Comment two more steps (Score 1) 310
Create an additional administrative account, with a complex password (but don't lose it). You will use this to effect repairs if malware infects your main profile. (Most Win6.x malware is confined to the user profile and C:\ProgramData folders to avoid the UAC prompt).
Download the Hosts file from http://winhelp2002.mvps.org/hosts.htm, which will protect you from all kinds of threats (and it hides a buttload of advertising, too).
Download the Hosts file from http://winhelp2002.mvps.org/hosts.htm, which will protect you from all kinds of threats (and it hides a buttload of advertising, too).