Yeah, Europe's in such great shape that plenty of them still come here for good and timely medical care.
I guess I'm not quite sure how you're blaming the private sector entirely for "healthcare" and "credit crisis". I'll put the blame squarely on government intervention for both. Government for pushing HMOs, mandating insurance that operates as collectivism rather than insurance, allowing lawyers to run roughshod over the medical industry, and empowering bureacrats over doctors. As for the credit crisis, I don't look much farther than the Federal Reserve manipulating the money supply to encourage speculative and risky investments.
The free market works great, we just wouldn't know, we don't have one. We're regulated to death, but people are so blind, they call for MORE regulation by the very idiots that caused these problems.