Not to say anything against the financial geniuses of the world, but if even objectively successful investors can miss something as huge as the U.S. housing bubble, it just reinforces my suspicion that those financial types are merely experts on the small scale, and ignorant of the big picture.
The big picture being: population grows. Places where you can find gainful employment are growing at a lesser pace because of limited natural resources. Population density grows disproportionally in areas with lots of Big Business and concomitant employment opportunities. Housing in said areas becomes scarcer and therefore more expensive. People get antsy about having to spend more and more on housing, but demographic inertia prevents the decline in population growth that would bring things back into balance quickly; instead, people start focusing on how rising real estate prices could actually work to their benefit, and buy things that are really kinda out of reach. This leads to real estate prices rising even more rapidly, making the expectation of rising real estate prices a self-fulfilling prophecy. People buy outrageously expensive houses yet feel that they've gotten themselves a great deal, will be able to retire 10 years sooner than they used to expect, a win-win all around. Some sane people realize that this cannot continue because it's just another pyramid scheme that will implode once the market runs out of suckers. Those sane people are a tiny minority that everyone else just laughs at -- financial geniuses included. Then the inevitable happens and the bubble bursts. Bankers get blamed because they made the juiciest profits; people who bought ridiculously overpriced homes consider themselves innocent victims. People who stayed in rented apartments while the world around them went nuts end up just scratching their heads and laughing at the stupidity of it all.
Besides, the difference between strong beer and whisky is no joking matter.
Disclaimer: I'm not trying to discredit the dangers of biodiversity loss, but I have real trouble assigning any real meaning to the notion of "millions of species", and I don't think that those numbers are doing much to win over eco-skeptics either. The real issue to me seems to be overall genetic diversity and the need to preserve it; how many "species" you pigeonhole that diversity into has very little practical relevance and is probably impossible to do properly anyway.
It makes a huge difference whether you remove water by freezing or by distilling. The heat used in distillation causes chemical changes that do not happen when freezing; also, in distillation, much more than just water is left behind in the heated vessel, only the substances that can travel with the alcohol fumes end up in the distillate. This is why beer , even the really strong stuff, tastes nothing like whisky, and why even fortified wine tastes nothing like brandy.
But hey, if you want to call everything that was made from barley or wheat and has a high alcohol content "whisky", feel free to try and rewrite the dictionary -- while the rest of us continue to use words like "strong beer", "vodka", "aquavit", "jenever", and whatnot. Cheers!
Amm
No, you, sir, are making the mistake everyone makes. In game theory, it's called the Horizon Effect: where you fail to make the move that produces the best long-term result, because you aren't looking far enough ahead to see the disaster that will ensue if you keep on minimizing short-term losses.
Yes, lowering birthrates will mean that the generation that decided to have only one child per couple will have fewer children and grandchildren to take care of them. *Not* lowering birthrates leads to a world where natural resources are so depleted that your large number of grandchildren will have nothing to support you with.
We're already collectively screwed; the longer we stay in denial about this, the worse the pain will be when starvation forces population growth to zero or less.
I went to school for 2.5 years full time to get a masters and when I got feedback via a friend (VP of a very famous web service) of a friend, he said that it looks like I went to school because I couldn't get a job. I was also told that my "skills" were out of date because I was in school for 2.5 years.
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In corporate America, if you don't fit in exactly to the norm, you're considered damaged goods.
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The other thing I think is really shitty is that when it comes to hiring, business would rather have someone that's currently employed than someone who's been out of work for a while.
You're describing your experience in the American job market, but I'm sure this sounds awfully familiar to a lot of people who have been getting nowhere in the European job market as well. The situation you're describing basically boils down to "you're screwed because no matter what job you apply for, there's always someone else, and usually hundreds, who are more experienced / younger / less desperate / more confident / better-looking". No matter how good you may look on any one of those criteria, there are plenty who look better... And being desperate disqualifies you from just about everything.
