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Comment Re:reflexes? (Score 1) 114

Requirements vary quite a lot between country. The UK is one of the strictest - corrected vision must be a certain standard in both eyes. In the US, some states allow people the UK would class as legally blind to drive. Some of these folk use miniature telescopes strapped to their eyes to see with - needless to see, field of view with these things is pretty small.

Comment Re:Life insurance vs life expectancy (Score 1) 68

Half right. You must be upfront about what you do and intend to do at the time of underwriting, but if you then take up chain-smoking while surfing on a shark, that's your business. The insurer absorbs that as normal mortality. To put it in perspective, the biggest life policies are on the order of GBP50-100m (Warren Buffet types), and the industry absorbs one or two claims of this size every year. The real risk here is aggregation risk, the fact that you'll have a dozen millionaires on these flights. That's not an issue for the insurers, really, but it is for the reinsurers and their retro pools. But even losing the top ten insured lives is smaller than a billion dollar cat which again, is barely a rounding error in reinsurance.

Comment Re:All hard skills? (Score 1) 272

(1) I'm not a product of the US American education system (thank goodness) (2) the US American system is light years away from being a free market at any level (3) a universal basic literacy program is not what I suggest is required, at least initially.

Comment Re:All hard skills? (Score 1) 272

They managed it when they had no idea. Coming up with the ideas is the smallest of the problems; it's getting people educated and getting ideas transmitted through time and space. Free trade solves the first and printing the second.

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