Compare ThreatMark vs. Trustfull

ThreatMark leads in the fight against fraud by deploying behavioral intelligence to help financial institutions protect their customers from scams and social engineering fraud. ThreatMark detects attacks against the digital channel and defends against fraud before it happens. Other approaches to fraud detection are unable to do this. Not only does ThreatMark help our partners at financial institutions and fintechs combat fraud, it reduces false positives of existing fraud controls, lowers operational costs, and helps our partners from around the world retain customers and grow revenue. Traditional, transaction-based, fraud controls look at history. Authentication mechanisms look at what a user knows and what a user has. Both of these approaches are ineffective in defending against scam and social engineering. In scams, fraudulent payments are fully authorized by the legitimate customer, using their legitimate user id and password, typical device, and typical location. ThreatMark’s Behavioral Intelligence solution augments an institution’s fraud defenses by using largely untapped data from digital channel behavior and user + device interactions to detect transactions performed under stress or the influence of a fraudster.

Trustfull is an all-encompassing digital risk intelligence solution that integrates real-time signals from various sources such as phone numbers, email addresses, IP addresses, devices, and browsers to assist businesses in minimizing risks, preventing fraud, and fostering growth. The platform features a robust decision engine that employs sophisticated machine learning techniques to identify and address a multitude of fraud risks, which include money mules, account takeovers, synthetic identities, and the abuse of promotions or bonuses. By providing immediate digital risk intelligence, Trustfull not only curbs fraud but also promotes business expansion, synthesizing multiple signals into a comprehensive digital score. It allows for discreet checks to enhance fraud prevention measures without adversely affecting the user experience, utilizing open-source intelligence gathered from over 500 sources for extensive global reach. Furthermore, Trustfull safeguards the entire customer journey by applying risk scoring for logins, signups, and transactions, all while offering a unified API that connects applications with a multitude of digital footprints. This innovative approach ensures that businesses can effectively combat fraud while maintaining a seamless experience for their users.