Comment Re:Need better security (Score 1) 71
As far as I can tell the OTP calculators are only issued for business accounts, normal "end user" accounts have minimal provisions.
Most, if not all, banks in Sweden have keypads that generate one-time codes - for "normal" end-users, not just business users. This has ben the case for years. Some have different methods for logging in vs signing transactions. Some require an ATM/VISA/etc card with a chip on it.