Best Earned Wage Access Platforms in New Zealand

Access your earned wages instantly, at no cost, by simply opening an app. Branch is the best app to help you manage your hard-earned cash. Branch is the industry's most trusted operations platform for hourly workers. Branch is a web-based dashboard and mobile app that allows business users to manage, distribute, and create schedules. It was designed to increase productivity and efficiency in the workforce. Branch allows employees to view their schedules, change shifts, request time off, and set their availability. Branch is used by many top companies today, such as Pizza Hut, McDonalds and Starbucks, Taco Bell and Taco Bell. Are you tired of financial services exploiting hard-working people like yourself? We are too. We help fellow Americans get ahead financially. Stop waiting for your wages to arrive by paying. Request a portion immediately from your paycheck and use it for unexpected expenses.

Employees can receive financial education and wages on-demand. This is a voluntary benefit that you can offer. It takes only minutes to set up and is easy for you and your team. ZayZoon allows employees instant access to their earned wages. It is a voluntary benefit that helps reduce financial stress due to cash flow shortfalls between pay checks. Increase retention, productivity, and engagement in the workforce. Data is exchanged to payroll/HRIS to enable employees to securely create an Account and access their earned pay. How do we activate ZayZoon so fast? Integration with dozens of platforms has been completed, making ZayZoon an easy and fast EWA solution for employers. All early wage requests are funded by ZayZoon. Employers are not exposed to any risk or liability. Funds are automatically repaid on the next pay cycle. All employee support is provided by ZayZoon. Employers do not have to pay additional overhead to manage the program.

It's simple to set up and doesn't cost anything extra for your business. Rain is the future, don't live in the past! Payday loans, credit cards and overdrafts can all be expensive. Early wage access could be beneficial for 72% of Americans who live paycheck to paycheck. Employers who offer Rain as a voluntary financial wellbeing benefit to their employees are eligible to receive our service at no cost. Rain integrates easily with most payroll systems, so your payroll team won't have to spend additional time or resources managing Rain. Zero fees & zero hassle for your payroll team. Your employees can access up half of their earned-wage through the Rain smartphone app. We charge a small fee for each employee who withdraws their earned-wage via the Rain app. This fee is similar to an ATM fee. Ask us about our zero-fee option.

82% of staff feel more positive regarding their employer. Engaging staff is all about making them feel good. Employees often feel the most happy when they have a good working relationship with their employers. Financial wellness is the key to a sustainable workforce. Our employer-enabled financial tools have 82% of our users feeling more positive about their employer. Wagestream can use employer data to guarantee that your business will have fewer leavers by 16% in less than 12 month. Wagestream users feel a stronger connection between what they do and what they earn. They have worked on average 22% more hours per year. Flexible pay means less stress and more focus on the job. Our most popular feature is the tracking of wages. Wagestream encourages savings.

Our all-in-one platform helps employees to fully engage in work and personal life. It takes a holistic approach to improving financial wellness and employee satisfaction. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. They can also use their earned wages to call Uber or get Amazon products for daily living. We provide the money to ensure your employees are protected without disrupting your systems. It's not a loan, there's no interest and it's their money when they need it. Employees can find deals on the app's discount market to save money on prescription medication and other everyday items. Employees can see how much they can save based on their spending habits and upcoming bills. Access to financial education articles and appointments with financial coaches at no cost.

HR, Payroll, and People Management from anywhere. Connecting employers with employees in the new world. Native integration to XERO and MYOB & keypay allows you to streamline administrative tasks and spend more time doing what is important to you. Employment Hero is used by over 5,000 businesses. Together, we manage more than 125,000 employees. Learn more at our website.

Hastee, a fintech firm, offers an on-demand earning platform that allows employees to access their earned wages prior to the traditional payday. It aims to improve employee satisfaction and retention by improving financial wellness and flexibility. Hastee offers other features such as AI Financial Assistants, Benefits Calculator Discounts, Financial Checkup.

PayDay portal centralizes and automates processes. It also creates remote data access. Direct data synchronization between POS and payroll automates all your pay data requirements. Eliminate manual calculations and inputs, and the associated liabilities. Our solution allows employers to pay their employees after their workday. These real-time payments are made directly into the employee’s bank account, debit card, or reloadable pre-paid card. Eliminate manual processes to collect data and move it between disparate systems in order to calculate earnings and process the payroll. Increase operational efficiency, reduce risk, and give your employees fast, accurate and secure access to their earning. Employers can increase operational efficiency and mitigate risk by eliminating their managers' and payroll practitioners' need to manually collect and consolidate all employee earnings data.

