No. While the risk is being taken by them, it is you, in the end, who is paying for the risk. It's not about being cheaper or more expensive. It's about the investment being stable and predictable as opposed to risky and unpredictable.

It's because the card is issued to the customer, while the the cost of transaction is paid by the merchant. The customer has no benefit in moving from one credit card company to another. So the credit card companies have no benefit in decreasing the fees either.

It's not like one can't manage them. But rather they are extra things that you need to think about. And the more things you have to think about, the harder it is to concentrate on the important bits.

So you're saying that whatever you do, no one can verify any of that? None of the actions you do are ever going to be observable? In other words, for all intents and purposes, you did exactly NOTHING.

I don't see the point. Why would a company pay someone to bring to everyone's attention its failure to deliver an innovative product that many people were genuinely interested in?

Facebook allows you to "untag" yourself from any photo, regardless of who tagged you. That's already halfway there.

Going any further than that is too complex, as it would require proof that indeed you are on the photo (and that you are who you say you are), which is far from being automated. Furthermore, other people on the photo might want it to stay.

I'd take it a level further. Improper behavior on the forums should result in a ban on the forums. Improper behavior in-game should result in a ban from the game. This is how many online games are handling the issue. When you're dealing with paying customers (as opposed to anonymous users in free games, for example), any counter-measure should be "just enough" to prevent further misconduct and not a step more.

CCs are good for the merchants too:

1) Having less cash to keep and to transfer to the bank means less risk. (They can transfer part of this risk to an ensured security company, that handles the bank transfer, but the amount of cash will affect the price of the security company service.)

2) People are more likely to buy things when they are not limited by the amount of cash they have on person.

Appears to be already fixed in the article: "some have speculated that Intel is delaying support for USB 3.0 until 2012".

Isn't BLACK the default color in printers?

What, you mean something like PDMI?

Keep it even more simple: Never say anything, never go anywhere. In fact, just don't live: they can't do anything to you if you're not alive. Suicide solves all problems.

Depends on your definition of "bad". Lying on FB is not illegal, unlike lying under oath.

If you wanted it to stay private, but your friends let the world see, then you have a poor choice of friends. It's still your choice.

This is irrelevant. The solution to this problem should involve layer man-hours, not developer man-hours.