Comment Re:Take the money. (Score 1) 412
Time and health are finite commodities and you never know when they'll be taken off you.
Sure, but if the fisherman could afford health care, he would be far less likely to die if he accidentally hooked himself and got an infected wound. If he had cash reserves, he wouldn't need to worry too much if he broke his arm and couldn't cast for a month or two, or if his boat were destroyed in a hurricane. If he were well off, he wouldn't have to worry too much if the fisheries collapsed due to his or his neighbors' unsustainable practices or the pollution from nearby farms and factories. If he died of skin cancer from sitting in the sun all day, his wife wouldn't have to go and work the dockyards to keep herself and the children from starving to death.
For most of history, personal wealth was not just a way to attain power for its own sake, but a way to manage risk in an uncertain, dangerous world. Recently, some of the more affluent nations have implemented safety nets that make this less necessary, but it is quite naive to think that an idyllic life of poverty generally works out well.