We are the most comprehensive financial wellness app available. Payflow allows your employees to get paid when they choose and access flexible benefits through a single app. Give your employees control over their own pay to make them happier. A mobile app that allows them to be paid instantly and free whenever they wish. A card that allows employees to save more by utilizing flexible benefits is also available. A cloud-based, intuitive control panel that manages Payflow and Flexflow transforms the employee's experience. We allow your employees to access their wages instantly at any time during the month, giving them the flexibility to receive payment whenever and however they choose. We know that saving money can be difficult. That's why we offer your team a card to help them save money on expenses like meals and public transport, and also enjoy other benefits such as childcare and education.

Our work benefit plans encourage talent retention and loyalty to your colleagues. A competitive job benefit plan can reduce staff turnover, attract top talent, and increase productivity. Employees start to accumulate usage benefits after a few months. Tax deductions of 100% with gasoline vouchers and 53% with pantry coupons. It ensures that your employees are happy and healthy. By reducing the financial stress on your employees. We are a certified company. Your data is safe with minu. You can choose which plan to activate for each collaborator. You can manage them via a web-based platform, and they will be reflected in your employee's mobile app. These work benefit plans promote the mental, physical, and financial well-being of employees. You can attract and retain the best in the market. Minu is Mexico's leading employee benefit platform, pioneers of the on-demand benefit.

Native Teams is an all-in-one platform tailored for freelancers, remote professionals, and their employers, offering solutions for global payroll, tax management, and payments. The platform also provides valuable services such as employee benefits, visa assistance, and employment tools, ensuring seamless compliance across more than 70 countries. By combining global payment processing, local employment support, recruitment, and relocation services, Native Teams delivers personalized solutions to address the diverse needs of a global workforce.

Instant Financial provides businesses with an earned wage access solution. This allows employees to access their earned wages right away after they have worked, and not having to wait until payday. Employers can benefit from this benefit, which not only helps them avoid the daily struggle of living paycheck-to-paycheck, but also increases retention and lowers attrition rates. This will help you improve your bottom line. You can increase job applicants and reduce turnover by giving your employees financial control. Instant Pay can bring you immediate results. Learn from leaders in the service sector how Instant Pay has helped them increase their retention. Learn how our platform integrates into your existing payroll and human resources systems. Employers can increase job applicants, retain employees, and reduce absenteism with our platform.

ONE@Work is a financial wellness platform designed to partner with top employers, providing employees with practical tools to manage their finances efficiently. Offered as a free workplace benefit, it enables early access to earned wages, budgeting assistance, and automated savings features. These resources empower employees to handle unexpected expenses and plan for a secure financial future. Previously known as the Even app, ONE@Work continues to deliver these essential services under its updated brand.

Argyle provides direct access to real-time data on income and employment. Argyle automates critical workflows, including wage advances, wage verifications, and loan repayments. This allows companies to build better, more efficient business processes, reduce risks, and scale. Argyle primarily serves the mortgage, personal lending, background checks and banking industries, as well as the gig-economy.

Strada is a trusted provider of payroll, human capital, and financial management solutions, leveraging cutting-edge technology and extensive industry experience to empower businesses globally. With a proven track record spanning over 30 years, their team of 8,000 experts has successfully implemented more than 3,000 projects for 1,400 clients across 33 countries. Strada offers a fully integrated payroll platform that supports operations in over 180 countries, streamlining payroll processing, deductions, payslip management, analytics, and earned wage access. Their end-to-end services, including advisory, deployment, optimization, and operations, ensure organizations can manage their HR and financial functions effectively while preparing for future growth.

Dave is a financial technology company offering a mobile banking app designed to simplify personal finances. Through its partnership with Evolve Bank & Trust, Member FDIC, Dave provides services such as ExtraCash™, allowing eligible users to access up to $500 instantly without interest or late fees. The app also features a Dave Checking account, enabling users to receive paychecks up to two days early with direct deposit, and a Goals account with a 4.00% annual percentage yield (APY) to support savings objectives. Additionally, Dave's Side Hustle feature connects users with opportunities to earn extra income. Committed to transparency, Dave ensures accounts are FDIC-insured up to $250,000 through its banking partner.

A budget with a low level of income or high expense volatility can be disrupted by small amounts of earnings or unexpected expenses. This can often lead to bank overdrafts and short-term loans that have high fees. Financial stress can have a negative effect on employee productivity, job satisfaction, and retention. FlexWage gives employees instant access to earned wages, increasing employee loyalty and retention. FlexWage helps you eliminate financial stress and create a happier, more productive workforce. FlexWage helps companies save money by encouraging the adoption of electronic payments to eliminate the need for paper checks. Our fully-compliant, accurate and reliable on-demand payment solutions and financial wellness tools will revolutionize your company's financial benefits program. FlexWage is the only patent-pending solution from the industry's most trusted, automated and trusted company. Access your wages immediately and on-demand, even if you have already earned them.

