Best Earned Wage Access Platforms for Mid Size Business

Access your earned wages instantly, at no cost, by simply opening an app. Branch is the best app to help you manage your hard-earned cash. Branch is the industry's most trusted operations platform for hourly workers. Branch is a web-based dashboard and mobile app that allows business users to manage, distribute, and create schedules. It was designed to increase productivity and efficiency in the workforce. Branch allows employees to view their schedules, change shifts, request time off, and set their availability. Branch is used by many top companies today, such as Pizza Hut, McDonalds and Starbucks, Taco Bell and Taco Bell. Are you tired of financial services exploiting hard-working people like yourself? We are too. We help fellow Americans get ahead financially. Stop waiting for your wages to arrive by paying. Request a portion immediately from your paycheck and use it for unexpected expenses.

Tapcheck offers earned wage access to employees at no cost to employers. It provides tangible benefits that improve enterprise-level performance. Employees should have financial freedom to improve their quality and retention. Give your business an edge in recruiting by making it more competitive than your competitors. Reduce absent days and distractions, and keep your employees happy by reducing stress and worry associated with financial problems. Your workforce should be able to focus and give their full attention to the task at hand. Improved employee financial wellbeing reduces the need to hire expensive recruiters and lowers the costs associated with training new employees. On-demand pay allows you to reduce personnel expenses without having to burden your payroll department or pay for an expensive benefit. Tapcheck makes it easy than ever to invest in your most valuable asset, your employees.

Employees can receive financial education and wages on-demand. This is a voluntary benefit that you can offer. It takes only minutes to set up and is easy for you and your team. ZayZoon allows employees instant access to their earned wages. It is a voluntary benefit that helps reduce financial stress due to cash flow shortfalls between pay checks. Increase retention, productivity, and engagement in the workforce. Data is exchanged to payroll/HRIS to enable employees to securely create an Account and access their earned pay. How do we activate ZayZoon so fast? Integration with dozens of platforms has been completed, making ZayZoon an easy and fast EWA solution for employers. All early wage requests are funded by ZayZoon. Employers are not exposed to any risk or liability. Funds are automatically repaid on the next pay cycle. All employee support is provided by ZayZoon. Employers do not have to pay additional overhead to manage the program.

It's simple to set up and doesn't cost anything extra for your business. Rain is the future, don't live in the past! Payday loans, credit cards and overdrafts can all be expensive. Early wage access could be beneficial for 72% of Americans who live paycheck to paycheck. Employers who offer Rain as a voluntary financial wellbeing benefit to their employees are eligible to receive our service at no cost. Rain integrates easily with most payroll systems, so your payroll team won't have to spend additional time or resources managing Rain. Zero fees & zero hassle for your payroll team. Your employees can access up half of their earned-wage through the Rain smartphone app. We charge a small fee for each employee who withdraws their earned-wage via the Rain app. This fee is similar to an ATM fee. Ask us about our zero-fee option.

OrbisPay is a platform that lets employees withdraw their earned wages every day, instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services can improve retention rates, increase productivity, reduce turnover costs, and create a financial well-being culture within your organization.

82% of staff feel more positive regarding their employer. Engaging staff is all about making them feel good. Employees often feel the most happy when they have a good working relationship with their employers. Financial wellness is the key to a sustainable workforce. Our employer-enabled financial tools have 82% of our users feeling more positive about their employer. Wagestream can use employer data to guarantee that your business will have fewer leavers by 16% in less than 12 month. Wagestream users feel a stronger connection between what they do and what they earn. They have worked on average 22% more hours per year. Flexible pay means less stress and more focus on the job. Our most popular feature is the tracking of wages. Wagestream encourages savings.

Our all-in-one platform helps employees to fully engage in work and personal life. It takes a holistic approach to improving financial wellness and employee satisfaction. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. They can also use their earned wages to call Uber or get Amazon products for daily living. We provide the money to ensure your employees are protected without disrupting your systems. It's not a loan, there's no interest and it's their money when they need it. Employees can find deals on the app's discount market to save money on prescription medication and other everyday items. Employees can see how much they can save based on their spending habits and upcoming bills. Access to financial education articles and appointments with financial coaches at no cost.

HR, Payroll, and People Management from anywhere. Connecting employers with employees in the new world. Native integration to XERO and MYOB & keypay allows you to streamline administrative tasks and spend more time doing what is important to you. Employment Hero is used by over 5,000 businesses. Together, we manage more than 125,000 employees. Learn more at our website.

