Best Digital Wallets in the USA

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

A comprehensive loyalty program is a powerful tool for businesses seeking to enhance customer engagement, drive repeat purchases, and foster brand loyalty. When integrated with a Wallet and Promotion as a Service (WaPaS) platform, businesses can leverage the combined benefits of digital wallets, customer engagement strategies, and multi-level marketing (MLM) to create a dynamic ecosystem that incentivizes and rewards customer behavior. Loyalty Program: A loyalty program is a structured marketing strategy designed to encourage customers to make repeat purchases and engage with a brand on an ongoing basis. Customer Engagement: Customer engagement refers to the interactions and experiences that customers have with a brand throughout their lifecycle. Multi-Level Marketing (MLM): Multi-level marketing, also known as network marketing or referral marketing, is a business model that relies on independent distributors or affiliates to promote and sell products or services to their networks.

The Cash App allows you to send and receive payments easily via a mobile app. The Cash App allows you to buy Bitcoin and works without a bank account. You can send and receive money from anywhere, anytime. It's easy and fast. All you need is a $cashtag to get started. You can receive your paychecks up to two days before the due date by opening a Cash App Account. When you have at least $300 in monthly income, you can get 3 ATM withdrawals free of charge. Cash App makes it easy for you to invest in stocks or bitcoin, no matter if you're a beginner or a pro. Cash App employs advanced security features to protect millions and millions of people each year. We take every precaution to ensure your money and information is safe, from data encryption to verification locks.

Zelle®, a secure, quick, easy, and contact-free method to send and receive money to friends, family, and others you trust, is fast, safe and simple. In minutes, you can receive money directly to your bank account. Start by enrolling your U.S. mobile phone number or email through the mobile banking app or the Zelle app. Enter the preferred email address and U.S. mobile number for the recipient. With a U.S. bank account, you can send money to anyone1 you trust and know. Enter the amount you wish to send. The recipient receives a notification describing how to make the payment quickly and easily. Zelle allows you to send money for many things. Did we mention that it's quick? Like money-straight-into-your-bank-account-in-minutes fast. Learn more about Zelle and how to Pay it Safe. Zelle allows you to send money directly to the bank account of someone you trust, regardless of whether you are settling IOUs or splitting takeout costs.

Apple Pay is simple and works with all the Apple devices you use every single day. You can make secure, contactless purchases in stores, apps, and online. You can also send and receive money to family and friends right from Messages. Apple Pay is safer than using your card and much easier than using it. Apple Pay is fast and secure. It's a safer method of paying that doesn't require you to touch buttons or exchange cash. Apple Pay is a quick and easy way to purchase apps and games. You can also use it within apps to pay for a ride or pizza delivery. Apple Pay can also be used to purchase a subscription for Apple Music, Apple News+ and Apple Arcade. Upgraded iCloud storage or other Apple services can also be purchased using Apple Pay. Apple Pay is a way to make purchases online in Safari on your iPhone, iPad or Mac without the need to create an account or fill-out lengthy forms.

The Wallet app is available right on your iPhone. It is where you can securely store your credit and debit cards as well as driver's licenses or state IDs, transit cards, tickets to events, keys, and other information in one place. It works with iPhone and Apple Watch so you can bring less but still have more. Wallet uses the privacy and security features built into iPhone to protect your identity. Apple Pay uses a unique transaction number to make purchases. Your card number is never shared with merchants or stored on Apple servers. Apple Pay does not require you to have physical cards or touch buttons in shops. You'll feel safer.

Google Pay is a fast and simple way to pay online, or make contactless payments using your phone. Multiple layers of security protect your payment information so you can always pay with confidence.

You can pay your friends and family using Venmo money, or you can link your bank account or debit cards quickly. Send money to approved merchants and make purchases Keep in mind the times you share with friends. Split dinner, send a birthday present, or just say hello. Transfer money from Venmo into your bank account. We use encryption to protect your account information. We also monitor your account activity to identify unauthorized transactions. Venmo accounts can be used to pay family members and friends using a phone number, or an email address. If they don't already have a Venmo Account, they will need to create one. You can automatically find friends by syncing your Facebook and phone contacts. We waive fees when you send money using your Venmo account, bank account or debit card. Credit cards are subject to the 3% standard fee. It is always free to receive money or make purchases in other apps.

