Compare ID123 vs. Magicard

Since 2017, we’ve helped over 400 organizations—ranging from exchanges to financial institutions—manage more than $110B in digital assets. Our services include robust support for staking, blockchain nodes, APIs, DeFi, and MPC wallets, all backed by a globally resilient architecture built for security, compliance, and scale.

MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead. Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations. Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability. Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously. We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.

A web-based enterprise application for multi-lingual examination, training, survey & certification with an extensive reporting module. As a highly secured system that can be accessed both on cloud or on-premise, YouTestMe is the best choice for government, business & education institutions. Various possibilities for customization and integrations via API, and many useful add-ons such as E-commerce, Single Sign-On, Remote Proctoring, etc. YouTestMe harnesses cutting-edge AI technologies to empower users to effortlessly create tests and training courses from both proprietary and globally available resources. In just three simple steps, YouTestMe can generate a comprehensive training course and test using professional resources, streamlining the process to save you both time and money. Additionally, our dedicated team of professionals is at your service, offering comprehensive test administration, live proctoring, and exam delivery services, available around the clock, every day of the year. Whether you're already utilizing a testing program, just beginning, or operating a testing center without the necessary software and service support, our solutions are here to cater to your requirements.

All-in-one platform for identity verification, fraud detection, and compliance. iDenfy uses a three-layer process to verify identity. This protects startups, financial services, gambling, streaming, ridesharing and other digital services against identity fraud. The process protects companies from the most dangerous forms of identity fraud. iDenfy offers a variety of fraud prevention services, including business verification, proxy detection and fraud scoring, AML screening, monitoring and AML screening, NFC verification and other fraud prevention services. iDenfy was founded before AML, GDPR, and fraud regulations were implemented. It pioneered the identity verification process. The company covers the entire ID verification process for users, combining AI biometric recognition with manual human checks to verify they are real users. Use our ID verification software to save up to 40% on identity verification services. Save up to 40% on identity verification costs by paying only for successful ID verification.

ToucanTech, a cloud-based software solution that helps alumni grow and manage their networks, is sophisticated. ToucanTech is a cloud-based software solution that can be used by schools, universities, and businesses of all sizes. It allows organizations to manage all alumni and/or communities in one central platform. ToucanTouch integrates with social media and offers other features like mentoring, fundraising and news. It also allows you to save time by integrating with customer management relationship (CRM).

PDFCreator is a powerful and versatile tool that enables you to convert any printable document into a PDF, along with various other formats such as JPG and PNG. Whether you're handling text documents, images, or presentations, PDFCreator makes it easy to streamline your workflow. Key features: Convert documents from any application to PDF, JPG, PNG, and more with ease. Merge multiple files into one PDF document, improving organization and accessibility. Set up automatic saving and create a fully automated PDF printer, saving time and reducing manual work. Access your most frequently used settings with just one click, making repetitive tasks faster and simpler. Simplify the process of converting, securing, and organizing your PDFs, with options for digital signatures, password protection, and more. New in PDFCreator 6.2.2: delivers important stability fixes, resolving setup crashes related to release notes, correcting preview issues that caused broken characters and blank pages, and fixing conversion problems from the Windows context menu. It also improves file handling by preventing unintended merging during conversions and includes minor updates to installer parameters and support settings. PDFCreator is trusted by countless businesses around the world to handle document conversion and management. We value every client and appreciate their trust in choosing PDFCreator as their go-to PDF solution. Whether you're a casual user or a business professional, PDFCreator offers a streamlined, flexible, and efficient solution for all your document needs. We thank all our clients for choosing us to be their partner.

ISL Light is a remote desktop software that is easy to use for security-conscious users. It offers great value-performance. ISL Light is a powerful tool for IT staff and support personnel to solve problems remotely via remote support, unattended access, or screen-sharing from mobile devices. It is cross-platform and provides 256-bit encrypted sessions, all the standard remote access features, as well as session recording, chat, videocall and multi-monitor support, file transfers, reporting, and many other important extras. Users can choose between cloud and on-premise services. ISL Online license doesn't limit the number or workstations of clients, users, and users you can support. It is a reliable, highly secure software that can be used in all industries, including banks, hospitals, government institutions, and insurances.

IUX is a trading platform offering access to more than 250 financial instruments, including forex, stocks, indices, cryptocurrencies, commodities, and thematic indices. It provides competitive spreads, with spreads from 0.0 pips available on selected instruments and account types, while trading conditions may vary depending on market conditions. The platform also offers commission-free trading on selected products and account types, as well as fast order execution supported by institutional-grade liquidity, although execution speed may vary depending on factors such as market volatility, internet connection, and order size. Traders can access markets through multiple platforms, including the IUX App Trade and MetaTrader 5, available on desktop and mobile devices. The platform offers pricing transparency, no requotes, and no trade restrictions, supporting a smooth trading experience. IUX Markets also provides market analytics, an economic calendar, and margin and spread calculators to assist traders in making informed decisions. Regulated by the Financial Services Commission of Mauritius, the FSA of Saint Vincent and the Grenadines, the FSCA of South Africa, and ASIC in Australia, the platform places importance on security and compliance, and follows PCI DSS standards to help protect customer funds and data.