In India, cell phone rates are the lowest in the world. I spend around 200 Rupees (47.97 Rupees=$1) per month for my cell phone service. I get unlimited free SMS to local cell phone numbers. Incoming calls are free. There are no such things like contact and disconnection fees. There are rate cutter options. If I recharge with 49 Rupees card, I can call any same service number at 10 paisa (100 paisa=1 Rupee) per minute.