Comment Re:Luxotica (Score 1) 125
s/glasses/glucose meters/
Oh wait...
The same argument applies there. Insurance isn't for paying for things you know you need, it's for hedging your bets so that if something unexpected happens it doesn't render you destitute. You can't make the first kind of "insurance" work in a free society; people have to be forced to sign up, or the system goes bankrupt.
The only real problem regarding "pre-existing conditions" is that under the current system you have to maintain your insurance continuously after being diagnosed in order to receive funding for your ongoing care, which naturally leaves people paranoid about being unemployed or unable to pay their insurance bill, even for a short time, and then not be accepted by any other insurer due to their known condition. The way it should work is that the current insurer is on the hook for the lifetime cost of care for whatever you were insured against at the time you were diagnosed, even if you later drop your insurance policy.