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Description
"Paidy" offers a solution that eliminates the need for a credit card, helping to prevent cart abandonment and boost sales by facilitating payments tailored to user preferences. Users have shown a strong preference for options such as pre-screened credit cards, pre-payment at convenience stores, cash on delivery, and a streamlined shopping experience that removes the usual hassles, leading to over 4 million accounts being created. This system not only aids in customer retention but also promotes sales growth by attracting a diverse clientele, including those without credit cards and younger demographics. By utilizing Paidy, merchants can effectively tap into groups that typically do not use credit, particularly younger consumers. Additionally, the platform guarantees a full deposit for transactions, with Paidy assuming responsibility for any unpaid amounts, thereby eliminating financial risk for merchants. This innovative approach ensures that businesses can focus on growth without the burden of payment uncertainties.
Description
Empowering financial institutions to cater to the evolving needs of modern consumers, equipifi’s customizable solution seamlessly integrates with banks and credit unions, allowing users to browse, accept, and oversee offers directly from their banking applications. By introducing buy now, pay later (BNPL) options, these institutions provide debit card users the ability to finance purchases in a manner that aligns with their personal financial objectives. This approach enhances transparency for consumers managing their BNPL loans, with pre-approved offers specifically designed to meet individual financial needs. Additionally, the platform broadens the range of eligible purchases for BNPL, ensuring an efficient and user-friendly experience all within one convenient interface. It serves as a comprehensive resource for consumers seeking flexible financing options for their everyday expenditures, appealing particularly to younger demographics who appreciate adaptable payment solutions. Furthermore, this innovation keeps cardholders engaged as they make routine purchases, while simultaneously opening up new avenues for financial institutions to increase transaction fees and interest revenue. Ultimately, equipifi not only simplifies the user experience but also positions banks and credit unions to thrive in a competitive landscape.
API Access
Has API
API Access
Has API
Integrations
WhenThen
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Paidy
Founded
2008
Country
Japan
Website
paidy.com/merchant/
Vendor Details
Company Name
equipifi
Country
United States
Website
www.equipifi.com