... but. How about just connect your bank accounts to your smart phones and use the phones as currency? We'd need short-range data transmission technology (with adequate encryptions and securities). That way, we can see our balance live and put up safety measures that prevents spending. The technology is already there.

They will possibly delay and/or undermine future leaks.

genetic drift No. We don't need to worry about the fact that there's no breathable atmosphere. Nope. Not at all.