamlines bookkeeping and ensures vendor payments align with local compliance requirements. The platform supports local payout options for vendors, consolidates invoices based on the currency of disbursement, and accommodates multi-currency pay-in alternatives. Additionally, Gigapay offers comprehensive tax management services to help businesses navigate local compliance issues, including KU14 transaction reporting, DAC7 obligations, and guidance on withholding and image rights policies. With its robust features, Gigapay positions itself as a vital tool for businesses looking to manage creator payments efficiently while ensuring compliance with various regulatory frameworks.

TransferMate stands out as a premier global solution for B2B payments, facilitating billions in cross-border transactions for some of the most reputable brands worldwide. We have garnered significant strategic investments from prominent financial institutions such as ING Group N.V. and Allied Irish Bank. No matter if you represent a bank, a corporation, or an educational institution, TransferMate is designed to help you save both time and money through our cutting-edge payment solutions. Our platform is user-friendly, with no setup fees, and seamlessly integrates with our extensive global banking network. You can expect same-day payments along with confirmation of receipt, ensuring that you receive the correct amount consistently while avoiding costly wire transfer fees. Enjoy complete transparency throughout the process on a fully regulated network. We facilitate the transfer of your local currency straight to your recipient's account in their own currency. By locking in foreign exchange rates, cutting out wire fees, and streamlining administrative tasks, you can enhance operational efficiency. With TransferMate, you can incorporate global payment solutions directly into your existing workflow, providing your users with smarter payment alternatives—all from a single platform—thus revolutionizing your payment processes.

Make payments for anything, anywhere, using your local currency without incurring fees, interest, or personal guarantees. Designed with a mobile-first approach, our platform is tailored for your team’s needs. Managing payments for your international team has always posed challenges, but that’s changed with our innovative solution. We present Jeeves, a comprehensive expense management tool specifically crafted for scaling global startups. With Jeeves, you can effortlessly execute both credit and non-card payments right from our lightning-fast mobile application. Understanding the pressures of business management, we designed Jeeves to provide you peace of mind, knowing we are here to support you. Our platform utilizes state-of-the-art technology, underscoring our commitment to your security and privacy. Easily pay any invoice through electronic means, while we take care of your expense reconciliation, allowing you to reimburse us in your local currency. We're dedicated to facilitating your business growth every step of the way. With Jeeves, streamline your financial processes and focus on what truly matters: expanding your venture.