Comment Easy Switchover (Score 1) 731
At The Moment my credit card doesn't have a PIN
I was in the same situation up here in Canada when we switched over 6+ years ago. All the bank did was tell me that the new credit card with the chip used the same pin as my existing ATM card. It might be an issue if your credit card is from a different bank than the one with your account but if not it was a pretty painless process.
The bit I don't like is the new "contactless" payment system. I want any payment system to require purposeful contact on my part and not just require that my card was somewhere nearby since standing in a checkout queue I may well be near someone else making a payment. This has apparently already happened already in the UK where the system has be rolled out for longer. It may be a rare occurence but the amount of time spent getting one incorrect charge fixed will outweigh the time saved per transaction by many orders of magnitude.