All your investment, borrowing, and spending can be done in one place. We automate your strategy. It's a simple, free app. M1 handles the day-today tasks, so you can focus on the big picture. Get the perfect combination of personalization, automation, and start making your money moves. All for free. Because every dollar that you don't have to pay in management fees can be used to invest in yourself. Because your time is just as valuable as your money. We make the decisions that are right for your needs. Because you believe building long-term wealth cannot be achieved by day-trading and neglecting retirement accounts. Flexible, customizable, automated. It's your money, invested intelligently the way you want. Flexible credit at a low, low interest rate. Borrow against your investments at 2-3.5% with no additional paperwork Digital banking at its best, seamlessly integrated with investments. You are empowered to make every penny work for you.