Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Pre-Approval One allows consumers to apply for credit without affecting their credit score. Lender evaluates the applicant's creditworthiness, and offers to lend subject to only collateral requirements or conditions. If the consumer accepts the pre-approved credit offer and meets all the conditions, a hard inquiry will be made.
Create a low-friction, single experience for both credit seekers and credit applicants. Collecting all the information you need to underwrite a consumer at the point of intake will help boost take rates. Reduce the time required to complete the application and set expectations for consumers.
Description
We are closing the divide between raw information and actionable insights, enabling you to cater to more clients, enhance your product offerings, and make more informed choices. This innovative method redefines how we assess financial health and creditworthiness. Utilize cash flow underwriting to effectively gauge the risk of credit defaults while also scoring consumers with limited or no credit history. Organize, classify, and enrich chaotic transaction data to produce clear, streamlined, and precise account activity reports. Extract critical insights related to consumer financial status, such as liquid assets, outstanding financial commitments, and spending behaviors. Examine banking transactions to determine gross and net earnings, assess income reliability, employment status, and sources of income. The era of open banking has arrived, and regardless of whether you operate in banking, lending, real estate, personal finance, or insurance, Prism Data offers you a significant chance to maximize the potential of your data. This comprehensive approach not only empowers businesses but also enhances the customer experience by providing tailored financial solutions.
API Access
Has API
API Access
Has API
Screenshots View All
No images available
Integrations
No details available.
Integrations
No details available.
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Equifax for FinTech
Founded
1899
Country
United States
Website
developer.equifax.com/products/apiproducts/pre-approval-one
Vendor Details
Company Name
Prism Data
Country
United States
Website
www.prismdata.com
Product Features
Financial Services
Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management
Product Features
Banking
ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring