Compare BANKSapi vs. Codat in 2026

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Description

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

Description

Codat helps their clients build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. The depth of specialization and expertise that runs through our products and service enables our clients to more effectively grow share of wallet, reduce churn and scale operations.