You can chat with WeChat to send messages, share photos, and videos. You can instantly connect with people you care about, no matter where you are. You can search and add friends via WeChat ID, or your mobile number. Once your friend request is accepted, you can start chatting. Moments allows you to share your favorite moments using photos or videos with friends. You can also view your friends' Moments at anytime. Let's connect on Moments! WeChat allows you to instantly connect with your family and friends face-to-face. WeChat allows you to make free voice and video calls, no matter where you're located with one friend or a group. To make your chats more enjoyable, send a sticker if you are unable to communicate your feelings in words. WeChat's Sticker Gallery is a collection of stickers created by talented artists from all over the world. Users can download and send countless stickers for free. Pick your favorite stickers and chat with your friends.

Amazon Pay makes it easy for hundreds of millions of customers all over the world to pay for products and/or services using information they already have in their Amazon accounts. You can make a payment using any of the payment options in your Amazon account.

PayPal is used by 9 million merchants to grow, manage, and build their businesses. You can get the tools, products and financing you need to help your business grow. This includes everything from building a website and processing payments to shipping and marketing. We also offer business loans* that can be used to provide merchant financing to help you get started and continue to grow. You can get paid online or in person. We have the solution for you, whether you need online billing, a customized checkout for website, or a card reader to process on-the-go transactions. You can choose from a variety of products and services that will simplify your day-today operations such as tools to track payments and print shipping labels. Merchant lending options can help you quickly access the money you need now. You can also offer financing to your customers that allows them to pay over time while you get paid upfront.

You can pay online, send money, or buy and trade cryptocurrencies. All while earning loyalty points that you can use to redeem for rewards. Pay online with confidence by advancing, dropping fees, unlocking rewards, and leveling up. NETELLER is trusted for secure and fast online payments. NETELLER payments are always fast, secure, and completely free. You will love the new look and features of the NETELLER mobile app. This allows you to send and receive money with ease. The NETELLER multicurrency accounts allow you to keep track of your balance from anywhere you are in any currency. You can easily send money and split bills, no matter what currency you use. Simply upload your contacts to get started. NETELLER's platform allows you to enter the exciting world crypto trading. You can trade on the go using the app or set up automatic orders or recurring orders so you never miss a chance. You can earn points that you can exchange for rewards by simply using NETELLER, whether you're connecting with family, friends, or businesses.

Uphold is a digital wallet platform and trading platform. It makes cryptocurrencies and other assets accessible to everyone. We offer financial services that are not available through your bank but can be accessed from anywhere in the world. We cover 28 cryptos, 27 national currency, six stablecoins, and four precious metals. This allows both consumers and businesses to transact digitally and traditional currencies with full integration between the old and new money systems.

Digital dollars allow you to protect your money from devaluations and unstable currencies. You can send and receive money from anywhere. It's faster than a bank transfer, and it comes with no market rates. Earn money from freelancer platforms and directly from clients. Convert your e-wallet money to cash in your bank. Keep your digital dollars close to you at all times. Local goods and services can be purchased in-person. You can exchange dollars for cryptocurrencies. You can add and withdraw money using your bank account, debit cards, BTC, ETH, and other methods. You can send money across borders at real exchange rates and without restrictions. Transactions that are not escrowed and verified by experienced peers.

Bakkt is an asset management platform that allows individuals and businesses to manage and buy digital assets ranging from loyalty points to cryptocurrencies. Bakkt was founded in 2018 by Intercontinental Exchange. It initially focused on secure storage solutions and institutional cryptocurrency trading. Over time, Bakkt expanded its services in order to support a wider vision of digital assets accessibility. It provides a platform which bridges digital currencies with traditional financial systems. Bakkt offers a mobile app that allows consumers to manage their digital assets, convert rewards and points into cash and make everyday purchases with cryptocurrencies. The platform facilitates business solutions, allowing companies to integrate digital assets into their products and service offerings, increasing customer engagement and loyalty. Bakkt's goal is to simplify the digital assets ecosystem and drive mainstream adoption with a secure and regulated solution.

In a matter of seconds, you can deposit the balance and withdraw funds to a card/e-money. Modern transaction encryption methods ensure complete anonymity and security. Access to your complete transaction history, including withdrawals, deposits and exchanges. Secure cheques can be generated for funds transfers and balance deposits using WhiteBIT and Kuna checks. We value simplicity, speed, reliability, and simplicity. Telegram is available for all devices.

Samsung Pay is now available in Samsung Wallet. Upgrade to Samsung Wallet to enjoy all the new features and a simplified app experience. Your essentials will be safe and secure in your phone. Samsung Pay allows you to store your favorite cards so that you can shop in-store, online, and in-app. Samsung Pass allows you to manage your identity as-a-service. This allows for secure access via biometric authentication. Log in to your apps and services using your biometric data. Samsung Wallet allows you to keep certain car and home keys. You can unlock your car or home, and even start it, right from your phone. Vaccine Pass allows you to add your vaccine record through Samsung Wallet's partners. It's fast, easy, and secure. Digital asset management allows you to view cryptocurrency prices and balances. Samsung Wallet is constantly improving and adding new features. Register below to receive the latest updates as they become available.

