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ease
features
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support

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Description

Integrate loan repayment, data management, balance transfers, and automation seamlessly through a unified API. Method empowers developers to interact with users' debts using our versatile, debt-neutral solution. By directly engaging with your users' financial obligations, you can reduce lending risk while enhancing revenue streams. Method interfaces with a comprehensive range of merchants, including those for student loans, credit cards, auto loans, mortgages, and utility bills. With Method's robust APIs, there are no disruptions, and users won't need to re-authenticate. The platform takes care of compliance, identity verification, and partnerships with banks, allowing you to concentrate on your development efforts. Initiate payments for any liabilities users may have, with settlements completed in just a few minutes. Retrieve all user liabilities instantly without the need for credentials, and access real-time data on their financial obligations. Additionally, by prioritizing financial wellness, you can attract top talent and foster employee retention, addressing a critical concern for many in today's workforce. Overall, Method simplifies debt management, enabling a better financial future for users.

Description

VIVA Finance operates a mobile-focused lending platform that primarily assesses loan eligibility based on employment details rather than traditional credit scores. The organization aims to foster a more inclusive financial ecosystem by broadening access to reasonably priced credit through its unique underwriting approach. Since its inception in early 2019, VIVA has assisted thousands of individuals in refinancing high-interest debt and addressing various financial challenges. The platform offers affordable, salary-linked loans designed to help employees navigate unforeseen expenses and alleviate burdensome debt. Additionally, VIVA provides financial coaching and educational resources to empower employees in managing their personal finances effectively. By improving credit scores and encouraging savings, VIVA enhances the overall financial health of its users. The company extends unsecured personal installment loans of up to $10,000, with annual percentage rates (APRs) typically ranging from 11.99% to 32.75% and terms lasting between 5 and 24 months. With a commitment to supporting financial well-being, VIVA Finance continues to innovate and adapt its services to meet the evolving needs of its clientele.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

$2,000 per month
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Method

Website

methodfi.com

Vendor Details

Company Name

VIVA Finance

Founded

2019

Country

United States

Website

viva-finance.com/#/employers

Product Features

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Product Features

Alternatives

Alternatives

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