Comment The Aftereffect? (Score 1, Interesting) 544
If I remember correctly, my credit card bounces into "crap customer mode" when certain activity like overcharges (or nonpayment) occur. This ups my interest rate permanently from 6% to something silly like 20%.
If this happens, I wonder how many people will be relieved to have the charges reversed, only to be upset next month when their rate is hiked.