Sitting on the other side of the fence, I know how competitive auto insurance is. Barriers to entry are low - you just require a decent slug of capital - and inefficiency in pricing is exposed very quickly. I realise it doesn't feel like it when you buy cover but private auto is probably the most competitive line of insurance around. It almost invariably runs at a combined ratio of >100% (ie lossmaking) at industry level, and certainly has in the US and UK for many years.

OK, IAAA, IANYA, and this is not actuarial advice.

This isn't really an insurance problem. As driverless cars take to the roads, the accident experience will gradually improve, which will be reflected in insurance rates. As and when they crash, the liability issues will be sorted out in the courts, and that isn't an insurance issue, except when case law changes. Speaking broadly, driverless cars won't really create new case law, though they will probably produce interesting corner cases. As for the original question, I'm sceptical that you will see events where a computer's choice would have such ramifications. It seems far more likely the computer saw it coming and glided to a stop 200m back.

Not really. Factory working conditions were poor and dangerous but people voluntarily left rural poverty in droves to work in them. We wouldn't want to work in them but they were a lot better than relying on your cabbage crop succeeding to get through the winter.

Ignition keys nowadays link to a computer anyway, they don't isolate the electronics. In addition, the correct response to uncontrolled acceleration is to firmly apply the brake pedal, not turn the engine off.

Umm, she shut up shop because of Snowden.

Yeah, because the threat of death is a big motivator for honest people to get involved in something.

This explains why people who spoke Old Enlgish could not communcate with each other.*

*Oh, apparently they could. Er.

Language changes.

Feminists tend not to make a fuss about homeless men because homeless men don't do a lot of oppressing. But more seriously, the issues you are talking about are entirely down to a patriarchical society and expecting men to behave and exist in a certain way in order to be culturally accepted. Get rid of that and maybe men might be better off as well.

Once you start adjusting for exposure, women tend to be far worse off. They are not gang members or drug dealers and clearup rates are higher because it's usually their boyfriends/husbands that kill them.

How is not receiving something you weren't receiving before "suffering"?

OMG the poor menz who are better paid and 82% of CS graduates might not be quite as privilieged as they are now if this initiative succeeds. Seriously, tiny violin time people. Stop making excuses for your nasty, unpleasant industry. Just stop.

Pre 1970(ish) D28s were built with Brazilian rosewood back and sides which makes a hell of a difference. Modern reclaimed BRW is not of the same standard.

That said, personally I'll take a Collings over a 20s/30s Martin, but that's just me.

You mean like we've been doing pretty much since the invention of measuring equipment?

If someone claims to be Napoleon, rational debate will not make him any less certain that he is a short and somewhat acquisitive European emperor.