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Average Ratings 0 Ratings

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ease
features
design
support

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Write a Review

Description

The CreditLens platform from Moody’s Analytics empowers financial organizations to enhance their commercial lending strategies by promoting greater speed and efficiency in their processes. Its cutting-edge technology facilitates uniform data spreading, which supports comprehensive analytics, such as portfolio comparison and benchmarking that improve risk assessments. Users can tap into robust financial evaluations that generate dual risk rating models, or customize rating models to align with their specific internal credit standards and risk assessment criteria. Additionally, refine your risk evaluations through relationship hierarchies either created within CreditLens or imported from your CRM systems, allowing for extensive modeling across various risk entities, relationships, and hierarchies. The platform also incorporates business rules to reduce errors and boost data accuracy, guiding users through the credit risk assessment process in line with established banking policies. Furthermore, it provides options for data auditability, deal approval structures, conditions precedent, and adherence to covenants, ensuring compliance with both internal and external policies. Ultimately, CreditLens stands as a comprehensive tool designed to optimize the lending process while ensuring thorough risk management practices.

Description

By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. DirectID Solutions include: AFFORDABILITY Automated transaction categorisation, instant insights and income verification for any customer with a bank account, all allows for more informed affordability assessments. IDENTITY Perform bank account validation checks to confirm identity, and then go beyond basic checks through our financial insights. ONBOARDING Remove onboarding friction caused by paper documents. Get seamless onboarding, verify asserted income and gather bank transactions with instant analysis in seconds. COLLECTIONS Create more informed collections programmes and better customer experiences with direct data insights. CREDIT RISK Don't rely on aged credit data and self-asserted income. Our real-time data insights supplement credit bureau reports to enable smarter credit risk underwriting. OPERATIONAL EFFICIENCY Reduce time spent on the phones and assessing documents. Connect directly to customer bank data and get automatically categorised transactions in seconds, whilst also reducing fraud.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Gentics
Microsoft 365
Microsoft Excel

Integrations

Gentics
Microsoft 365
Microsoft Excel

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Moody's Analytics

Founded

2007

Country

United States

Website

www.moodysanalytics.com/product-list/creditlens

Vendor Details

Company Name

DirectID

Founded

2011

Country

United Kingdom

Website

directid.theidco.com

Product Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Product Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Identity Management

Access Certification
Compliance Management
Multifactor Authentication
Password Management
Privileged Account Management
Self-Service Access Request
Single Sign On
User Activity Monitoring
User Provisioning

Alternatives

Alternatives

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