There is an over-supply of workers. In a Free Market (TM) this means that prices, meaning your wages, will fall until supply meets demand. The supply consists of hundreds of thousands of unemployed people just like you, competing for 1 job for every 5 job-seekers. Demand is limited by the resources that are available for anyone to work with, and those resources aren't growing while the number of job-seekers is. Enjoy.
I'm not trying to be cynical here; I'm a 45-year-old IT worker, with a pretty decent resume, making a very comfortable living, and still the idea of losing my job scares the hell out of me. If I were to get the boot and my personal network can't get me back in within a year or less, I'm very probably screwed for life. Even stepping down on the economic ladder is getting harder as employers tend to dislike hiring "over-qualified" employees.
Ultimately censorship will be killed by end to end encryption and onion routing.
I'm sure any government that is serious about censorship will eventually also ban encryption, or at least restrict it to only algorithms that they have a back door to. Such a ban is easy to enforce by forcing ISPs to pass only government-whitelisted protocols and nothing else.
Someone should probably mention this to Munich
FYI, the German federal government is in Berlin, and the high court (Bundesgerichtshof) is in Karlsruhe.
There was a time in the Western world, before sushi had ascended to its current status, that it was much easier to sell fish & chips than it was to sell sushi. People were actually grossed out by the idea
People in the Netherlands, northern Germany, and Scandinavia eat raw herring and have done so for ages -- it's a delicacy. Also, raw oysters, steak tartare... I'll grant that raw dead animals were never as prominent on the European menu as in Japanese cuisine, but they were certainly there before the current wave of Asian food started.
The iPhone is a non-starter because of Apple's closed system and their apparent willingness to append their own marketing to messages (hardly a professional image for a work phone!).
In case you're referring to the "Sent from my iPhone" footer you see on a lot of emails from iPhone users, that's just the default signature appended by the email app. You can change that to whatever you want, including nothing (one of the first things I did while setting up email on mine).
iPhone has IM applications, but at least until a few months ago, couldn't run anything in the background to get notifications
The Yahoo! Messenger client for iPhone uses notifications; once you're signed in you will be notified when a message comes in, even if the phone is on standby or if you're in another app. This type of notification support was added in iPhone OS 3.0, I think. Dunno if other IM clients use this, but I'm pretty pleased with the Yahoo! one.
The point being: If someone objects to abortion on the grounds that it is killing an innocent human, then it would be hideous for that person simply to say, "I won't do it myself, but I won't try to force that on you." It is literally--and I mean that word precisely--no different from saying, "I won't beat women myself, but you're welcome to do it."
Amen!
What you're saying is that pro-choice people argue that abortion is a justified homicide. If that's the case, it doesn't change the silliness of "Just don't do it yourself" as an argument to tell pro-lifers to shut up.
Again, I agree. With both points.
I don't think that any argument will shut up right-to-lifers, nor do I think that any argument will shut up pro-choicers. Both camps have good points on their side; it just happens that their priorities are different (the rights of the unborn vs. the rights of the woman whose uterus the unborn is living in), and there simply isn't any way to arrive at a compromise between the two. It is one of that rare species of truly black-and-white issues.
(But it's not quite true that the pro-choice camp sees the question that way. Some may--but many (most?) don't agree that we're talking about a homicide at all.)
True, I over-simplified, and presented my own point of view as if it were the point of view of pro-choicers in general. Some do indeed simply take the position that life doesn't begin until birth, and under that interpretation, abortion cannot be a homicide, by legal definition. I doubt that that is really the way that most pro-choicers think, though -- and even if it were, they will have to do some serious soul-searching, if and when the countries they live in adopt laws that define the start of a human life to be at conception! Personally, I think that laws should represent a country's values, not define them, but that's another subject for discussion without end.
It wasn't until Beethoven that the idea of making money off of copies of musical works even really took off.
[citation needed]
Seriously, it seems to be a very popular meme on
*dons asbestos underwear*
We are not a clone.