"Don't bitch at me that I'm suggesting adding slightly more risk to stock. I'm not suggesting we do it secretly, so, logically, such increased risk would lead to increased profits."

When did simple debate devolve into bitching? Just because I disagree with your thoughts on the matter doesn't mean that I'm attacking you in any way.

I could go with your way of thinking under certain circumstances.

First mandate that pension plans offered by any employer have an option that includes the ability to not possess stock. If you look at many workplaces you will find that these options simply don't exist.

Second, make retirement planning required education in the public school system.

Currently, I'd guess that more than 80% of people with retirement investments out there have no clue what companies they are invested in at the moment. While I agree with you that this is definitely their own fault, I think that before we change the system in the way you've mentioned we should make sure more people are prepared.

What I am saying is that there are situations, that no matter what you do, you have no control. There are always going to be people you trust that screw you over and you shouldn't be held responsible. The people doing the crime and the actual damage should bear the burden of the crime not the victims.

Say I buy comic books for my retirement portfolio, or art, or some other tangible object and do my due diligence, research it to make sure it's the real thing, see the certificate of authenticity, research to make sure it's not stolen, etc, etc. I can still get screwed by a good forger that fools all the experts.

The same can happen with a company. I can do all my research and due diligence and make sure that the officers of the company are stand up people, I shouldn't be held responsible if they fool everyone and not just me.

You are punishing the victim of the crime when you punish everyone who owns stock of the company in this case.

By this argument you better not vote either.

I mean SydShamino doesn't exactly have control over US foreign policy if he voted Republican and Obama got in right?

But he should just lie back and accept that he's responsible for America's military presence in Afghanistan because he's an American citizen that voted.

What you are suggesting would completely destroy the fabric of all Western Nation retirement funds. There aren't enough comics in the world to supply the demand of those looking to make enough money to retire and still be able to eat.

Having computer knowledge when someone has a tech question is the modern day equivalent of owning a pick up truck when someone wants to move.

George Takei and Robert Apsrin predicted this in "Mirror Friend, Mirror Foe" in 1979.

You're gonna need a bigger boat.

Just because you don't see the Spam in your mailbox because you've set up your Spam filters well doesn't mean you aren't a victim of some of the underlying issues. The millions and millions of Spam messages sent out every day to try and get that .01% return rate are still choking up processing power on DNS servers and taking up bandwidth.

I've dealt with wedohosting.com for several years now, they do e-mail only hosting. They are a Canadian company and therefore not bound by US law when it comes to losing your privacy. Decent price points in Canadian funds as well.