Jify is India's largest financial wellness platform for the employed workforce. On-demand salary is a new concept that allows employees to access their salary immediately and before the month's end pay-check. Jify allows you to avoid high-cost interest fees, borrowing from family/friends/employers, and paying bank/credit overdraft fee. Why Jify? • Hand-picked and selected by your HR leaders to provide long term financial wellness • You get 0% interest/fee, instant access to your pay whenever you need • No paperwork or document uploads required • Multiple benefits and rewards • All employees of an organization are eligible • Available 24x7, withdraw your salary whenever you need it Want to learn more about salary advance/on-demand salary?

DailyPay is powered by an industry-leading technology platform and is on a mission for a new financial system. DailyPay has partnered with America's top-ranked employers, such as Dollar Tree, Berkshire Hathaway, and Adecco to become the gold-standard for on-demand pay. DailyPay's massive data network, proprietary financing model, and connections to over 6,000 banking system endpoints allow it to ensure that money is always at the right place at the right moment for employers, merchants, and financial institutions. DailyPay is a technology company that aims to change the way money moves from the moment it starts. DailyPay's headquarters is in New York City and its operations are based in Minneapolis.

It's as simple for you as it will be for your employees. Zero-integration is our secure, unique approach. This means that you can launch a program in days instead of months. Earnin has helped increase motivation at work by ensuring that employees get paid before payday. Earnin has helped reduce financial stress and paid bills on time. Earnin is trusted by top companies to help them build stronger financial futures. We offer everything you need to launch, promote and measure the impact. You will receive metrics on performance, a dedicated partner success manager, as well as customized marketing materials. We are on a mission: to make money more accessible for everyone. We are able to create new solutions that work for everyone by breaking down the barriers of an old financial system. We are revolutionizing technology to put people first. See how we are creating change. Our products are free to members. Members can also tip as much as they like. Tipping is voluntary and only an option for members who wish to show their support.

Hastee, a fintech firm, offers an on-demand earning platform that allows employees to access their earned wages prior to the traditional payday. It aims to improve employee satisfaction and retention by improving financial wellness and flexibility. Hastee offers other features such as AI Financial Assistants, Benefits Calculator Discounts, Financial Checkup.

PayDay portal centralizes and automates processes. It also creates remote data access. Direct data synchronization between POS and payroll automates all your pay data requirements. Eliminate manual calculations and inputs, and the associated liabilities. Our solution allows employers to pay their employees after their workday. These real-time payments are made directly into the employee’s bank account, debit card, or reloadable pre-paid card. Eliminate manual processes to collect data and move it between disparate systems in order to calculate earnings and process the payroll. Increase operational efficiency, reduce risk, and give your employees fast, accurate and secure access to their earning. Employers can increase operational efficiency and mitigate risk by eliminating their managers' and payroll practitioners' need to manually collect and consolidate all employee earnings data.

We are the most comprehensive financial wellness app available. Payflow allows your employees to get paid when they choose and access flexible benefits through a single app. Give your employees control over their own pay to make them happier. A mobile app that allows them to be paid instantly and free whenever they wish. A card that allows employees to save more by utilizing flexible benefits is also available. A cloud-based, intuitive control panel that manages Payflow and Flexflow transforms the employee's experience. We allow your employees to access their wages instantly at any time during the month, giving them the flexibility to receive payment whenever and however they choose. We know that saving money can be difficult. That's why we offer your team a card to help them save money on expenses like meals and public transport, and also enjoy other benefits such as childcare and education.

Our work benefit plans encourage talent retention and loyalty to your colleagues. A competitive job benefit plan can reduce staff turnover, attract top talent, and increase productivity. Employees start to accumulate usage benefits after a few months. Tax deductions of 100% with gasoline vouchers and 53% with pantry coupons. It ensures that your employees are happy and healthy. By reducing the financial stress on your employees. We are a certified company. Your data is safe with minu. You can choose which plan to activate for each collaborator. You can manage them via a web-based platform, and they will be reflected in your employee's mobile app. These work benefit plans promote the mental, physical, and financial well-being of employees. You can attract and retain the best in the market. Minu is Mexico's leading employee benefit platform, pioneers of the on-demand benefit.

Native Teams is an all-in-one platform tailored for freelancers, remote professionals, and their employers, offering solutions for global payroll, tax management, and payments. The platform also provides valuable services such as employee benefits, visa assistance, and employment tools, ensuring seamless compliance across more than 70 countries. By combining global payment processing, local employment support, recruitment, and relocation services, Native Teams delivers personalized solutions to address the diverse needs of a global workforce.

