DirectID Reviews

DirectID Description

By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries.

DirectID Solutions include:

AFFORDABILITY
Automated transaction categorisation, instant insights and income verification for any customer with a bank account, all allows for more informed affordability assessments.

IDENTITY
Perform bank account validation checks to confirm identity, and then go beyond basic checks through our financial insights.

ONBOARDING
Remove onboarding friction caused by paper documents. Get seamless onboarding, verify asserted income and gather bank transactions with instant analysis in seconds.

COLLECTIONS
Create more informed collections programmes and better customer experiences with direct data insights.

CREDIT RISK
Don't rely on aged credit data and self-asserted income. Our real-time data insights supplement credit bureau reports to enable smarter credit risk underwriting.

OPERATIONAL EFFICIENCY
Reduce time spent on the phones and assessing documents. Connect directly to customer bank data and get automatically categorised transactions in seconds, whilst also reducing fraud.