The owner's insurance company
Rape insurance is not a thing. And the police would not tell you that your car had, in fact, not been stolen. The point is that women ALREADY TAKE RESPONSIBILITY for not getting raped. The complaint is that when a woman is discovered to have not followed one of these myriad bullshit rules is that the rapist is then somehow not culpable, or she is seen as being partly culpable. Women don't need lectured on personal safety. They do need people like you to not lecture them on how "rape isn't a special case".
In case you're not sure about this, women are already pretty aware that dark alleys are not a good place to be at 2am. It really doesn't help to suggest that they should modify their behaviour further.
As for your/my attitude, grow up. Speculating wildly with no clue what you're talking about it is liable to get people taking the piss out of you. In this case you literally had to type a question into Google and click on the first link to come up. Instead you had to waste mine and everyone else's time with your nonsense.
Living on Earth may be expensive, but it includes an annual free trip around the Sun.