India's largest and most trusted earned wage access platform. It provides full-time and contract employees with real-time pay access. The majority of human resource suffers from acute financial anxiety, which can lead to poor or inefficient performance, distractions at work, and negligence. Employees find it increasingly difficult to manage their personal and work lives, increasing their financial stress. This can have a negative impact on their overall output. Employers' working capital could be affected by rising debt obligations and a liquidity shortfall. Rising financial anxiety among Indian workers could lead to increased absenteism and higher attrition costs for Indian enterprises. Even your top performers who are eligible for performance-linked incentives can be affected by financial stress. This issue must be addressed by organizations and encouraged to help employees build financial resilience.

Digital transformation for advanced payroll processing, time check management and payroll processing. Zero cost, risk-free payroll reserve fund. Payroll welfare improves employee engagement and reduces turnover. Financial stability is essential for better focus, productivity, and efficiency. For better focus, productivity, and efficiency, ensure financial stability. Access your earned wage in no time limits. GIMO App allows you to track your workday and view your earned wage. In just a few seconds, you can get paid whenever you want. Data access is strictly aligned with your business's policy. You can customize your business model and requirements. GIMO is an on-demand payment platform that allows businesses to pay their employees on demand. Employees can also access their earned salary on a personalised basis. GIMO is an on-demand payment platform that allows Vietnamese companies to pay their employees. It can be used for any domain.

We provide services for HR, payroll, workforce management technology, and other services that will inspire your employees and enhance the work experience. Facilitate onboarding, onboarding, self service, and benefits administration. Your people will be able to bring their best to work. We create long-lasting, trusted partnerships that deliver more to you, your employees, and your business. Your HR department is the link between management, employees, and leaders in your organization. You need to ensure that you have the right technology, partnerships, and culture strategies all in one place to positively affect employees and achieve your business goals. AI-powered workforce solutions that are tailored to your industry -- built on an intelligent platform that provides operational insights that empower your employees.

Fuego by Fourth, an on-demand payment app, allows employees to take a portion of their tips and earned pay before payday. Employees can withdraw up to 50% of their earned money within hours of completing a shift. This is done at no cost to the employer and is deducted from net salary like other post-tax calculations. Fuego integrates seamlessly with HotSchedules so that employees can instantly view their earned wages available for immediate draws every time they log in to check their week's schedule. Fuego's Fuego Visa®, Card* is available to help on-demand pay customers who are not banked or underbanked. It provides a reliable and convenient way for them to make debit transactions. Fuego assists workers in reaching their financial goals. It also develops solutions for employers to make employees more optimistic, engaged, and productive.

SalaryCredits, a leader in Employee Financial Wellness, will help employees improve their financial wellbeing and happiness at work. Salarycredits allows employers to significantly reduce financial stress for their employees. Salarycredits allows employers to significantly reduce financial stress for their employees. It is an easy-to use online platform that allows individuals to feel confident, informed, and optimistic about their financial future. This fair access to finance helps improve their financial well-being.

Clockout allows account holders to access their earnings before payday. Clockout is an excellent incentive for account holders who want to set up direct deposit with your financial institution. Easily integrated with your existing mobile or online banking platforms. Use our 40+ banking integrations and SDKs, which require minimal effort for deployment. Customize your EWA experience to match your brand identity. Our SDK components allow you to create a UXUI that is intuitive and consistent across all digital channels. Incentivize your customers to switch to your bank for their payroll. Increase loyalty and retention by offering an EWA service to meet your customers' financial requirements. Generating additional income from transaction fees, direct deposits and cross-selling is possible. Stand out on a competitive market with a unique and convenient service that appeals modern consumers.

Deliver one of the most comprehensive payment card programs that eliminates checks on paper, reduces costs and improves efficiency. Our customers have identified our greatest differentiator as our customer service, both for partners and cardholders. Our exclusive tools such as the compliance map provide assistance with compliance. PayCard program does not charge for card inventory or training. Automated card inventories for multiple location inventory control. Sophisticated security that does not require expensive security tokens. Fraud protection is based on an intelligent "neural networks" security system that learns the cardholder's behaviour, rather than rudimentary transaction systems based on state geography. APIs allow seamless integration with any software or payroll providers (if they support API integration). Pay is cleared in near real-time at the pump without any pre-authorization.

Employees have access to earned wages whenever they need them. Only a daily file interface is required by the corporate payroll office. Interfaces with payroll systems and time/labor systems are required to track and value accrued labour, eliminating risk. Policies regulate access amount and frequency. The subsequent payroll deposits are used to deduct the funds. Your employees will be able to receive a new benefit, financial flexibility, and education. Per transaction fees ensure that they are only charged for the services used. The fee cap keeps the cost down. You can access early wages according to your company policy. Funds credited immediately or ACH to the employee's existing account. It is quick! PayCard account, cash pickup at retail locations