Comment Re: Not a laywer. (Score 2) 224
That's funny, because the submitter claimed the bank had her "name, address, date of birth, social security number, drivers license number and bank account information." It's almost as though they might have met her (in some form), got a lot of information from her (you can ask for all that stuff but not a fingerprint?) and authenticated her. Typos aside, you have to authenticate anyway, otherwise I could take out a loan in the submitter's sister's name, and give them my email address which they correctly enter.
In a situation like that, where you're already authenticating, you don't even need an "infrastructure," or rather, you're building the infrastructure right there. After that meeting, the bank and the customer can sign each other and add the connection to the WoT so that the next person (who knows one of the parties but not the other) will have it.
Oh right, the WoT. So there is already an existing infrastructure but people just aren't using it so it's still missing a lot of people.