There was one thing that stunk about the plan, though - if my wife got pregnant, the insurer would drop her coverage.
I'm in disbelief, it can't really be that bad? It's not like pregnancy is something uncommon, it happens all the time. How is that legal? The insurance sounds quite cheap though, perhaps that's why?
I have insurance regardless of employment or whatever but the part of the "arbetsgivaravgift" (a tax paid by employers, includes dedicated tax for health insurance, pension payments, etc) is 5.95% of my pretax income, at present about 220 USD.
If I were to have a kid I would share 16 months (with 2 months reserved for each parent, the rest can be distributed among the parents and it's becoming more common for fathers to take about half the leave, I know I would want to spend as much time as possible with the kid at that age) of paid parental leave with the mother, this is financed by another part of the arbetsgivaravgift, 2.2% of the pretax income.