Sprout provides a full Ecosystem of HR products and services for the Philippines. From Payroll to HR analytics, Performance and Learning Management, Benefits, Engagement, and Outsourcing, Sprout can help you bring your organization to the next level.

Tambla delivers innovative HR software and services tailored to large enterprises and government organizations, focusing on intelligent workforce and compliant payroll solutions. Leveraging advanced SaaS technology, Tambla provides tools for scheduling, rostering, time and attendance, and payroll management, supporting many of Australia’s largest companies. With decades of expertise in SAP and SuccessFactors HCM, HXM, and Payroll platforms, Tambla’s in-house team ensures seamless implementation and compliance with ATO STP2 requirements. Their solutions enhance workforce productivity, streamline operations, minimize compliance risks, and deliver measurable financial and operational improvements.

Instant Financial provides businesses with an earned wage access solution. This allows employees to access their earned wages right away after they have worked, and not having to wait until payday. Employers can benefit from this benefit, which not only helps them avoid the daily struggle of living paycheck-to-paycheck, but also increases retention and lowers attrition rates. This will help you improve your bottom line. You can increase job applicants and reduce turnover by giving your employees financial control. Instant Pay can bring you immediate results. Learn from leaders in the service sector how Instant Pay has helped them increase their retention. Learn how our platform integrates into your existing payroll and human resources systems. Employers can increase job applicants, retain employees, and reduce absenteism with our platform.

ONE@Work is a financial wellness platform designed to partner with top employers, providing employees with practical tools to manage their finances efficiently. Offered as a free workplace benefit, it enables early access to earned wages, budgeting assistance, and automated savings features. These resources empower employees to handle unexpected expenses and plan for a secure financial future. Previously known as the Even app, ONE@Work continues to deliver these essential services under its updated brand.

Our holistic financial wellness program is half the price of traditional benefits. Our financial wellness platform has changed thousands of lives and helped our customers stand out from the rest. FinFit's financial wellbeing program helps employers increase workplace productivity and attract and retain talent in this highly competitive job market. FinFit is a national financial wellness benefit provider that serves over 185,000 clients. FinFit offers a self-directed online experience that allows employees to measure their financial well being and provides educational resources and tools to help them increase their financial knowledge and drive success. FinFit provides real-time help and real-world solutions to workplace stress. Employers can use FinFit to attract and retain talent. It helps employees become more productive, stay focused, and get healthier.

Employers can improve financial health and end cycles of debt by allowing workers to access their hard-earned wages every day. This earned wage access is crucial for workers to get out of the debt cycle of payday loans and credit cards. Instant verifies hours worked and allows employees to access their pay early without additional cost to the employer. The worker completes the workday and clocks out following the normal process. The HR software keeps track of hours worked, including clock in and clock out. Immediate receives notification of hours worked and makes earnings available to transfer. Immediate transfers money to the user's bank account, preferred account, or loadable debit card. Payroll software routes the repayments of earnings accessed to the next payday. The payroll software directs the repayment of immediate earnings. You can reduce turnover and build loyalty among your employees.

Argyle provides direct access to real-time data on income and employment. Argyle automates critical workflows, including wage advances, wage verifications, and loan repayments. This allows companies to build better, more efficient business processes, reduce risks, and scale. Argyle primarily serves the mortgage, personal lending, background checks and banking industries, as well as the gig-economy.

Strada is a trusted provider of payroll, human capital, and financial management solutions, leveraging cutting-edge technology and extensive industry experience to empower businesses globally. With a proven track record spanning over 30 years, their team of 8,000 experts has successfully implemented more than 3,000 projects for 1,400 clients across 33 countries. Strada offers a fully integrated payroll platform that supports operations in over 180 countries, streamlining payroll processing, deductions, payslip management, analytics, and earned wage access. Their end-to-end services, including advisory, deployment, optimization, and operations, ensure organizations can manage their HR and financial functions effectively while preparing for future growth.

Dave is a financial technology company offering a mobile banking app designed to simplify personal finances. Through its partnership with Evolve Bank & Trust, Member FDIC, Dave provides services such as ExtraCash™, allowing eligible users to access up to $500 instantly without interest or late fees. The app also features a Dave Checking account, enabling users to receive paychecks up to two days early with direct deposit, and a Goals account with a 4.00% annual percentage yield (APY) to support savings objectives. Additionally, Dave's Side Hustle feature connects users with opportunities to earn extra income. Committed to transparency, Dave ensures accounts are FDIC-insured up to $250,000 through its banking partner.