WeChat Pay is now a daily part of our lives. Users can now make transactions from anywhere and at any time with WeChat Pay enabled for mobile phones. No more need for a wallet. WeChat Pay in China is used almost everywhere. Connect with Chinese buyers WeChat Pay allows you to connect overseas vendors directly with Chinese consumers, opening up more business opportunities. To pay for goods purchased in foreign countries by Chinese customers, they can access the Official Account of the vendor to track their transactions.

A world-class eWallet solution that is tailored to your business will streamline and simplify mobile money and digital wallet transaction.

Nuggets' self-sovereign, decentralized identity can help you meet your regulatory requirements while building a competitive advantage. Your consumers will enjoy greater convenience, confidence, and choice. With Nuggets consumers regain control over their data, and you become the champion of trust. Nuggets ties each transaction to an independently verified decentralized self-sovereign identity. This means that the customer's legitimacy is verified before they connect to the service. This is the gold standard for digital identity. It uses private, secure proofs of transactions. Nuggets ties each payment to a verified identity, preventing fraudsters online from compromising identities. Payment providers and merchants both save money by reducing fraud. They also get to offer all the payment options that customers want.

TrueMoney, Thailand's leading mobile financial application, is available to all mobile network users in Thailand (AIS, Dtac and TrueMove H). Our all-in one app allows you to securely make cardless and cashless payments for your everyday needs including mobile top-ups and bill payments, as well as online and offline purchases. Enjoy exclusive discounts and promotions across a variety of services and merchants. With a high-yield savings account that offers cashback on purchases, insurance and investment in different assets, you can simplify your finances to open up more possibilities. We empower businesses of any size and help SME-entrepreneurs grow their business. Pay with confidence, knowing that all of your information is encrypted, secure, and protected. Pay using your wallet balance or a linked credit/debit cards to shop in offline stores or pay bills. You can pay online with confidence, as you are able to control the payment amount.

Touch 'n Go allows you to shop online for all your retail needs. You can order food, purchase tickets for your next weekend getaway or activity, upgrade your apps, or shop on one the largest ecommerce platforms Malaysia. A simple and secure purchasing process has improved your online shopping experience. You don't need to leave the house or deal with crowds anymore. Everything can be done on your phone. Shop at some of Malaysia's top brands and stores using the Touch 'n Go App. Now you can transfer funds directly from participating banks to the accounts of your loved ones by simply entering their mobile number or account number. Touch 'n Go lets you plan your next adventure. You can send money instantly to family and friends by using their mobile phone numbers.

Many companies recognize the benefits of digitally optimizing their payments processes, but they often hesitate to fully embrace the necessary changes due to concerns over trust and flexibility with existing systems. Dwolla offers a modern API that simplifies how businesses pay and get paid via bank transfers. With a secure and API-first approach, Dwolla’s technology unlocks a broad range of account-to-account payment types and flows. Whether businesses are looking to enable same day or real time payment experiences, Dwolla’s configurable solution can be configured to to fit your business’ needs.

MasterPass™, a MasterCard® service, allows you to make online payments. It securely stores all your shipping and payment information in one place. MasterPass allows you to shop, click, and then checkout. Masterpass, a digital payment service, allows you to shop faster and store all of your shipping and payment information in one secure place. Masterpass by Mastercard, a digital wallet service, makes online shopping simple, secure, and convenient. Masterpass securely stores all of your shipping and payment information in one secure location. Masterpass allows you to shop, click, then checkout quickly online. We are committed to protecting your account. Mastercard powers Masterpass, a bank with a long history of security and trust. Our secure servers and technology are designed for protecting your information.

With the new Google Wallet, you can keep everything safe no matter where you are. Access your essentials such as your loyalty cards, payments cards, concert tickets, etc., all from your Android smartphone. You can use Google Wallet to add your payment cards and pay wherever Google Pay is accepted. You can rest assured that your payment information is kept private and secure. All you need to carry is your phone. You can keep track of changes in departure times using information pulled directly from Google Search. You can also load your transit card balance directly into Google Maps. This will let you know when your funds are low before it's too much. You won't miss a chance for savings if you add your gift and loyalty cards to Google Wallet. You can see all your loyalty cards in one spot, so you can save a little on every latte.