What if I intend to stop spending so much so that I'll be able to make the payments? Maybe I decided that the new car I really wanted was a bit more expensive than the one I'd thought I would be getting, but that I can make up the difference by eating out less often. That sounds like a reasonable plan to me. Of course, you might want some evidence for whether or not I can / will actually manage to do that. Perhaps something like a credit history. You'll find that potential creditors care about not only your credit score but things like a recent pay stub or other proof of income.

Who should we expire next?

Your ability to read and measure low-level signals will depend on a low noise floor in your 'scope. How low-level will your lab be interested in displaying? Make sure the devices you're considering aren't displaying significant switching noise and sampling artifacts in those ranges. My unpleasant surprise (admittedly, a decade old -- things will have hopefully improved by now) was a digital Tektronix where the lowest ranges, right where I was trying to look at input stages, were too grassy for my purposes, and that unit was a self-contained instrument. I keep a lowly refurbished Tektronix 465 on hand for analog work for just that reason.