The mortgage industry hardly ever had a free hand. When you have government assuming significant risk by guaranteeing loans, you don't have the necessary risk vs reward considerations that keeps markets healthy. So yes, the government was complicit but hardly the only ones to blame. You do have companies and individuals that took advantage of the situation to increase profit. You also have individuals that took advantage of the situation to get more home than they could afford. There is plenty of blame to go around. What I think is funny now is that you had unsustainable deficit spending by consumers that lead to unsustainable economic growth. That bubble has burst. To fix it we are now going to inject unsustainable deficit spending by the government. What a laugh!

Hey guys, the USSR doesn't existing any more.

In fact the two should NOT meet due to separation of church and state.

Just because it puts out particulate carbon doesn't make it bad for the environment. Those carbon particles settle out pretty quick. Its not like a gas that blends into the atmosphere.