Wouldn't it be simple to put out an update on your average home router with a list of porn sites that parents can switch on and off or come up with some sort of a standard which I'm sure wouldn't be hard to implement. Don't the ISPs already have customized firmware? This way parents have protection they want and we can still have liberty.

I'll get my Gordon Freeman crowbar ready

Is part of the strategy to force users to change their password every month so they can write it down or reuse it and make it just secure enough to pass validation? This kind of crap is happening at work and forces me to use crappy passwords! Thanks security consultants!

Out of curiosity if we can't trust the large faceless banks with our money who can we trust? This is a legitimate question by the way... if the banks were to fail where would my money be safe?